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        <title>Lowyat.NET: Latest topics by PedroEspana</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 26 Jul 2026 09:13:12 +0800</lastBuildDate>
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        <item>
            <title>Go shop astro now kena boycott?</title>
            <link>http://forum.lowyat.net/topic/4726011</link>
            <description>[fb]2184353268550610/?sfnsn=cl[/fb]&lt;br /&gt;&lt;br /&gt;Wow</description>
            <author>PedroEspana</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 20 Jan 2019 23:20:47 +0800</pubDate>
        </item>
        <item>
            <title>kerinchi aka bangsar south</title>
            <link>http://forum.lowyat.net/topic/4725547</link>
            <description>&lt;a href='https://pictr.com/image/0co2o5' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/01/19/0co2o5.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Lol dont u think its a bit funny?</description>
            <author>PedroEspana</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 19 Jan 2019 20:58:32 +0800</pubDate>
        </item>
        <item>
            <title>Question About Car Installments</title>
            <link>http://forum.lowyat.net/topic/4691638</link>
            <description>Dear all &lt;br /&gt;I want to ask, &lt;br /&gt;Lets say that i have been paying my car loan 2x in a month for 2 years (i paid extra rm1k so i paid 2k/month) and i  Dont want to pay for 3 months starting january2019.. Is it ok? &lt;br /&gt;Thanks</description>
            <author>PedroEspana</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 13 Nov 2018 20:51:02 +0800</pubDate>
        </item>
        <item>
            <title>This raya haji 22/8 wed</title>
            <link>http://forum.lowyat.net/topic/4633966</link>
            <description>How many /k balik kg and take leave from 22/8 till weekend? &lt;br /&gt;&lt;br /&gt;Wanna find out if KL roads have no jam that week&lt;br /&gt;&lt;br /&gt;Cheers</description>
            <author>PedroEspana</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 08 Aug 2018 17:12:34 +0800</pubDate>
        </item>
        <item>
            <title>Thinking of becoming Vegan /vegetarian</title>
            <link>http://forum.lowyat.net/topic/4631998</link>
            <description>Any ideas?  Can i become vegan/vegetarian for like a few days in a week or a week/month?&lt;br /&gt;&lt;br /&gt;I heard that your general health is better if one stops eating meat... &lt;br /&gt;&lt;br /&gt;Any idea how to start?</description>
            <author>PedroEspana</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 05 Aug 2018 20:39:56 +0800</pubDate>
        </item>
        <item>
            <title>Neymar</title>
            <link>http://forum.lowyat.net/topic/4624742</link>
            <description>[fb]https://www.facebook.com/kelabpencintakucingmalaysia/videos/1130032447163506/[/fb]&lt;br /&gt;&lt;br /&gt;Neymar in action</description>
            <author>PedroEspana</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 24 Jul 2018 20:33:29 +0800</pubDate>
        </item>
        <item>
            <title>When other drivers no Give signal</title>
            <link>http://forum.lowyat.net/topic/4615302</link>
            <description>[attachmentid=9904420]</description>
            <author>PedroEspana</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 08 Jul 2018 23:23:26 +0800</pubDate>
        </item>
        <item>
            <title>moody&amp;#39;s says our debt still at 50.8%</title>
            <link>http://forum.lowyat.net/topic/4600551</link>
            <description>&lt;br /&gt;&lt;br /&gt;KUALA LUMPUR: Moody&amp;#39;s Investors Service is maintaining its estimate of Malaysia&amp;#39;s direct government debt at 50.8% of GDP in 2017. &lt;br /&gt;&lt;br /&gt;It said on Wednesday its assessment of contingent liability risks posed by non-financial sector public institutions has also not changed following some statements by the new Federal Government led by Pakatan Harapan which won the 14th General Election on May 9.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;“However, the new administration&amp;#39;s treatment of large infrastructure projects that may be placed under review but have benefited from  government-guaranteed loans in the past, and outstanding debt from state  fund, 1Malaysia Development Bhd (1MDB, unrated), will play an important role in determining risks that contingent liabilities pose to the credit profile,” it said.&lt;br /&gt;&lt;br /&gt;Moody&amp;#39;s said fiscal measures are a particular area of focus, given that the country&amp;#39;s high debt burden acts as a credit constraint.&lt;br /&gt;&lt;br /&gt;image: &lt;a href='https://content.thestar.com.my/smg/settag/name=lotame/tags=' target='_blank'&gt;https://content.thestar.com.my/smg/settag/name=lotame/tags=&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;“Consequently, to what extent the new government achieves fiscal deficit consolidation will be vital in gauging the eventual effects on Malaysia&amp;#39;s fiscal metrics and credit profile,” it said in a report entitled: &amp;quot;Government of Malaysia: FAQ on credit implications of the new government&amp;#39;s policies&amp;quot;.&lt;br /&gt;&lt;br /&gt;Commenting on the impact of the new government&amp;#39;s removal of the country&amp;#39;s goods and services tax (GST), Moody&amp;#39;s said in the absence of effective compensatory fiscal measures, “this development is credit negative because it increases the government&amp;#39;s reliance on oil-related revenue and narrows the tax base”. &lt;br /&gt;&lt;br /&gt;Moody&amp;#39;s estimated revenue lost from the scrapped GST would be around 1.1% of GDP this year — even with some offsets — and 1.7% beyond 2018; further straining Malaysia&amp;#39;s fiscal strength.&lt;br /&gt;&lt;br /&gt;On the planned reintroduction of fuel subsidies, it viewed this as credit negative because subsidies distort market-based pricing mechanisms.&lt;br /&gt;&lt;br /&gt;The move could alsostrain both the fiscal position and the balance of payments while raising the exposure of government revenue to oil price movements.&lt;br /&gt;&lt;br /&gt;On the growth outlook, Moody&amp;#39;s pointed out the change in government will not materially alter growth trends in the near term. The removal of the GST could boost private consumption in the short term. &lt;br /&gt;&lt;br /&gt;“However, a review of large infrastructure projects could also result in any pick-up in investment being more spread out than Moody&amp;#39;s had previously anticipated,” it said. &lt;br /&gt;&lt;br /&gt;Read more at &lt;a href='https://www.thestar.com.my/business/business-news/2018/06/13/moodys-maintains-malaysia-debt-burden-at-50pt8pct-of-gdp/#XyyzW6goI9gsc84m.99' target='_blank'&gt;https://www.thestar.com.my/business/busines...W6goI9gsc84m.99&lt;/a&gt;</description>
            <author>PedroEspana</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 13 Jun 2018 11:59:42 +0800</pubDate>
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        <item>
            <title>life subsidized by Rich person</title>
            <link>http://forum.lowyat.net/topic/4587938</link>
            <description>Im not gay but it appears that there are gay ppl out there interested in making me adik/anak angkat. One willing to Give me 5k a month and good condo near damansara. Pne offered a job at his company and pays me good figures Also &lt;br /&gt;&lt;br /&gt;Can i just leech off money from them without getting sexual?  Like if theyre horny or anything  i can sexting with them but no rreal touchy feely. &lt;br /&gt;&lt;br /&gt;Being an auditor im a poorfag. Help</description>
            <author>PedroEspana</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 21 May 2018 16:56:20 +0800</pubDate>
        </item>
        <item>
            <title>Truth or dare &amp;amp; selfie from hell</title>
            <link>http://forum.lowyat.net/topic/4581178</link>
            <description>Anyone seen these two movies already? &lt;br /&gt;&lt;br /&gt;Today is cuti dont know what to do. &lt;br /&gt;&lt;br /&gt;Tq</description>
            <author>PedroEspana</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 11 May 2018 14:01:31 +0800</pubDate>
        </item>
        <item>
            <title>local council elections and midterm elections</title>
            <link>http://forum.lowyat.net/topic/4580415</link>
            <description>Your thoughts? &lt;br /&gt;5 years too long.. At least with midterm elections we can get rid of non performers</description>
            <author>PedroEspana</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 10 May 2018 15:45:05 +0800</pubDate>
        </item>
        <item>
            <title>good app for office tasks management</title>
            <link>http://forum.lowyat.net/topic/4572991</link>
            <description>Dear sifus, &lt;br /&gt;&lt;br /&gt;At my new office,  the ppl are traditional.  Each time got new issues or tasks, there will be hours of meeting. Even to assign tasks also need to go thru meetings. &lt;br /&gt;&lt;br /&gt;Curiouus if ur office uses app that can manage and assign tasks to people and can see progresss from there. People can contribute/edit/chat in real time etc... &lt;br /&gt;There are quite a few apps but dont know which one is the best. Preferably free and compatible with ios, android and pc&amp;#39;s for less than 10 managers &amp;amp; team leaders here .&lt;br /&gt;&lt;br /&gt;Thanks in advance</description>
            <author>PedroEspana</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 28 Apr 2018 17:15:34 +0800</pubDate>
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