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        <title>Lowyat.NET: Latest topics by Zaire.Ver</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 04 Jun 2026 11:27:31 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>Personal loan rate...is this low?</title>
            <link>http://forum.lowyat.net/topic/5316025</link>
            <description>Never have i thought that i wud need to do PL, especially with &lt;br /&gt;recently increased interest rate in september&lt;br /&gt;But after a bust in crypto and my home reno cost double than budget...here i am&lt;br /&gt;&lt;br /&gt;Is this rate consider low in the market now or are there better rate out there?&lt;br /&gt;Rm100k @ 6 years, &lt;br /&gt;Floating rate: BR(2.5%)+2.77% = EIR 5.27% equiv to FR 2.81% p.a. &lt;br /&gt;monthly instalemr rm1,623&lt;br /&gt;Fee &amp;amp; stamping rm590, insurance rm838&lt;br /&gt;&lt;br /&gt;Appreciate ur inputs, before i proceed with banker</description>
            <author>Zaire.Ver</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 07 Oct 2022 15:04:36 +0800</pubDate>
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            <title>Google trolling MU fans?</title>
            <link>http://forum.lowyat.net/topic/5295604</link>
            <description>&lt;a href='https://pictr.com/image/B2cG5D' target='_blank'&gt;&lt;img src='https://pictr.com/images/2022/07/30/B2cG5D.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;0 - 1</description>
            <author>Zaire.Ver</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 30 Jul 2022 22:37:55 +0800</pubDate>
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            <title>DBKL active</title>
            <link>http://forum.lowyat.net/topic/5270572</link>
            <description>Suddenly received a bunch of summons notice from dbkl for 2019&lt;br /&gt;Couldnt be bother&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/BJQ3F2' target='_blank'&gt;&lt;img src='https://pictr.com/images/2022/05/11/BJQ3F2.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>Zaire.Ver</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 11 May 2022 15:19:37 +0800</pubDate>
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            <title>Lowyat Forum blacklisted?&amp;#33; Ktards fault</title>
            <link>http://forum.lowyat.net/topic/5192394</link>
            <description>Suddenly today cant access lowyat via laptop&lt;br /&gt;Turn out forum included in bluecoat custom list and blacklisted.&lt;br /&gt;Must be /k wrong doing, spamming too many shits&lt;br /&gt;There goes my productivity in drains...&lt;br /&gt;&lt;br /&gt;.....Typing from fone&amp;quot;</description>
            <author>Zaire.Ver</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 08 Sep 2021 11:21:22 +0800</pubDate>
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            <title>condo/apartment with gym facilities open?</title>
            <link>http://forum.lowyat.net/topic/4984002</link>
            <description>so..is the gym facilities at ur condo/apartment open now? or remain close?</description>
            <author>Zaire.Ver</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 22 Jun 2020 14:29:42 +0800</pubDate>
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            <title>u earn &amp;lt;rm7.6k is B40 ok</title>
            <link>http://forum.lowyat.net/topic/4933747</link>
            <description>&lt;a href='https://pictr.com/image/5kKWZc' target='_blank'&gt;&lt;img src='https://pictr.com/images/2020/03/30/5kKWZc.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;old news...2016 facts&lt;br /&gt;/k earn 20k remain as T20  &lt;!--emo&amp;:console:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/console.gif' border='0' style='vertical-align:middle' alt='console.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>Zaire.Ver</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 30 Mar 2020 13:08:37 +0800</pubDate>
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            <title>Which /k earlier said Gov and KKM no fast test</title>
            <link>http://forum.lowyat.net/topic/4931828</link>
            <description>&lt;a href='https://pictr.com/image/5kiw81' target='_blank'&gt;&lt;img src='https://pictr.com/images/2020/03/27/5kiw81.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>Zaire.Ver</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 27 Mar 2020 11:31:54 +0800</pubDate>
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            <title>angmoh really bring shame to msian (certain)</title>
            <link>http://forum.lowyat.net/topic/4918114</link>
            <description>this angmoh really bring shame to msian (certain) &lt;!--emo&amp;:bruce:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/bruce.gif' border='0' style='vertical-align:middle' alt='bruce.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5K7816' target='_blank'&gt;&lt;img src='https://pictr.com/images/2020/03/06/5K7816.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>Zaire.Ver</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 06 Mar 2020 11:17:49 +0800</pubDate>
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            <title>drift king really is local car, death avoided</title>
            <link>http://forum.lowyat.net/topic/4918103</link>
            <description>drift and spin&lt;br /&gt;myvi real pro no wreck at all at Fed hway...next to midvalley&lt;br /&gt;&lt;br /&gt;Turn ON max volume for best effect..u dont wanna miss it&lt;br /&gt;&lt;br /&gt;[YOUTUBE]sll90NoQ1bY[/YOUTUBE]</description>
            <author>Zaire.Ver</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 06 Mar 2020 11:02:51 +0800</pubDate>
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        <item>
            <title>Im going premium.... courtesy of galaxy</title>
            <link>http://forum.lowyat.net/topic/4873235</link>
            <description>Yeay no more ads&lt;br /&gt;Can run on background&lt;br /&gt;Can dload n offline play&lt;br /&gt;&lt;br /&gt;[attachmentid=10368331]</description>
            <author>Zaire.Ver</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 03 Dec 2019 20:06:10 +0800</pubDate>
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            <title>year end interviews</title>
            <link>http://forum.lowyat.net/topic/4873072</link>
            <description>why la company so active want to do interview this month....cant they wait for next year&lt;br /&gt;&lt;br /&gt;holiday mood now, i no energy to prepare for interviews also....got 3 to attend this 2 week alone &lt;br /&gt;summore got 1 company ask for certified true copies doc for their keeping &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>Zaire.Ver</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 03 Dec 2019 14:17:54 +0800</pubDate>
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            <title>what have become to Lowyat.Net.</title>
            <link>http://forum.lowyat.net/topic/4860679</link>
            <description>getting more and more and more&lt;br /&gt;entertainment news/review/opinion than about tech  &lt;!--emo&amp;:facepalm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>Zaire.Ver</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 05 Nov 2019 10:40:00 +0800</pubDate>
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        <item>
            <title>FAKE VS ORI. Xiaomi Airdots Review</title>
            <link>http://forum.lowyat.net/topic/4842645</link>
            <description>so i receive a free Xiaomi/Redmi Airdots Bluetooth Earbuds as gift&lt;br /&gt;not going to give any in-depth review since u can google it but in summary it&amp;#39;s fantastic.&lt;br /&gt;connect auto instantly every time out from case, zero connection issues, fit snugly as im wearing for running, good build quality and sound for it price.&lt;br /&gt;some might have issues with connecting only to right piece and left piece no sound, because it can work individually, just need to reset and pair it again.&lt;br /&gt;&lt;br /&gt;since it&amp;#39;s that good, i decided to buy another one.&lt;br /&gt;most reputable seller in shoppe are selling it for RM65-80, but i found a seller selling it for RM49. &lt;br /&gt;at first i doubt it&amp;#39;s original, but decided to take risk and gamble, maybe it cheap coz direct from china not via local reseller...anyhow not that exp and can compare with my ori.&lt;br /&gt;&lt;br /&gt;so yes indeed it&amp;#39;s fake  &lt;!--emo&amp;:hyper:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxm9.gif' border='0' style='vertical-align:middle' alt='rclxm9.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:sweat:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sweat.gif' border='0' style='vertical-align:middle' alt='sweat.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;can see for yourself photo below for comparison.&lt;br /&gt;im not that mad if it fake....i do mind since they advertise it as 100% original and it fucking dont work  &lt;!--emo&amp;:ranting:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/ranting.gif' border='0' style='vertical-align:middle' alt='ranting.gif' /&gt;&lt;!--endemo--&gt;  lagging connection, intermittent disconnection, if connected have static buzzing noise  &lt;!--emo&amp;:furious:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/vmad.gif' border='0' style='vertical-align:middle' alt='vmad.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;If shake the buds can hear moving loose part inside while the ori are solid&lt;br /&gt;&lt;br /&gt;it just giving bad reps to the great earphone for unsuspecting clueless buyer&lt;br /&gt;&lt;span style='font-size:13pt;line-height:100%'&gt;&lt;b&gt;anyway this post is not about me complaining..just to warn others. sharing is caring ma.&lt;br /&gt;i know how and can always dispute and returned it in shopee..so dont worry bout that ya&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5z2ni9' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/09/26/5z2ni9.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5z2p7l' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/09/26/5z2p7l.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5z2W61' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/09/26/5z2W61.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5z2Ljf' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/09/26/5z2Ljf.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5z2V3U' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/09/26/5z2V3U.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5z24Iu' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/09/26/5z24Iu.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5z28kg' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/09/26/5z28kg.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5z2YaX' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/09/26/5z2YaX.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>Zaire.Ver</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 26 Sep 2019 00:54:41 +0800</pubDate>
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            <title>Shopee Seller: Fake HDD&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/4818901</link>
            <description>guys beware&lt;br /&gt;&lt;br /&gt;this seller in shoppee is selling fake stuff&lt;br /&gt;most noticeable is 2tb external hdd selling only for rm146...while market rm250~rm350&lt;br /&gt;he manage to hide and still selling behind high 5 star rating.....because buyer mostly gave positive rating due to quick delivery and in shopee have to rate within few days...return and refund also within a week also&lt;br /&gt;most buyer did not fill up 2TB within a week hence they didnt noticed the scam&lt;br /&gt;&lt;br /&gt;i am shooping for 2tb hdd...but noticed his price is very2 low...still suspicious eventhough all his item is highly rated (most buyer too dumb and gullible i think)&lt;br /&gt;managed to dig in the review some of this comments&lt;br /&gt;thank god this buyer post honest comment&lt;br /&gt;&lt;br /&gt;tldr: 5 star shoppe seller selling 200gb refurb hdd as branded 2tb external hdd&lt;br /&gt;no wonder this seller not registered as &amp;quot;preferred&amp;quot; seller&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5gKhMx' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/08/06/5gKhMx.md.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5gKnFv' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/08/06/5gKnFv.md.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5gKVg8' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/08/06/5gKVg8.md.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5gKGkX' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/08/06/5gKGkX.md.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>Zaire.Ver</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 06 Aug 2019 15:39:42 +0800</pubDate>
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