Lowyat.NET: Latest topics by yenloong

<WTS> iPhone 6S Plus 64gb Gold

yenloong — Thu, 09 May 2019 15:41:54 +0800

Item(s): iPhone 6s Plus 64gb Gold, iOS 12

Package includes: Full set with box, charger, EarPods

Price: RM800

Warranty: None

Dealing method: COD

Location: Subang Jaya / Puchong

Contact method/details: PM here
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Item(s) conditions: Functions 100%. External 7.5/10, some wear and tear. Please see pictures

Picture:

Reason for sale: not using any longer. Looking for new home

<WTS> Used iPhone 6+/Plus Gold 64GB

yenloong — Wed, 07 Mar 2018 09:26:52 +0800

Item(s): iPhone 6+ Gold 64GB

Package includes: Phone, charger, EarPods, box

Price: RM700

Warranty: None

Dealing method: COD @ Subang / Poslaju

Location: Subang Jaya

Contact method/details: PM here
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Item(s) conditions: Fully functional. 8/10 normal body wear and tear. Just cracked screen which can be replaced without hassle

Picture:[attachmentid=9638245][attachmentid=9638247][attachmentid=9638248]

Reason for sale: Upgraded

[WTS] Star Wars Battlefront R3 PS4 Used

yenloong — Fri, 05 Feb 2016 23:59:29 +0800

Selling Star Wars Battlefront R3 game for PS4.

Code has been redeemed. Battle of Jakku still downloadable from PS Store so won't miss anything

Price : sold!

Method: COD @ Subang/UsJ, Poslaju add RM6

PM me if interested

[attachmentid=5982599]

<WTS> Used Space Grey 32GB iPhone 5S (Revised!)

yenloong — Tue, 20 Oct 2015 13:52:27 +0800

Item(s): iPhone 5S space grey 32gb (iOS9)

Package includes: full set box with charger & unopened EarPods

Price: RM1300

Warranty: None - please test on the spot

Dealing method: COD

Location of seller: Subang Jaya

Contact method/details: PM

Age of item: 2 years

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Item(s) conditions: 9/10 - very minor wear & tear. Female owner

Picture: [attachmentid=5151343][attachmentid=5151347]

Reason for sale: upgraded

<WTB> used PS4 console

yenloong — Fri, 16 Oct 2015 12:04:18 +0800

Looking for a used ps4 console! Please pm me if you have one to sell.

Location: COD in klang valley

WTS Used Batman Arkham Knight R3

yenloong — Thu, 08 Oct 2015 15:56:20 +0800

WTS Batman Arkham Knight R3 with unredeemed DLC RM130 FIRM!

Game disc condition: mint

COD location: Subang Jaya

Postage: add another RM6

Contact method : PM

WTS White Samsung S4 32GB LTE SME Maxis Set!

yenloong — Wed, 24 Sep 2014 15:20:15 +0800

Item(s): White Samsung S4 32GB LTE SME Maxis Set

Package includes:r Phone, charger, box, headphones (unused), Official Samsung Blue flip cover

Price:RM1,000

Warranty: Ended recently

Dealing method:COD

Location of seller: Subang / Sunway

Contact method/details: PM here

Age of item: Just passed 1 year

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Item(s) conditions:Very good! 9/10!

Picture: [attachmentid=4146320] [attachmentid=4146319] [attachmentid=4146318] [attachmentid=4146316]

Reason for sale:Upgrading to ip6!

<SOLD>

yenloong — Tue, 03 Dec 2013 09:08:34 +0800

SOLD!

<Sold>

yenloong — Wed, 20 Nov 2013 19:28:51 +0800

Sold!

(A) Immortal Dream is recruiting

yenloong — Mon, 01 Jun 2009 14:10:59 +0800

Hi guys,

Immortal Dream is an Alliance 25-man raiding guild based in Frostmourne (US).

We have recently killed Yogg25 and will be working on hard mode encounters next. To that end, we are looking at recruiting players (ANY class) who are skilled with their class, loves challenges and are hungry for success to reinforce our raiding crew. - Yes we are not recruiting for the bench/subs, we are recruiting full time raiders.

Our 25-man raid nights are Monday, Wednesday, Thursday and Sunday starting from 10pm to 2am server time. ( 8pm - 12am Malaysia/SG)

10-man raids are mostly done whenever we have the time. Usually these are during Fridays and Saturdays but our main focus is still 25-mans

If you are interested, kindly post an application on our forums (forums.immortal-dream.org) or contact Felurian, Rakhel, Xantrian, Yawnzie or Wrathsong in game.

PS: The main leading crew is based in the Klang Valley area so we are able to have frequent meet ups and 'yum char' sessions

Thanks =)

Question on Valuation and Loan

yenloong — Wed, 18 Mar 2009 15:51:17 +0800

Hi all,

I have been scouting around for house and we (myself and gf) have finally found our dream home.

However, the price of the property is a bit on the high side (relatively). My first question would be, what factors do the valuators usually consider when valuating the price of a property? (i.e. location, renovations, furniture?)

The price of the unit is RM250k but if I'm not mistaken the market value is around RM200k. It is fully renovated and fully furnished (with everything from beds to tv's to sofas). I'm wondering if the valuator sent by the bank will take into account all these factors?

Also, in reference to this other topic Link, I see that it is possible to get 5% or 0% downpayment on a property based on the loan amount obtained. Currently in my reserves I only have 15k on hand, hence I am hoping to pay 5% downpayment.

As for the monthly repayment, I have no problems servicing it as I have calculated it to be below 30% of my income.

What are my chances of getting a 95% - 100% loan on this property? Any advice will be greatly appreciated!