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        <title>Lowyat.NET: Latest topics by claran</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Fri, 19 Jun 2026 07:01:03 +0800</lastBuildDate>
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            <title>I want to Apply Credit Card</title>
            <link>http://forum.lowyat.net/topic/759944</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I would like to apply a credit card for my personal usage (First time). So, i need advice from you guys as which bank to apply for.&lt;br /&gt;&lt;br /&gt;Follow are the criterias that i&amp;#39;m looking for.&lt;br /&gt;1. No processing and anual fees (Free for life)&lt;br /&gt;2. Able to make monthly payment online (via website)&lt;br /&gt;3. Best if could have benefit in term of (Buy Airline ticket [AA/MAS], Petrol, MPH, Food outlets]&lt;br /&gt;4. Even better if got free gift.&lt;br /&gt;&lt;br /&gt;Thanks&amp;#33;</description>
            <author>claran</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 06 Aug 2008 11:25:55 +0800</pubDate>
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            <title>Why Media Rep/Media Agency do not publish</title>
            <link>http://forum.lowyat.net/topic/608135</link>
            <description>May i know what is the reason that STOP/HOLD most of the media representative/ media agency to come out with their own publication/magazine as they had already have their cleint base (advertiser)&lt;br /&gt;&lt;br /&gt;Who are the better person to come out with magazine if not them who had all the advertiser they would need. I understand that some of the media agency/rep might not have enough advertisement to cover up for the magazine cost. Since they might only have few advertisement or it might varies depend on issue....&lt;br /&gt;&lt;br /&gt;However, there are some agency which are doing exclusive for particular publication where they actually committ to find certain amount of advertisement for the publisher. Then, why don&amp;#39;t they publish thier own magazine as surely they will have the enough amount of money to cover up the magazine cost with all the advertisement they got for every issue&lt;br /&gt;&lt;br /&gt;Please comment....</description>
            <author>claran</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 09 Jan 2008 18:19:50 +0800</pubDate>
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            <title>Why people invest?</title>
            <link>http://forum.lowyat.net/topic/607308</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I have one question that i hope you quys could clarify for me....&lt;br /&gt;&lt;br /&gt;&amp;quot;WHY DO PEOPLE INVEST?&amp;quot;&lt;br /&gt;&lt;br /&gt;The make it clear. Following are a situatuion for this question.&lt;br /&gt;&lt;br /&gt;For example if i would like to start up a business and i do not have sufficient capital to start up by myself.&lt;br /&gt;So, therefore, i would like people to invest in my business so that i would enough enough money to operate the business.&lt;br /&gt;&lt;br /&gt;Now, the question is, &amp;quot;WHY THEY WANNA INVEST?&amp;quot;. Why don&amp;#39;t they do the business themselve and earn all the money rather than invest in my company and share the profit. &lt;br /&gt;&lt;br /&gt;Please share.....&lt;br /&gt;</description>
            <author>claran</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 08 Jan 2008 16:21:19 +0800</pubDate>
        </item>
        <item>
            <title>Site Ground Web Hosting</title>
            <link>http://forum.lowyat.net/topic/504506</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Is there anyone using Site Ground Web Hosting? Since there are offering a package that is damn cheap. USD&amp;#036;6.95 per month with no setup fees (For 1 year deal). &lt;br /&gt;They offering: 500GB of Web Space&lt;br /&gt;                      5000GB of Bandwidth&lt;br /&gt;Is that too good to be true??&lt;br /&gt;&lt;br /&gt;Regards,&lt;br /&gt;Claran&lt;br /&gt;</description>
            <author>claran</author>
            <category>Networks and Broadband</category>
            <pubDate>Tue, 14 Aug 2007 20:23:17 +0800</pubDate>
        </item>
        <item>
            <title>Bidding</title>
            <link>http://forum.lowyat.net/topic/485831</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I am trying to organize a bidding in either a magazine or in my website. Do i need a license to do that. If so, how is the process and what is the charges?&lt;br /&gt;&lt;br /&gt;Thanks&amp;#33;&lt;br /&gt;&lt;br /&gt;P/S: i want to organize a bidding. (somehow i&amp;#39;m the lelong.com)</description>
            <author>claran</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 10 Jul 2007 11:12:59 +0800</pubDate>
        </item>
        <item>
            <title>Office Plaza Management Office</title>
            <link>http://forum.lowyat.net/topic/485304</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I am trying to get the contact number for office plaza management office aorund Klang Valley. I had check online but i can&amp;#39;t get any result from there. I type the name of the plaza but what came out is only website on office for rent or sales and the contact is the contact for the sales agent.&lt;br /&gt;&lt;br /&gt;However, i would like to have the contact number for the management office for the office plaza. So, could someone please help me on how i could get thier conact? Is there any directories on this?&lt;br /&gt;&lt;br /&gt;Thanks&amp;#33;&lt;br /&gt;&lt;br /&gt;Regards,&lt;br /&gt;Claran</description>
            <author>claran</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 09 Jul 2007 11:57:37 +0800</pubDate>
        </item>
        <item>
            <title>Advertising Agency</title>
            <link>http://forum.lowyat.net/topic/478085</link>
            <description>Hi there,&lt;br /&gt;&lt;br /&gt;Is there anyone knows any advertising agent here in Malaysia who can get advertisement for magazine? Where Magazine publisher will pay them commission for advertisement obtained.&lt;br /&gt;&lt;br /&gt;If you know or you yourself are working in advertising agencies, pls give me the company name and contact number.&lt;br /&gt;&lt;br /&gt;If you are not from advertising agency but interested and confident that you can get advertisement for us (magazine), you could PM me as well. Then, i can explain to you in details.&lt;br /&gt;&lt;br /&gt;Thanks&amp;#33;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Regards,&lt;br /&gt;Claran</description>
            <author>claran</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 25 Jun 2007 09:38:56 +0800</pubDate>
        </item>
        <item>
            <title>Insurance Matter</title>
            <link>http://forum.lowyat.net/topic/475825</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;I need to cosult with insurance expert whether there is such an insurance coverage.&lt;br /&gt;&lt;br /&gt;This is the scenario:&lt;br /&gt;&lt;br /&gt;I am involved in a business where my client need to pay up front for the the service/product that we provide them. For example, my client need to first pay RM10,000 for a particular service/product which he can only get 1 month later. However, my client are worried that i might cheap him or run away with his money. &lt;br /&gt;&lt;br /&gt;Therefore, i would like to know is there any insurance policy to protect my client for the money that he pay up front to me. If either i go brankrupt of run away with his money, he wil still get compensation from the insurance (RM10,000). By having this, he will feel safe and secure and i can get the money upfront.&lt;br /&gt;&lt;br /&gt;For example, to cover a premium of RM10,000, how much should i pay the insurance company for a 1 month coverage. After i deliver the service/product, then the coverage will end.&lt;br /&gt;&lt;br /&gt;Please advice.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Claran</description>
            <author>claran</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 20 Jun 2007 15:09:12 +0800</pubDate>
        </item>
        <item>
            <title>Send Your Photos to AvesMag</title>
            <link>http://forum.lowyat.net/topic/455876</link>
            <description>AvesMag is a non-paid periodiacal (montly) travel magazine. Now, AvesMag is openning up oppurtunity for photgographer to send in their photos and stand a chance to be published on AvesMag magazine. This is to serve as a platform for young and emerging photographer to show their work of art.&lt;br /&gt;&lt;br /&gt;Since AvesMag is doing on travel. Therefore the theme of the photos must be on &amp;quot;travel&amp;quot;. Scenery, Landscape, Peoples and a lot more. As long as it is related to travel.&lt;br /&gt;&lt;br /&gt;Please write a description and caption for the photos you send in.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;REWARD&lt;br /&gt;If your photo is chosen to be published on AvesMag, we will send a copy of AvesMag for that issue right to your door step.&lt;br /&gt;&lt;br /&gt;Interested please send your photos to:&lt;br /&gt;jackie_avesmag@yahoo.com</description>
            <author>claran</author>
            <category>Photography, Digital Imaging &amp;amp; Video</category>
            <pubDate>Sat, 12 May 2007 14:21:46 +0800</pubDate>
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