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        <title>Lowyat.NET: Latest topics by emmarie90</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Mon, 06 Jul 2026 22:47:16 +0800</lastBuildDate>
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            <title>Personal Loan</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>Personal Loan</title>
            <link>http://forum.lowyat.net/topic/4769444</link>
            <description>Hi&amp;#33; I&amp;#39;m a new poster.&lt;br /&gt;Before this always CCTV cause LYN is my go-to hub for current issues lol.&lt;br /&gt;I&amp;#39;m not sure if this is the right place to ask but it&amp;#39;s always active here.&lt;br /&gt;&lt;br /&gt;I need an urgent loan of RM10k at least by Wednesday noon (24/04).&lt;br /&gt;Reason: A family member kena kejar ahlong so we&amp;#39;re all chipping in to pay the total sum, for our safety.:/&lt;br /&gt;&lt;br /&gt;I will pay RM510 monthly x 20months. I can afford this much.&lt;br /&gt;And if I get extra from my Sunday sales, I&amp;#39;ll add extra. &lt;br /&gt;We can have a written agreement (stating that I will pay So and So) and I will send you a copy of my IC, in case you worry I won&amp;#39;t pay back so can find me lah. &lt;br /&gt;&lt;br /&gt;Why I don&amp;#39;t go to bank for loan?&lt;br /&gt;1. I work for a charity mission-based group so I don&amp;#39;t get &amp;#39;payment&amp;#39; but allowance of RM1.2k. (Please don&amp;#39;t judge my choice of career 😭 I get this a lot.)&lt;br /&gt;2. I tried to apply for bank but even Aeon has raised the minimum to 1.5k. Last time was only 800. Never thought I&amp;#39;d need immediate money.&lt;br /&gt;&lt;br /&gt;Why I don&amp;#39;t go to licensed moneylenders?&lt;br /&gt;1. I don&amp;#39;t know who are the &amp;#39;truly, officially&amp;#39; licensed ones.&lt;br /&gt;They all say licensed but then scammed.&lt;br /&gt;I kena first had to pay for agreement fee. Then nothing.&lt;br /&gt;Second ML, suddenly got insurance fee because of something something hq decided. I paid. I know it&amp;#39;s dumb but 2 diff companies, I thought okay lah, diff reasons. Then nothing.&lt;br /&gt;So now, I don&amp;#39;t want to contact any ML anymore. Burn my 6k savings in two weeks &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;&lt;br /&gt;Why I don&amp;#39;t go to family and friends?&lt;br /&gt;1. Because I need big amount for family issue. So family confirm cannot help one...&lt;br /&gt;2. Friends also cannot help. Some owe me money but not even paid somemore. :/&lt;br /&gt;&lt;br /&gt;If there is any kind, well-off individual who could help me, please DM me or leave me your number/email so I can contact you.&lt;br /&gt;&lt;br /&gt;Blessings for your mercy and generosity&amp;#33; Thank you&amp;#33;&lt;br /&gt;&lt;br /&gt;P/S: In case you worry about this repeating in the future, I can assure you it won&amp;#39;t. I&amp;#39;ve learnt that I can start my own EPF savings so I&amp;#39;ve registered last month, it should be able to help me loan easily next time. This is just a one-time urgency. The FM house already got cars passing by and stopping at the gate every afternoon. 😫</description>
            <author>emmarie90</author>
            <category>Services Noticeboard</category>
            <pubDate>Mon, 22 Apr 2019 13:33:49 +0800</pubDate>
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