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        <title>Lowyat.NET: Latest topics by encikbuta</title>
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        <lastBuildDate>Sat, 06 Jun 2026 17:03:57 +0800</lastBuildDate>
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            <title>Moratorium Choices (Opt In or Out?)</title>
            <link>http://forum.lowyat.net/topic/4964752</link>
            <description>Thought it would be nice to see what most of us are doing with the moratorium  &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;For myself, at least while I&amp;#39;m still employed, I&amp;#39;m taking up the 6 month moratorium coz I wanna put the extra money into my own investment vehicles. Gonna try and beat the bank&amp;#39;s interest rate.</description>
            <author>encikbuta</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 20 May 2020 10:53:03 +0800</pubDate>
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