http://forum.lowyat.net/ Mon, 06 Jul 2026 02:50:05 +0800 FeedCreator 1.7.2 http://forum.lowyat.net/topic/4802936 Gurus, <br /><br />I have 2 cars. All are still under installment.<br /><br />1st car monthly installment RM850 @ 3.02% interest rate. Balance 1.5 years for full installment.<br />2nd car monthly installment RM1,500 @ 2.49% interest rate. Balance 3.0 years for full installment.<br /><br />Is there any benefit to go for earlier settlement?<br />or should I just install regularly / monthly basis until fulfill the terms; and keep my money in &gt;3% FD or investment? But, any hidden agenda in car loan calculation that I don&#39;t know which suppose to get better advantage in earlier settlement?<br /><br /><br /><br /><br /> tinyisland The Museum Of Kopitiam Thu, 04 Jul 2019 22:22:23 +0800 http://forum.lowyat.net/topic/4802925 Gurus,<br /><br />I seem unable to get a solid answer from webs.<br />Is our yearly payout EPF dividend can be considered as part of PASSIVE INCOME?<br /> tinyisland The Museum Of Kopitiam Thu, 04 Jul 2019 21:50:49 +0800