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        <title>Lowyat.NET: Latest topics by notadupe999</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Fri, 03 Jul 2026 05:50:03 +0800</lastBuildDate>
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            <title>Own Damage Knock For Knock claims</title>
            <link>http://forum.lowyat.net/topic/5547865</link>
            <description>Last weekend, my wife&amp;#39;s car got knocked from behind at the federal highway. Cars were travelling around 20-30km and then the whole line stopped, but the car behind probably wasn&amp;#39;t paying attention and drove straight into her car (didn&amp;#39;t even look like he was braking and he was quite far away when she starting slowing down).&lt;br /&gt;&lt;br /&gt;Now, the fella didn&amp;#39;t have a valid roadtax or insurance. He has made a police report, though. Repairs are estimated at 3.5k.&lt;br /&gt;&lt;br /&gt;My wife&amp;#39;s aunt, who is the insurance agent, asked her to chase the guy for payment but I think it&amp;#39;s a waste of time. Someone who can&amp;#39;t pay his own insurance and roadtax probably won&amp;#39;t be able to pay us back. I was thinking a ODKFK claim who be the better option. &lt;br /&gt;&lt;br /&gt;Can we claim using the own damage knock for knock claim once the report is out? I read in another thread that the other party should have a minimum of a 3rd party insurance for us to make the claim. Anywhere I can check if this is the case?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>notadupe999</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 01 Dec 2025 12:15:23 +0800</pubDate>
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