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        <title>Lowyat.NET: Latest topics by MGIB99</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 01 Oct 2026 21:39:31 +0800</lastBuildDate>
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            <title>Can anyone else subscribe to Spotify family plan?</title>
            <link>http://forum.lowyat.net/topic/5077690</link>
            <description>Every time I try to subscribe to family plan, I&amp;#39;m forced to subscribe with Digi/Maxis, not allowing me to even type in my Credit Card info. Paying with mobile is actually more expensive per month so I don&amp;#39;t wanna do that, but IDK how to fix it. My friends and family seem to be having the same problem also. &lt;br /&gt;&lt;br /&gt;Anyone have a fix?</description>
            <author>MGIB99</author>
            <category>Movies &amp;amp; Music</category>
            <pubDate>Fri, 25 Dec 2020 16:56:40 +0800</pubDate>
        </item>
        <item>
            <title>Best budget popcorn in Malaysia</title>
            <link>http://forum.lowyat.net/topic/5000760</link>
            <description>Hey guys, planning to buy a big tub of caramel popcorn, maybe 500g or 1kg worth to put in the office for my co-workers. Any suggestions? Whether it&amp;#39;s online or physical locations. &lt;br /&gt;&lt;br /&gt;Would like the caramel flavour to be quite nice, not just sugar taste. Budget probably around 20-40 altho I&amp;#39;m not sure what the market price is, but as long as cheaper than those extremely atas popcorn brands Garrett.</description>
            <author>MGIB99</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 23 Jul 2020 12:05:12 +0800</pubDate>
        </item>
        <item>
            <title>Is anyone else having trouble with Discord</title>
            <link>http://forum.lowyat.net/topic/4945614</link>
            <description>It takes like 10 to 15 minutes just to start up the discord app, and I can&amp;#39;t even login to the discord.gg browser app. I checked down detector and it seems like theres a concentration of problems from Malaysia.</description>
            <author>MGIB99</author>
            <category>Internet Related</category>
            <pubDate>Sat, 18 Apr 2020 22:20:14 +0800</pubDate>
        </item>
        <item>
            <title>How is the opening price determined?</title>
            <link>http://forum.lowyat.net/topic/4933579</link>
            <description>&lt;a href='https://i.imgur.com/gH84UUw.png' target='_blank'&gt;https://i.imgur.com/gH84UUw.png&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;As shown in the pic above, how would one get the opening price for this stock?&lt;br /&gt;&lt;br /&gt;The example is BAT, at previous closing price of 10.16. &lt;br /&gt;&lt;br /&gt;Best buy is at 9.92, and the best sell is at 10.24, so how are these prices matched to determine the opening price?</description>
            <author>MGIB99</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 30 Mar 2020 08:10:02 +0800</pubDate>
        </item>
        <item>
            <title>Does Rakuten take a cut off dividends?</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>Does Rakuten take a cut off dividends?</title>
            <link>http://forum.lowyat.net/topic/4926999</link>
            <description>I heard from a friend that Rakuten takes a cut out of dividend payments, but he wasn&amp;#39;t sure how much they take, whether its a portion or if it&amp;#39;s a fixed cut. &lt;br /&gt;&lt;br /&gt;Anyone know more info on this?&lt;br /&gt;&lt;br /&gt;</description>
            <author>MGIB99</author>
            <category>Stock Exchange</category>
            <pubDate>Fri, 20 Mar 2020 12:24:52 +0800</pubDate>
        </item>
        <item>
            <title>Working in UK, despite graduating in Malaysia</title>
            <link>http://forum.lowyat.net/topic/4876074</link>
            <description>It&amp;#39;s always been a dream of mine to work overseas, especially UK. Do you guys think it&amp;#39;s possible to do so, after graduating in local uni. &lt;br /&gt;&lt;br /&gt;What do you think would be the steps of looking for a job in UK?&lt;br /&gt;&lt;br /&gt;I&amp;#39;m a finance and accounting graduate btw.</description>
            <author>MGIB99</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 10 Dec 2019 16:53:56 +0800</pubDate>
        </item>
        <item>
            <title>Higher basic vs low basic but high commission</title>
            <link>http://forum.lowyat.net/topic/4860724</link>
            <description>I just had lunch with one of my friends working in CIMB mortgage sales, and I keep hearing her say how much money her seniors earn once they hit their targets, with plenty of bonuses and good commission. &lt;br /&gt;&lt;br /&gt;I also hear from another friend in Public Bank that its not uncommon to hear sales agents with 20 months bonuses every year. &lt;br /&gt;&lt;br /&gt;That&amp;#39;s quite insane, considering the management trainee positions are so much more competitive, but candidates could actually be paid less. &lt;br /&gt;&lt;br /&gt;Just wondering, in the long term, would it be more lucrative to accept a lower basic salary job in a bank doing sales, but receiving plenty of commission if targets are reached, or going for higher HQ positions that have higher salaries but no commission at all.</description>
            <author>MGIB99</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 05 Nov 2019 11:57:24 +0800</pubDate>
        </item>
        <item>
            <title>Samsung Management Trainee</title>
            <link>http://forum.lowyat.net/topic/4857960</link>
            <description>Does anyone know anything about it? Salary? How to apply? I went through their website and it seems like there&amp;#39;s no actual way to apply. Is it even still running in Malaysia?</description>
            <author>MGIB99</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 29 Oct 2019 17:56:00 +0800</pubDate>
        </item>
        <item>
            <title>Best/Cheapest way to buy Original Apple Airpods</title>
            <link>http://forum.lowyat.net/topic/4848930</link>
            <description>Not sure exactly what the right price is for a real apple airpod, considering the amount of fakes online. Is the best way just through verified brick and mortar stores, or are there good websites to buy it from at a cheaper price?</description>
            <author>MGIB99</author>
            <category>Apple Byte</category>
            <pubDate>Wed, 09 Oct 2019 17:13:40 +0800</pubDate>
        </item>
        <item>
            <title>Would it be better to drive grab premium?</title>
            <link>http://forum.lowyat.net/topic/4844749</link>
            <description>I&amp;#39;m thinking of starting driving grab, and since i have a car eligible for both premium and justgrab, not sure which one more income. Any advice</description>
            <author>MGIB99</author>
            <category>E-hailing &amp;amp; Ride-sharing</category>
            <pubDate>Mon, 30 Sep 2019 17:44:43 +0800</pubDate>
        </item>
        <item>
            <title>What kind of job is appropriate for a 50+ aged wom</title>
            <link>http://forum.lowyat.net/topic/4832362</link>
            <description>My mom is 50+ and has been a housewife for a good portion of her life. Before she started being a housewife, she was an auditor in EY, and eventually climbed all the way to finance manager in Popular, earning 10k+ RM, and in those days, that&amp;#39;s like equivalent to 30k+ now probably, using how much more expensive kopitiam food is nowadays. &lt;br /&gt;&lt;br /&gt;She wanted to get back into employment, now that her kids are fully graduated and working, but it&amp;#39;s tough for her to compete with younger professionals anywhere. What kind of jobs are appropriate?</description>
            <author>MGIB99</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 03 Sep 2019 22:19:13 +0800</pubDate>
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