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        <title>Lowyat.NET: Latest topics by Kaypoh</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sat, 20 Jun 2026 12:13:25 +0800</lastBuildDate>
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            <title>Subsale key handover</title>
            <link>http://forum.lowyat.net/topic/5089937</link>
            <description>Recently bought a subsale house and latest progress is our bank has fully disbursed the loan amount to owner&amp;#39;s bank. Questions:&lt;br /&gt;&lt;br /&gt;1. What is the usual next step after this? Does the next step still involve the land office?&lt;br /&gt;2. How long does it usually take for subsale buyer to get the key once loan is disbursed?&lt;br /&gt;3. At this stage, is it possible to request for early VP?&lt;br /&gt;&lt;br /&gt;Thank u in advance for ur advise&amp;#33;</description>
            <author>Kaypoh</author>
            <category>Property Talk</category>
            <pubDate>Tue, 19 Jan 2021 09:45:14 +0800</pubDate>
        </item>
        <item>
            <title>MRTT rejected</title>
            <link>http://forum.lowyat.net/topic/5074042</link>
            <description>Our mrtt application got declined but loan has been approved. Bank will issue new supplementary offer letter without the mrtt amount. For now we have not found out why it got declined. But in case it is due to issues that can be solved later, can we buy this mrtt later separately? Meaning it is not to be financed as part of the bank loan.</description>
            <author>Kaypoh</author>
            <category>Property Talk</category>
            <pubDate>Thu, 17 Dec 2020 19:17:06 +0800</pubDate>
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        <item>
            <title>Wood ceiling</title>
            <link>http://forum.lowyat.net/topic/4990362</link>
            <description>&lt;a href='https://pictr.com/image/7aK9sX' target='_blank'&gt;&lt;img src='https://pictr.com/images/2020/07/04/7aK9sX.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Hi, would like to know the price range for this kind of ceiling design. Thanks</description>
            <author>Kaypoh</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Sat, 04 Jul 2020 01:52:05 +0800</pubDate>
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