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        <title>Lowyat.NET: Latest topics by azmanadnan</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Tue, 09 Jun 2026 11:07:55 +0800</lastBuildDate>
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        <item>
            <title>Need cheapest phone and plan for whatsapp</title>
            <link>http://forum.lowyat.net/topic/5521734</link>
            <description>Need the cheapest phone possible and a plan for WhatsApp just to keep in office for work purpose&lt;br /&gt;&lt;br /&gt;For customers to WhatsApp during office hours&lt;br /&gt;&lt;br /&gt;Any suggestions</description>
            <author>azmanadnan</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 05 May 2025 22:24:40 +0800</pubDate>
        </item>
        <item>
            <title>Lounge access for domestic flight</title>
            <link>http://forum.lowyat.net/topic/5514300</link>
            <description>Have been using free PPL access by credit cards in T2 KLIA for international flights all these while&lt;br /&gt;&lt;br /&gt;Taking domestic from T1 today , what are the steps ? &lt;br /&gt;Domestic qualifies as well? &lt;br /&gt;&lt;br /&gt;Check in and then go to PPL T1? Or domestic not eligible</description>
            <author>azmanadnan</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 19 Mar 2025 09:01:33 +0800</pubDate>
        </item>
        <item>
            <title>Government housing loan LPPSA</title>
            <link>http://forum.lowyat.net/topic/5512881</link>
            <description>Anyone else on government housing loan LPPSA&lt;br /&gt;&lt;br /&gt;I realise they potong gaji more than actual payment and put it as Lebihan bayaran “advance payment” which will keep cumulating on the balance .&lt;br /&gt;&lt;br /&gt;By a while it will reach 1k and it’s not used to offset the amount .&lt;br /&gt;I wonder why is this so . Why can’t they just deduct actual amount&lt;br /&gt;&lt;br /&gt;Is this the default practice</description>
            <author>azmanadnan</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 09 Mar 2025 15:41:59 +0800</pubDate>
        </item>
        <item>
            <title>Government housing loan upon resignation</title>
            <link>http://forum.lowyat.net/topic/5506156</link>
            <description>I have a government housing loan still&lt;br /&gt;What happens to it upon my resignation from government</description>
            <author>azmanadnan</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 25 Jan 2025 17:23:52 +0800</pubDate>
        </item>
        <item>
            <title>DIY weight causing wrist pain</title>
            <link>http://forum.lowyat.net/topic/5488913</link>
            <description>I’m currently overseas for a month&lt;br /&gt;Wanted to continue my workout so DIY a weight &lt;br /&gt;&lt;br /&gt;However somehow although not heavy bicep curl of 20 mins is causing wrist pain that I don’t have usually &lt;br /&gt;What could be the cause &lt;br /&gt;&lt;br /&gt;Like u can see u just tie a bunch of mineral waters together in a basket and tie towel to it</description>
            <author>azmanadnan</author>
            <category>Health &amp;amp; Fitness</category>
            <pubDate>Tue, 15 Oct 2024 17:10:15 +0800</pubDate>
        </item>
        <item>
            <title>Malaysia vs new zealand</title>
            <link>http://forum.lowyat.net/topic/5488659</link>
            <description>Any idea where to watch Malaysia vs New Zealand online</description>
            <author>azmanadnan</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 14 Oct 2024 13:37:23 +0800</pubDate>
        </item>
        <item>
            <title>PPL KLIA2</title>
            <link>http://forum.lowyat.net/topic/5488308</link>
            <description>Has been a while since last I used KLIA 2&lt;br /&gt;Remind me again the PPL is before check in?</description>
            <author>azmanadnan</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 12 Oct 2024 18:05:18 +0800</pubDate>
        </item>
        <item>
            <title>Anyone familiar with using WISE card in Korea</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Kopitiam</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>Recommendation to use phone in korea</title>
            <link>http://forum.lowyat.net/topic/5485078</link>
            <description>Will be in Korea for roughly a month&lt;br /&gt;&lt;br /&gt;Any recommendations on how to receive phone calls in case of emergency there or just stick to current phone line and pay higher price when roaming there&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Using digi celcom now&lt;br /&gt;&lt;br /&gt;May have few important phone calls to make n receive while there&lt;br /&gt;&lt;br /&gt;Maybe 3-4 phone calls with each lasting couple of minutes</description>
            <author>azmanadnan</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 26 Sep 2024 19:15:53 +0800</pubDate>
        </item>
        <item>
            <title>Where to replace earbud part</title>
            <link>http://forum.lowyat.net/topic/5484093</link>
            <description>Have a GT1 pro for daily usage&lt;br /&gt;&lt;br /&gt;Noticed one of the black cloth barrier inside for right side went missing&lt;br /&gt;Can be seen in the photo compared to opposite side &lt;br /&gt;&lt;br /&gt;What’s that part called? And where do I go to find replacement</description>
            <author>azmanadnan</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 22 Sep 2024 08:56:21 +0800</pubDate>
        </item>
        <item>
            <title>Using WISE vs AMEX in korea</title>
            <link>http://forum.lowyat.net/topic/5480418</link>
            <description>Going to Korea soon&lt;br /&gt;Is it advisable to convert currency in advance using Wise virtual card or American Express in Korea&lt;br /&gt;Which has lower charges</description>
            <author>azmanadnan</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 04 Sep 2024 13:23:16 +0800</pubDate>
        </item>
        <item>
            <title>Can coach from carousell be trusted</title>
            <link>http://forum.lowyat.net/topic/5478002</link>
            <description>Was surveying a coach man pouch from coach outlet suddenly saw someone selling way way cheaper on carousel&lt;br /&gt;&lt;br /&gt;Claims from US outlet and already 5 years on carousel &lt;br /&gt;Many reviews all 5 stars claiming it is genuine&lt;br /&gt;&lt;br /&gt;Is it possible to be genuine ? As the price is way way cheaper than Malaysia Coach Outlet</description>
            <author>azmanadnan</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 24 Aug 2024 14:12:29 +0800</pubDate>
        </item>
        <item>
            <title>Need recommendations on protein powder/ shake</title>
            <link>http://forum.lowyat.net/topic/5476708</link>
            <description>Have been on pure chicken breasts and some protein for a period of time for my diet and work out&lt;br /&gt;&lt;br /&gt;Recently, interested in trying some protein powder/ shake&lt;br /&gt;Maybe partly as meal replacement when I’m not too hungry &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Any recommendations ? Keen to try smaller amount to see I like it or not .&lt;br /&gt;&lt;br /&gt;So far in my list&lt;br /&gt;MYPROTEIN&lt;br /&gt;Protein lab products &lt;br /&gt;LAC&lt;br /&gt;&lt;br /&gt;I’m really new into this and trying for the first time</description>
            <author>azmanadnan</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 18 Aug 2024 17:27:43 +0800</pubDate>
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        <item>
            <title>Any civil servant here- cuti question</title>
            <link>http://forum.lowyat.net/topic/5466479</link>
            <description>Regarding the above &lt;br /&gt;As we know government servants , you can apply cuti rehab , pelulus pertama and kedua &lt;br /&gt;Once both luluskan , you booked your holiday &lt;br /&gt;&lt;br /&gt;Can the cuti diluluskan dibatalkan or ditarik balik again ? If yes then whatever you booked will be wasted &lt;br /&gt;&lt;br /&gt;Tried reading perintah am couldn’t find the part on cuti diluluskan ditarik balik&lt;br /&gt;&lt;br /&gt;Any email or department to ask</description>
            <author>azmanadnan</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 01 Jul 2024 06:53:41 +0800</pubDate>
        </item>
        <item>
            <title>Old savings card</title>
            <link>http://forum.lowyat.net/topic/4758473</link>
            <description>Want to ask, just changed saving accounts card to new one. Old card forgot to take back from bank. Is it safe? By right when they issue new card old one cannot use d right</description>
            <author>azmanadnan</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 28 Mar 2019 17:09:48 +0800</pubDate>
        </item>
        <item>
            <title>Ptptn full settlement but still deduct</title>
            <link>http://forum.lowyat.net/topic/4727553</link>
            <description>I made full settlement for ptptn d last month. Ptptn told me they inform government d. But how come my slip gaji jam still deducted. Who shall I complain to.</description>
            <author>azmanadnan</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 23 Jan 2019 22:05:19 +0800</pubDate>
        </item>
        <item>
            <title>where can smoke starting 1st Jan</title>
            <link>http://forum.lowyat.net/topic/4716313</link>
            <description>with the latest ban, lets say you are a smoker, you cant smoke at home coz of your babies. You cant chill and smoke in Mamak coz its banned, any suggestions where else you can sit, chill to smoke in public ya</description>
            <author>azmanadnan</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 01 Jan 2019 13:28:11 +0800</pubDate>
        </item>
        <item>
            <title>Suspensions</title>
            <link>http://forum.lowyat.net/topic/4714505</link>
            <description>I have a &amp;gt;10 year old car, maybe 12 or 13 years d, kept at home. low mileage like 50k km only. front mounting used to make what seems like noise, when go over hump will have squeeking noise somehow many years later no noise d. and when cornering like the body roll not linear, when you started cornering, not much roll, then after a tipping point, suddenly whole car will just roll a lot. sent to one SC, said best since so old d, just change all 4 suspensions. When I say suspensions I mean complete set only excluding the coil spring . maybe around rm 2k plus, shy of 3k. I intend to refurbish this car to new condition.&lt;br /&gt;Is it worth it? even with low mileage, as the car age, the suspensions will age as well right</description>
            <author>azmanadnan</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 27 Dec 2018 22:16:55 +0800</pubDate>
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        <item>
            <title>Just want to rant</title>
            <link>http://forum.lowyat.net/topic/4713656</link>
            <description>Well my paternal n maternal grandparents side they do have lands and properties. However nothing came to my family side.&lt;br /&gt;Story is say my father side, lots of orchards and cash but due to infightings n such, even ended up in court  my dad decided to just cut off ties with them, let them fight among themselves. Dad said well just work extra few years can get back same amount.  Not much maybe in in total 20 millions after dividing only few millions per person. So we don&amp;#39;t have any relative we recognise from that side.&lt;br /&gt;Mum side well as a female member is already a negative point, usually dun go to girls. That side a lot maybe close 9 figure of worth in land. Again as a female cannot get anything.&lt;br /&gt;It&amp;#39;s unfair as I see my cousins without lifting a finger , all already inherited millions. Whereas my family everyone studied well, each and everyone of us became professionals just to make a living. &lt;br /&gt;I can&amp;#39;t find a silver lining in this. Some may say well maybe money will make them lazier but then how true is that I wonder.</description>
            <author>azmanadnan</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 26 Dec 2018 10:11:18 +0800</pubDate>
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        <item>
            <title>Ptptn n credit cards</title>
            <link>http://forum.lowyat.net/topic/4709640</link>
            <description>I&amp;#39;m trying to pay off my ptptn loan in 1 Shot before 31st. &lt;br /&gt;I hold a maybank amex visa. As I know I get zero benefit paying using this card. &lt;br /&gt;However I heard of some cards that can do zero interest transfer. Any recommended ones</description>
            <author>azmanadnan</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 17 Dec 2018 18:17:17 +0800</pubDate>
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