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        <title>Lowyat.NET: Latest topics by smaerz</title>
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        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Fri, 23 Oct 2026 07:30:52 +0800</lastBuildDate>
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            <title>caar loan with sole prop business</title>
            <link>http://forum.lowyat.net/topic/4760485</link>
            <description>Hello everyone,&lt;br /&gt;&lt;br /&gt;our situation is quite difficult. We want to get a car loan - my wife is working as a contracted employee and also running a sole proprietorship. we registered SSM (more than 2 years ago) and opened current account. our company has only one client, from Germany, with partnership contract and fixed income of 11k a month. &lt;br /&gt;&lt;br /&gt;The bank told us now that they only use 10 % of the income for their calculation, so instead of 11k the base is only 1k. so we are getting rejected. What can we do to bring in the full 11k? it is very frustrating, we could easily afford a mercedes but we can not get a loan for a perodua coz they are using only 10 % for their calculation.&lt;br /&gt;&lt;br /&gt;hope to get any ideas from you guys</description>
            <author>smaerz</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 02 Apr 2019 10:32:14 +0800</pubDate>
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