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        <title>Lowyat.NET: Latest topics by impulsebeat</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 10 Jun 2026 03:11:06 +0800</lastBuildDate>
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            <title>Transfer or Purchase property?</title>
            <link>http://forum.lowyat.net/topic/4790781</link>
            <description>Currently, the property my father purchased is under my aunt&amp;#39;s name (freehold individual title). Wanted to transfer the title to my brother (never own any property before).&lt;br /&gt;&lt;br /&gt;What is the best way to do it? What are the cost involved?&lt;br /&gt;&lt;br /&gt;Understand that transfer between indirect family will still be charged under RPGT and MOT Stamp duty.&lt;br /&gt;&lt;br /&gt;METHOD A: &lt;br /&gt;&lt;br /&gt;Just do normal MOT transfer under Love and Affection and pay for the RPGT and MOT Stamp duty (if done this way the valuation will be based on market price?)&lt;br /&gt;&lt;br /&gt;Method B:&lt;br /&gt;&lt;br /&gt;My brother proposed to purchase the property from my aunt at a markdown SPA price (market value 600k) at RM280k only in order to enjoy the first home owner waiver of stamp duty for SPA and loan.&lt;br /&gt;&lt;br /&gt;After that, when bank disburse money to my aunt, she will purchase another property with cash under my brother&amp;#39;s name. Does that actually work?&lt;br /&gt;&lt;br /&gt;Pls let me know if i doesn&amp;#39;t clarify enough points here. Will add on.&lt;br /&gt;&lt;br /&gt;Hope to get some advise and guidance on this issue.&lt;br /&gt;&lt;br /&gt;</description>
            <author>impulsebeat</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Mon, 10 Jun 2019 13:31:42 +0800</pubDate>
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