Lowyat.NET: Latest topics by marukopi

China uprising

marukopi — Mon, 07 Apr 2025 20:33:00 +0800

[YOUTUBE]xguam0TKMw8[/YOUTUBE]

If got time, do watch this video.

Seems like keluar pattern already that China is rising.
What happen on the west today very likely make the process faster

This can be seen during the fall of previous empire where like Dutch replace by UK, then replaced by US and soon China. Those at the top normally fall because too comfort (good time create weak men principle)

The question not about if, its about when US fall, does they fall gracefully or try to bring whole world down with them and risk the nuke war too?

History shows superpowers rarely go quietly. There’s ego, fear of irrelevance, and the military-industrial complex to feed. That’s what makes the current era volatile. Sanctions, proxy wars, dollar weaponization—all signs of a system trying to hold its ground.

Gen Z's Financial Crisis

marukopi — Fri, 27 Dec 2024 10:47:20 +0800

[YOUTUBE]Y3gSrXgGXso[/YOUTUBE]

Why is Gen Z so Poor?

The video explores the financial struggles of Generation Z, detailing how high costs of living, inflation, and an unstable job market have significantly impacted their financial stability. With many unable to afford housing and accumulating debt, the discussion covers the broader economic landscape that has shaped their experiences compared to previous generations. It provides insights into changes in job attitudes, the housing market, and educational choices amidst financial challenges faced by this generation.

Why?

High Costs of Living
Generation Z faces exorbitant living costs, particularly in housing. Rent increases and inflated house prices mean home ownership feels unattainable for many, with reports stating that 34% believe they will never own a home. The generational struggle to find affordable housing has led to many young adults living at home longer and making significant sacrifices just to meet their basic needs.

Wage Growth vs. Inflation
Despite experiencing some of the fastest wage growth among age groups, Generation Z's financial troubles are compounded by rising inflation rates. As essentials have become more expensive due to inflation, the net benefit of wage increases is often negated, leaving many feeling financially insecure and unable to save for the future.

Impact of COVID-19
The COVID-19 pandemic has disproportionately affected Generation Z, with significant job losses and pay cuts reported. Other crises, including geopolitical tensions and economic instability, have hindered their financial prospects, leading many to struggle with mental health and anxiety regarding their future.

Changing Attitudes Towards Work
The workplace attitudes of Generation Z differ from those of prior generations, with a desire for flexibility, genuine connections, and work-life balance. This shift has resulted in a sense of disengagement among younger workers, who often prioritize passion over job security, leading to trends like 'quiet quitting' and a higher incidence of side hustles.

Educational Decisions and Debt
Generation Z is reevaluating traditional educational paths due to the rising costs of college tuition and associated debt. Many are opting for trades and community colleges instead. This movement reflects a pragmatic approach to education in response to their financial burdens, with a focus on employability and reducing debt.

Cashless payment spending

marukopi — Sat, 22 Jun 2024 11:29:30 +0800

Happy weekend /k

Ayam breakfast at kopitiam today, suddenly thinking that does using cashless payment methods tend to encourage higher spending and enable sellers to potentially raise prices?

For instance, when you visit a coffee shop and order a RM 15 drink, paying with cash involves physically handing over money, like two RM 10 bills for a cup of coffee?
In contrast, QR codes or card taps reduce this transaction to a number or a simple tap on a machine.

Curious if these cashless methods contribute to increased household debt in our nation, especially considering the YOLO attitude often seen among young people?

Gov staff got bonus next week

marukopi — Sun, 18 Feb 2024 13:23:06 +0800

At least will supress some noise of SST rate hike, as people have more cash in hand.

sign that staff about to resign?

marukopi — Mon, 22 Jan 2024 15:14:48 +0800

/k that do their own business or at manager level that have minion, plz come give feedback

What are some signs that ur minion may be considering leaving a company?
Should concern about these signs or they are just plain lazy?

Micromanaging staff

marukopi — Thu, 24 Aug 2023 16:21:52 +0800

Today got meeting with human resource, got few people complaint about ayam being too micromanage on my staff, dun give face

Ayam think ayam lenient enough. No need to care what time clock in clock out. People got go lunch 2 hour also ayam close one eye as long do work
Just ask them to update their daily plan task before noon and the progress status before end of day
If same task being drag more than 1 day then only ayam ask what wrong? Can do or not?
Ayam think everyone happy one, dunno senyap senyap go complaint

Is this consider as micromanaging?
Then how should track about the task?

Just rant on /k, don't have mood now

ZUS Merdeka ads

marukopi — Sun, 20 Aug 2023 13:46:51 +0800

Just sharing here, kinda rare and creative ads

[YOUTUBE]OnXdcJkB48s[/YOUTUBE]

Isi minyak apa?

marukopi — Fri, 28 Jul 2023 21:06:09 +0800

[twt]https://twitter.com/SitiZulaikhaMR/status/1684563884903129088[/twt]

Source: https://twitter.com/SitiZulaikhaMR/status/1...563884903129088

So you guys choose which minyak?

» Click to show Spoiler - click again to hide... «

Next week PH

marukopi — Fri, 14 Jul 2023 12:11:39 +0800

Wednesday, July 19 is public holiday for Hijri new year.
/k got any plan? Watch Insidious or Mission Impossible?

Mission: Impossible – Dead Reckoning

marukopi — Tue, 11 Jul 2023 11:31:32 +0800

[YOUTUBE]avz06PDqDbM[/YOUTUBE]

Any /k sudah tengok?
Trailer macam gooding

https://www.tgv.com.my/movies/mission-impos...g-part-one-imax

https://eticket.gsc.com.my/main/show-time?type=1&id=3676

Elemental movie

marukopi — Fri, 30 Jun 2023 14:30:54 +0800

Trailer:
[YOUTUBE]hXzcyx9V0xw[/YOUTUBE]

OST:
[YOUTUBE]5Tz66MJvuck[/YOUTUBE]

Malaysian-made too:
[YOUTUBE]wURIP4Ldf6A[/YOUTUBE]

Tadi after lunch lepak with kolik, got awek kolik suggest to watch Elemental cartoon. I'm thinking about seeing it after work today.
According to reviews, the trailer is not doing well in terms of promotion, and its rise is primarily due to word-of-mouth among rom-com lovers, particularly in Korea and China.

Is anyone else watching already? What are your thoughts?

anyone still wfh?

marukopi — Wed, 07 Jun 2023 07:35:41 +0800

got old MCO thread bumped today

thinking if some of /k still wfh although many of thing almost back to pre-pandemic?

So many people bankrupt

marukopi — Fri, 19 May 2023 23:41:02 +0800

Reading post from this FB group - https://www.facebook.com/groups/703854940357812/

Saw many people got bankrupt, most of it from business loan and credit card debt
Wonder how bank can approve such a high loan and very high personal cc limit at the first place

Even government servant also got declare bankrupt. But i think nowadays if more than 100k only right?

[fb]https://m.facebook.com/groups/703854940357812/permalink/1472198593523439[/fb]

Come suggest wiper brand

marukopi — Fri, 12 May 2023 16:59:13 +0800

Raining cat and dogs nowadays in the evening
Thinking to change wiper, last change 2 years ago.

How long /k normally change wiper? Or just hantar wax enuf already?
Any recommendation brand?

Will got price hike?

marukopi — Tue, 02 May 2023 13:46:55 +0800

[twt]https://twitter.com/NewsBFM/status/1653235249839747073[/twt]

With employer need to contribute 20% and new minimum salary, will there be a price hike to cover those expense?

Why single?

marukopi — Wed, 26 Apr 2023 16:49:21 +0800

[twt]https://twitter.com/twt_gemuk/status/16510940979004989[/twt]

Raya ads

marukopi — Fri, 14 Apr 2023 11:21:09 +0800

[YOUTUBE]odMYkXeygJ4[/YOUTUBE]

Mcm hnnnghh, all cinematography, storyline

FSA2 Loan

marukopi — Mon, 03 Apr 2023 20:00:50 +0800

Got read somewhere that the facilities offer repayment after 10 years.

This mean the interest is compounded or it work like deferred payment, like "balance transfer" which EPF pay to financial institution with 4% fee?

If compounded, than really GG. Loan 10k, than after than 10 years become more than 10k.

Petaling street suda kena cleanse

marukopi — Sun, 19 Mar 2023 09:19:07 +0800

[YOUTUBE]gmSTROq9zkw[/YOUTUBE]

So no more imitate good after this?

Another bank shut down

marukopi — Mon, 13 Mar 2023 06:27:31 +0800

[twt] https://twitter.com/unusual_whales/status/1...9894717440?s=20[/twt]

[twt] https://twitter.com/spectatorindex/status/1...9338777600?s=20[/twt]