http://forum.lowyat.net/ Tue, 20 Oct 2026 01:19:07 +0800 FeedCreator 1.7.2 http://forum.lowyat.net/topic/4954630 Newbie here, I want to ask the seniors here, how buying property with 90% loan can be profitable when the initial cost is so much, factoring in stamp duty, legal fees, insurance, etc. When we sell the property after 5 years given the Rpgt tax will be 5%, and all the bank interest incurred during the 5 years, paying penalty early loan settlement. Furthermore, property price supposed to be increase 8% per year, but the after checking property prices, it does not seem to happen in many current properties. So, when I sell the house in the 6th year, I will be at loss. This same goes to doing loan compression acquiring many properties at once and multiple loss at the same time. Hopefully, someone can guide me, thank you. Rickyqq Serious Kopitiam Sun, 03 May 2020 11:09:38 +0800