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        <title>Lowyat.NET: Latest topics by sanakim</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 12 Jul 2026 18:47:43 +0800</lastBuildDate>
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        <item>
            <title>Why JPJeBid not working?</title>
            <link>http://forum.lowyat.net/topic/5055349</link>
            <description>&lt;a href='https://pictr.com/image/7dJq0l' target='_blank'&gt;&lt;img src='https://pictr.com/images/2020/11/09/7dJq0l.md.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>sanakim</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 09 Nov 2020 23:31:42 +0800</pubDate>
        </item>
        <item>
            <title>Proton X50 Flagship or Honda City V/RS Hybrid </title>
            <link>http://forum.lowyat.net/topic/5049730</link>
            <description>As per title. This will be my first car and can&amp;#39;t decide.. Plus points (not listed in order)&lt;br /&gt;&lt;br /&gt;Honda City V:&lt;br /&gt;+ More tried and tested&lt;br /&gt;+ Probably lower maintenance cost&lt;br /&gt;+ Android Auto and Apple Car Play&lt;br /&gt;+ Spacious interior and boot &lt;br /&gt;+ Paddle shifters&lt;br /&gt;+ Higher resale value&lt;br /&gt;+ Cheaper than X50 Flagship almost RM20k&lt;br /&gt;&lt;br /&gt;X50 Flagship:&lt;br /&gt;+ Latest ADAS technology, almost self driving, complete safety suite (360 camera, front sensor)&lt;br /&gt;+ Pretty full-digital instrument cluster&lt;br /&gt;+ Powerful engine and transmission, better power-weight ratio (177bhp to 1.3ton)&lt;br /&gt;+ Newer model to Malaysia (less boring than 5th gen City)&lt;br /&gt;+ Prettier exterior and interior (IMO)&lt;br /&gt;+ Electronic park brake&lt;br /&gt;&lt;br /&gt;What do you think? Please discuss and very much appreciated.&lt;br /&gt;&lt;br /&gt;Also considered but not keen: Vios, Almera, Civic (outside budget)</description>
            <author>sanakim</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 29 Oct 2020 22:56:27 +0800</pubDate>
        </item>
        <item>
            <title>Employment bond for fresh grad role</title>
            <link>http://forum.lowyat.net/topic/4767219</link>
            <description>Hi LYN,&lt;br /&gt;&lt;br /&gt;What is your thought on employment bond for fresh grad / MT roles? If you were a freshie, would you take it or walk away? Say the bond is 3 years and if you resign after you start, you have to pay back 1 year salary.&lt;br /&gt;&lt;br /&gt;Can you negotiate this with HR or not?&lt;br /&gt;&lt;br /&gt;I have reservations on the employment bond because for freshie, we might change our mind quickly after starting in the new role, and might want to try employment elsewhere. Or you have parallel applications and you need time.&lt;br /&gt;&lt;br /&gt;Thanks.</description>
            <author>sanakim</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 16 Apr 2019 23:02:03 +0800</pubDate>
        </item>
        <item>
            <title>N/A</title>
            <link>http://forum.lowyat.net/topic/4767167</link>
            <description>N/A</description>
            <author>sanakim</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 16 Apr 2019 21:18:58 +0800</pubDate>
        </item>
        <item>
            <title>Is investment banking a sunset industry?</title>
            <link>http://forum.lowyat.net/topic/4761299</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;Is investment banking a sunset industry, in Malaysia and/or globally? &lt;br /&gt;&lt;br /&gt;It seems like our big 4 local banks are moving away from IB to focus on transaction banking and commercial banking. Detractors say that IB golden days are over and there&amp;#39;s less ECM/DCM/M&amp;amp;A and corporate finance activity nowadays. Then they also say that equity research is a cost to the bank, so it&amp;#39;s being cut down as well.&lt;br /&gt;&lt;br /&gt;So, if you can choose to join capital markets or equity research today, which will you go for and why?&lt;br /&gt;&lt;br /&gt;To all the IBank sifus, please do leave a comment.&lt;br /&gt;</description>
            <author>sanakim</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Wed, 03 Apr 2019 21:53:41 +0800</pubDate>
        </item>
        <item>
            <title>HLB MA vs GT</title>
            <link>http://forum.lowyat.net/topic/4750861</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;This question is for people already in HLB or have experience interviewing for HLB. What is the difference between the GT vs MA program? Is the salary package different? What makes you choose one over the other? From what I&amp;#39;ve seen, the MA program seems more rewarding.&lt;br /&gt;&lt;br /&gt;&lt;a href='https://www.hlb.com.my/en/personal-banking/about-us/careers/graduate-trainee-program.html' target='_blank'&gt;https://www.hlb.com.my/en/personal-banking/...ee-program.html&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://www.hlb.com.my/en/personal-banking/about-us/careers/management-associate-program.html' target='_blank'&gt;https://www.hlb.com.my/en/personal-banking/...te-program.html&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Recently some poster also said HLB MA / GT is getting 5k basic salary.&lt;br /&gt;&lt;br /&gt;How true is that?</description>
            <author>sanakim</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Mon, 11 Mar 2019 21:53:10 +0800</pubDate>
        </item>
        <item>
            <title>GMAP vs TCB vs CMAP management program?</title>
            <link>http://forum.lowyat.net/topic/4742083</link>
            <description>edited&lt;br /&gt;== thanks. I got the feedback I needed.==</description>
            <author>sanakim</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Fri, 22 Feb 2019 12:12:40 +0800</pubDate>
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