Lowyat.NET: Latest topics by samwan_sambadi

How much saving you have? - Cash / Unit Trust etc.

samwan_sambadi — Fri, 21 Jul 2023 17:48:21 +0800

After Covid-19 2020, Increased cost of living
& weakening of Ringgit right now

Are your savings affected after above happened?
and what is ideal Figures for savings do we need in order to be comfortably safe

Any ideas how to maximize profits with investing / put into any FD or Unit Trust?

Sunset Orange upcoming upgrade...

samwan_sambadi — Mon, 13 Mar 2023 21:08:01 +0800

Ikankering can diversify new buss like this

samwan_sambadi — Wed, 16 Jun 2021 20:57:02 +0800

KOTA KINABALU: A man who left his job as supervising engineer to sell buns from his car boot last year is now providing jobs to those who lost their income due to the pandemic.

Ridzuan Jamal, 28, said he now earned enough to open his own shop after selling the buns at mere RM1 each for less than six months.

The newly-married entrepreneur was featured in the New Straits Times last year. He reportedly sold about 1,000 buns daily in Penampang and Putatan.

Despite the affordable pricing of the bun, he said he actually earned more than his previous job.

"Now, my bakery has nine workers who recently lost their jobs, and also newly-graduated youngsters.

"There are also three secondary school students working as part timers to help their parents whose incomes are affected by the pandemic, apart from getting work experience," he said, adding that his workers' basic salary ranged between RM900 and RM1,200.

Ridzuan, who is only focusing on expanding his business, said he expected to recruit more workers both for the bun production and agents to sell the products.

He is targeting 15 agents but now only has eight to cover Sepanggar, Inanam, KK, Putatan, Papar, Kinarut, Kimanis and Telipok.

"I am concentrating on having as many agents as possible to even cover more districts from Tuaran to Menumbok.

"Therefore, I need more people to increase the supply to help others to survive through employment and sales especially during the movement control order now," he said.

Here why Israeli concerned over Pfizer vaccine..

samwan_sambadi — Fri, 22 Jan 2021 11:47:11 +0800

More than 12,400 in Israel were reportedly infected after accepting Pfizer's COVID-19 vaccine, which led to doubts over the vaccine's efficacy, despite the reported 95 percent efficacy in Phase III clinical trials.

This can be a sign that the vaccine's efficacy is not necessarily the same as data from experiments, which is affected by many elements such as the experiment environment and the population tested on, some experts said.

Israel's health ministry tested 189,000 people after they received Pfizer's vaccine and 6.6 percent of the people, including 69 who had received two shots, still tested positive for COVID-19, according to media reports.

A single dose of Pfizer's COVID-19 vaccine appeared "less effective than we had thought," and also lower than Pfizer had suggested, Israeli coronavirus commissioner Nachman Ash previously told media on Tuesday.

Pfizer said that a single dose of its vaccine is about 52 percent effective, media reported.

Feng Duojia, president of the China Vaccine Industry Association, told the Global Times on Thursday that it is possible that vaccine recipients got infected before they developed immunity.

Instead of preventing recipients completely from infections, the key functions of vaccination are to reduce the incidence rate or prevent recipients from getting serious symptoms, Feng explained.

Normally it takes 14 days for vaccines to build effective immunity in recipients' bodies.

According to media reports, within two weeks after the first dose, recipients in Israel show similar infection rates as those who have not received shots. But those vaccinated started to show 33 percent fewer new infections than the others after the second dose.

The most effective way to prevent coronavirus infections is still physical protective measures, like wearing masks and protective suits, experts noted.

HIGHLIGHTS: PM announces aid package RM15bil

samwan_sambadi — Mon, 18 Jan 2021 17:06:51 +0800

Here are the highlights:

- A one-off payment of RM500 for all medical frontliners, RM300 to be given in the first quarter of 2021

- A total of 3,500 healthcare workers to be recruited, RM150mil allocated

- Three agreements signed with vaccine producers - first batch of vaccines to arrive next month

- RM800mil additional allocation for the Health Ministry (for supplies including additional reagents, screening kits as well as PPE equipment)

- RM200mil for the National Security Council and other relevant agencies

- RM3bil for the Covid-19 National Immunisation Programme.

- Moratorium facility, including extension of the moratorium and restructuring of loan repayment will continue to be offered by banks

- Credit counselling to be given by phone and online

- Tax exemptions for computers, handphones, and tablets worth below RM2,500 to be extended until Dec 31,2021

- Social and Welfare Department (JKM) will implement a food basket programme immediately which will provide essential food items worth RM100 for each eligible household, involving a total allocation of RM50mil

- Government will allocate RM25mil under the GLIC/GLC Disaster Relief Network which includes provision of community assistance, to the elderly, homeless, the disabled and flood victims

- Free 1 Gigabit data initiative will be extended until the end of April 2021.

- PTPTN borrowers affected by the pandemic or floods, can apply for a three-month PTPTN loan repayment moratorium. Application for this moratorium can be made until March 31,2021.- Wage subsidy programme 3.0 under Socso will be enhanced - all employers operating in the MCO states will be eligible to apply, irrespective of sector.

- Government allocates RM24mil to fund the full contribution under Socso's Self-Employment Social Security Scheme for delivery riders.

- Government to expand the Prihatin Special Grant Plus assistance to cover 500,000 SMEs in the seven MCO states with a payment of RM1,000 each, while 300,000 SMEs in other states will receive RM500 each

- A one-off financial assistance of RM500 to 14,000 tourist guides as well as 118,000 drivers of taxis, school buses, tour buses, rental cars and e-hailing vehicles, with an additional allocation of RM66mil

- Special discount of 10% on electricity bills from January to March 2021 to six business sectors nationwide, comprising hotel operators, theme parks, convention centres, shopping malls, local airline offices as well as travel and tour agencies

- Electricity rebates to all TNB users, domestic and non-domestic at a rate of two sen per kilowatt-hour, which is equivalent to a reduction in electricity bills of up to 9% for a period of six months, from Jan 1 to June 30,2021.

- A Bus and Taxi Hire Purchase Rehabilitation Scheme introduced, where a 50% guarantee on financing from hire purchase and leasing companies will be provided for selected buses such as sightseeing buses, and taxis. A guarantee of RM1bil will be provided.
- Government agrees to extend the effective period of inability to perform contractual obligations to March 31,2021 under the Temporary Measures for Reducing the Impact of CovidD-19 Act 2020, or Act 829

Datuk Who Assaulted A Couple Has Been Arrested

samwan_sambadi — Fri, 15 Jan 2021 12:23:24 +0800

A Datuk has been arrested for intimidating and slapping a couple in a steamboat restaurant in Petaling Jaya, Selangor

According to New Straits Times, the police arrested the 42-year-old Datuk, along with another 39-year-old suspect, in Mutiara Damansara at about 3.40pm yesterday, 14 January.

Selangor Criminal Investigations Department chief ACP Datuk Fadzil Ahmat confirmed that one of the suspects holds a Datukship and that he has a criminal record for criminal intimidation.

The Star reported that the police record lodged against him was dated 2019.

Other than investigating the incident, the police will also find out whether the suspects are involved in any gang-related activities

The police will be submitting a remand application to investigate the suspects' backgrounds.

Prior to the arrest, Petaling Jaya district police chief ACP Nik Ezanee Nik Faisal revealed that the incident started because the suspects were told off for talking too loudly in the restaurant.

Following the complaint, he said one of the suspects hit the victim with his hand and was suspected of slapping a female patron at the restaurant before leaving.

"Both suspects, who were drunk, attacked the person who made the complaint," Nik Ezanee said.

However, the initial police report states that the woman whom the suspect had slapped is a waitress

The Star noted that there is a discrepancy in reporting, saying Chinese vernacular newspapers reported that the person whom the suspect slapped was the victim's girlfriend.