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        <title>Lowyat.NET: Latest topics by noed18</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Tue, 16 Jun 2026 06:45:18 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
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            <title>Wooden Door Frame</title>
            <link>http://forum.lowyat.net/topic/1824506</link>
            <description>&lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Need to know from any sifu/expert around how best to fix this issue.&lt;br /&gt;&lt;br /&gt;I owned an older condo, wooden door frame mereput. Now i want to do some light refurbishment to my condo but have no idea how to tackle this wooden door frame effectively.&lt;br /&gt;&lt;br /&gt;some advice gotten so far is, hack the wall and put in new metallic frame that will last forever, but dun want to hack, will cost a lot.&lt;br /&gt;&lt;br /&gt;Now the quick fix adopted was the hollow section of wooden frame was removed, and cemented very a bit ugly.&lt;br /&gt;&lt;br /&gt;Any fix around that wont cost a bomb?&lt;br /&gt;&lt;br /&gt;thanks in advance.&lt;br /&gt;&lt;br /&gt;Problem picture as below&lt;br /&gt;[attachmentid=2138723]</description>
            <author>noed18</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Wed, 06 Apr 2011 18:32:01 +0800</pubDate>
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            <title>Sutera Maya</title>
            <link>http://forum.lowyat.net/topic/1787128</link>
            <description>Dear all,&lt;br /&gt;&lt;br /&gt;Another new Project coming along Jalan Puchong/ Old Klang Road stretch.&lt;br /&gt;&lt;br /&gt;This is less dense project with 196 units in 2 blocks, mainly standard units with 4 penthhouse&lt;br /&gt;&lt;br /&gt;Tenure: Freehold&lt;br /&gt;Title: Residential&lt;br /&gt;Land Size: 2 acres&lt;br /&gt;Built up Area: 1,341 sq.ft.&lt;br /&gt;Car Park: 3 Basement Levels&lt;br /&gt;Lifts: 2 lifts per floor plate&lt;br /&gt;Pricing From: RM430,000 onwards&lt;br /&gt;Date of Completion: 2013&lt;br /&gt;&lt;br /&gt;FULL FLEDGE CONDOMINIUM&lt;br /&gt;•Complete facilities complementing current family lifestyle&lt;br /&gt;•Full fledge residential status&lt;br /&gt;•Management &amp;amp; maintenance&lt;br /&gt;•3-tier security services&lt;br /&gt;&lt;br /&gt;Common Facilities and Services&lt;br /&gt;&lt;br /&gt;Facilities&lt;br /&gt;•Roof Garden&lt;br /&gt;–Recreational Area&lt;br /&gt;–Exercise Zone&lt;br /&gt;–Cabanas&lt;br /&gt;•Wading Pool&lt;br /&gt;•Swimming Pool&lt;br /&gt;–Timber Sun Deck&lt;br /&gt;–Landscape Garden&lt;br /&gt;•Children’s Play Area&lt;br /&gt;•Dining Room&lt;br /&gt;•Gymnasium&lt;br /&gt;•Multi-purpose Hall&lt;br /&gt;•Management Office&lt;br /&gt;•Covered Car Park&lt;br /&gt;&lt;br /&gt;Services&lt;br /&gt;•3-Tier Security System&lt;br /&gt;–24 hours security guard&lt;br /&gt;–CCTV surveillance&lt;br /&gt;–Card Access System&lt;br /&gt;–Integrated Intercom System&lt;br /&gt;•Laundrette&lt;br /&gt;•Convenience Store&lt;br /&gt;•Kindergarten&lt;br /&gt;•Caféteria&lt;br /&gt;&lt;br /&gt;Please discuss along with Tiara Mutiara and OUG parklane which is along the same vicinity.&lt;br /&gt;&lt;br /&gt;I am not an agent, but I know agent that sells. If interested, can pass on the contact via PM. Cheers&lt;br /&gt;5% early Bird I think. You can check with the agents directly.&lt;br /&gt;&lt;br /&gt;Disclaimer: I receive no incentive from the agent fren.&lt;br /&gt;&lt;br /&gt;[attachmentid=2088119][attachmentid=2088122][attachmentid=2088123][attachmentid=2088124][attachmentid=2098652][attachmentid=2098642][attachmentid=2098643][attachmentid=2098645][attachmentid=2098647][attachmentid=2098650]</description>
            <author>noed18</author>
            <category>Property Talk</category>
            <pubDate>Fri, 11 Mar 2011 10:10:23 +0800</pubDate>
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            <title>Parquet refurbish service and quotation</title>
            <link>http://forum.lowyat.net/topic/1382788</link>
            <description>Need help to share contact for parque refurbishment&lt;br /&gt;&lt;br /&gt;3 stadard size condo bedrooms, some uneven parque, some with stain,&lt;br /&gt;older ones with molds (close to toilet) that need to be replaced.&lt;br /&gt;Need new layer of &amp;quot;sylek&amp;quot; to make it look new.&lt;br /&gt;&lt;br /&gt;Can some one give me a quotation based on the requirement?&lt;br /&gt;&lt;br /&gt;Also, need advice on what is the best product to remove stain for kitchen/toilet tiles? budget constraint, not changing it, but rather want to give the old tiles the shine back. Thanks. &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>noed18</author>
            <category>Property Talk</category>
            <pubDate>Wed, 07 Apr 2010 12:51:11 +0800</pubDate>
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            <title>ASUS UL30VT</title>
            <link>http://forum.lowyat.net/topic/1245332</link>
            <description>This is the one that offers the specs that I have always been looking for.&lt;br /&gt;&lt;br /&gt;ultra-thin, sub 2kg, 13&amp;quot; (instead of bigger or smaller), OK graphic, OK CPU, preferably with superdrive, budget under 3k&lt;br /&gt;&lt;br /&gt;not gamer, but hoping to catch up with some small/simple games&lt;br /&gt;Need it mainly for microsoft office, net surfings, movies/dramas&lt;br /&gt;&lt;br /&gt;Will have to wait for the official launch, now not available yet.&lt;br /&gt;&lt;br /&gt;ANY RECOMMENDATION THAT CAN MATCH my requirement?? Happy to hear some otherwise. thx</description>
            <author>noed18</author>
            <category>Mobile Computing</category>
            <pubDate>Tue, 01 Dec 2009 18:57:56 +0800</pubDate>
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            <title>cheapest HU supporting IPOD</title>
            <link>http://forum.lowyat.net/topic/1245320</link>
            <description>Just need to upgrade the HU mainly for USB &amp;amp; Ipod support function only&lt;br /&gt;&lt;br /&gt;Can recommend what is the best deal in town? appreciate if can give brand and model.&lt;br /&gt;&lt;br /&gt;Budget hopefully below RM400&lt;br /&gt;&lt;br /&gt;thx</description>
            <author>noed18</author>
            <category>ICE</category>
            <pubDate>Tue, 01 Dec 2009 18:45:37 +0800</pubDate>
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            <title>Roasted Chestnuts in KL</title>
            <link>http://forum.lowyat.net/topic/1209165</link>
            <description>HI all&lt;br /&gt;&lt;br /&gt;I&amp;#39;m just a die hard fan of roasted chestnuts. Sometimes got craving will purpose drive to buy in Petaling street.&lt;br /&gt;It&amp;#39;s just that it&amp;#39;s very sad when the craving sometimes cannot be met cuz simply too difficult to go to Petaling street.&lt;br /&gt;&lt;br /&gt;Now, can help to suggest more places that you know selling it? want the roadside stalls one, dun give me those inside supermarket, damn expensive.&lt;br /&gt;&lt;br /&gt;These are the few places/stalls that I know selling:&lt;br /&gt;&lt;br /&gt;1) Middle of Petaling Street, 2 stalls (lunch/night time)&lt;br /&gt;2) Ampang Hong Hong yong tau fu (lunch time)&lt;br /&gt;3) Some fish head noodle places near chowkit (lunch time)&lt;br /&gt;4) Genting Sempah, many stalls&lt;br /&gt;5) Midvalley, lower ground link between Garden, damn expensive&lt;br /&gt;6) anymore?&lt;br /&gt;&lt;br /&gt;Cheers</description>
            <author>noed18</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 28 Oct 2009 19:17:04 +0800</pubDate>
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            <title>Minimum presribed rate for mortgage loan?</title>
            <link>http://forum.lowyat.net/topic/1199347</link>
            <description>Seen Maximum rate that is presribed in Islamic loan letter of offer? think this is normal, and that rate will really inflate the bank selling price by a lot&amp;#33; But think on early settlement, they will give you back the rebate (Ibra&amp;#39;) that will make bring the amount back to similar to conventional loan. i.e. if you pay the loan on time, no monthly/one time extra-payment/charges, with same loan amount and rates offered under conventional/islamic, you should be able to settle both loans with same amount of money (ignoring legal fees/penalties)&lt;br /&gt;&lt;br /&gt;Just beware when reading a letter of offer by another bank that says &amp;quot;minimum presribed rate shall not be less than 3.xx% p.a. with daily rest&amp;quot;. this 3.xx is consistent as the long term BLR - 2.x% offered (lowest over the duration of loan). So meaning when BLR goes under 5.55% as prevailing, the loan rate shall capped the minimum rate at 3.xx% and will not follow the drop in tandem.&lt;br /&gt;&lt;br /&gt;So, need to read the letter of offer in detail, and make sure you understand all clauses before signing the dotted line.&lt;br /&gt;&lt;br /&gt;As advised by many sifus, request for letter of offer earlier on to read in details. Dont do it over kopitiam as you tend to ignore the details and too excited to sign the document. Good luck, now I need to hunt for another loan provider. &lt;!--emo&amp;:P--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/tongue.gif' border='0' style='vertical-align:middle' alt='tongue.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;</description>
            <author>noed18</author>
            <category>Property Talk</category>
            <pubDate>Mon, 19 Oct 2009 20:23:29 +0800</pubDate>
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            <title>BLR, MLR, KLIBOR, islamic?</title>
            <link>http://forum.lowyat.net/topic/1155545</link>
            <description>Dear all, would like to invite some discussion to help understanding the differences of the above.&lt;br /&gt;&lt;br /&gt;Noticed that there are plenty of Loans offered with BLR minus xx%, but some new breed came to town recently, ie MLR minus yy%, KLIBOR + zz%.&lt;br /&gt;&lt;br /&gt;BLR is at 5.55% now, set by BNM and commercial bank will benchmark against it.&lt;br /&gt;&lt;br /&gt;MLR is currently used by OCBC i think, 4.7% now, claimed to be set by BNM also, but no other benchmark as no one using.&lt;br /&gt;&lt;br /&gt;KLIBOR, usually it&amp;#39;s the most basic rates used by banks to borrow/lend to each other. I am guessing this is among the most fundamental rates that the cost of credit.&lt;br /&gt;&lt;br /&gt;Islamic loan, a breed that I never understand enough. Please see quote below, and apprecaite some experts can share how islamic loan really works..&lt;br /&gt;&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('ddc620b452a771d8b5ec1d0d6f97aadd')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;ddc620b452a771d8b5ec1d0d6f97aadd&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;A common home Islamic financing facility is offered under the Shariah principle of Al-Bai Baithaman Ajil (BBA). In BBA financing, a bank&amp;#39;s customer buys a property from the vendor under an agreement of sale. The bank then, at the request of the customer and with the consent of the vendor, steps in to become a party to the sale agreement by executing a novation agreement between them, making the bank now the purchaser of the property. The bank&amp;#39;s purchase price is described as the loan facility amount. &lt;br /&gt;&lt;br /&gt;At the same time, between the bank and the purchaser, the bank sells the property to the customer at a selling price which comprises the bank&amp;#39;s purchase price and a predetermined profit margin. The agreement is usually called the property sale agreement. &lt;b&gt;Since Islamic financing entails a predetermined profit to be made by the bank, a customer will never have to worry about a sudden hike or changes in the interest rates.&lt;/b&gt; Right from the onset, he will know the total amount which he has to pay to the bank. His monthly instalment of the bank&amp;#39;s selling price will not change throughout the tenure of the financing.&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.hba.org.my/articles/lawyers/2006/conventional.htm' target='_blank'&gt;http://www.hba.org.my/articles/lawyers/2006/conventional.htm&lt;/a&gt;&lt;br /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;&lt;br /&gt;Some common questions, how they relate and which one is better??&lt;br /&gt;&lt;br /&gt;KLIBOR is updated quarterly, most active index among the list above, it will go both up/down but progressively. As mentioned earlier, one of the most fundamental interest basis for borrowing money. If OPR changed, this will be expected to changed very soon. Fluctuate and react fastest to sentiment of economy, e.g. GDP, inflation, OPR?&lt;br /&gt;&lt;br /&gt;BLR determined by BNM, it probably does not move as much as KLIBOR, but should be the same trend as KLIBOR with spread widening/narrowing? BNM decides, probably will be more consumer centric and syphoned off fluctuation due to short term market heat, hence does not move often favoring consumers.&lt;br /&gt;&lt;br /&gt;MLR not so familiar, guess it&amp;#39;s the same as BLR. Islamic no idea.&lt;br /&gt;&lt;br /&gt;Above is my personal understanding, humbly inviting comments and corrections pls. &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>noed18</author>
            <category>Property Talk</category>
            <pubDate>Mon, 07 Sep 2009 17:24:18 +0800</pubDate>
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            <title>What is the 22&amp;#39; LCD price in 2007 PC Fair today?</title>
            <link>http://forum.lowyat.net/topic/441392</link>
            <description>Deciding to buy a Dell or Samsung 226BW.&lt;br /&gt;&lt;br /&gt;Any price updates on those who has been to Apr 07 PC Fair today?&lt;br /&gt;&lt;br /&gt;Thanks&lt;br /&gt;&lt;br /&gt;Happy Hunting for Good Buy&amp;#33;</description>
            <author>noed18</author>
            <category>Price &amp;amp; Dealers Guide</category>
            <pubDate>Fri, 13 Apr 2007 12:03:20 +0800</pubDate>
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