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        <title>Lowyat.NET: Latest topics by DPZ</title>
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        <lastBuildDate>Thu, 16 Jul 2026 22:41:39 +0800</lastBuildDate>
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            <title>WTB Affordable comprehensive insurance</title>
            <link>http://forum.lowyat.net/topic/4991782</link>
            <description>Hi there,&lt;br /&gt;&lt;br /&gt;Would like basic coverage for the following:-&lt;br /&gt;&lt;br /&gt;1) Term Insurance up to 60 years old coverage between RM300K-RM500K&lt;br /&gt;2) Medical card up to as old as possible coverage (say 80) , No life time limit, atleast 1 mil annual limit&lt;br /&gt;3) Critical Illness up to 60 years old coverage between RM150K-RM250K&lt;br /&gt;&lt;br /&gt;Not interested in investment link life insurance etc. Just like a basic package above. &lt;br /&gt;&lt;br /&gt;Details :-&lt;br /&gt;&lt;br /&gt;Birthdate:- January 1986&lt;br /&gt;Age:- 34 (Next birthday 35 years old, 2021)&lt;br /&gt;Smoker:- Yes (20 or less a day)&lt;br /&gt;Hospitalized for prolonged period/serious illness in the last 10 years? :- No&lt;br /&gt;Rejected by any insurance :- No. Currently having medical insurance and life insurance/MLTA.&lt;br /&gt;Reason for change:- Find MLTA not worth and wonder if get a new package with medical included can get a better rate.&lt;br /&gt;&lt;br /&gt;I am looking for an affordable premium payable monthly or annually  (annual payment prefered if cost can be reduced further) . Premium if on increasing basis should be upfront on the expected increase if possible.&lt;br /&gt;&lt;br /&gt;Do PM me with your rates, coverage and details.&lt;br /&gt;&lt;br /&gt;Will reply those that fits the above requirement within an affordable commitment range.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>DPZ</author>
            <category>Services Noticeboard</category>
            <pubDate>Mon, 06 Jul 2020 16:41:52 +0800</pubDate>
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