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        <title>Lowyat.NET: Latest topics by keny0ng</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Fri, 12 Jun 2026 18:22:02 +0800</lastBuildDate>
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        <item>
            <title>Led Ceiling Lights</title>
            <link>http://forum.lowyat.net/topic/5567016</link>
            <description>Hello&amp;#33;&lt;br /&gt;&lt;br /&gt;Wanna ask anybody did these type of led ceiling lights like fake plaster ceiling&lt;br /&gt;&lt;br /&gt;I saw these videos from facebook but they&amp;#39;re from China.... anyone local doing it?&lt;br /&gt;&lt;br /&gt;I think led lights last longer.... but if need to change that time maybe a bit headache&lt;br /&gt;&lt;br /&gt;What do you guys think?&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/upwFHE5l.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/4DQfHw3.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;div class=&quot;social-embed facebook-embed&quot; style=&quot;position:relative;padding-bottom:56.25%;height:400px;overflow:hidden;width:100%;max-width:560px;&quot;&gt;&lt;iframe style=&quot;position:absolute;top:0;left:0;width:100%;height:100%;border:none;overflow:hidden&quot; src=&quot;https://www.facebook.com/plugins/video.php?href=https%3A%2F%2Fwww.facebook.com%2Freel%2F2445168172653113&amp;amp;show_text=false&amp;amp;width=560&quot; scrolling=&quot;no&quot; frameborder=&quot;0&quot; sandbox=&quot;allow-scripts allow-same-origin allow-popups allow-forms&quot; referrerpolicy=&quot;strict-origin-when-cross-origin&quot; allowfullscreen allow=&quot;autoplay; clipboard-write; encrypted-media; picture-in-picture; web-share&quot;&gt;&lt;/iframe&gt;&lt;/div&gt;&lt;br /&gt;</description>
            <author>keny0ng</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Sun, 07 Jun 2026 17:09:34 +0800</pubDate>
        </item>
        <item>
            <title>Refinance house to buy new house?</title>
            <link>http://forum.lowyat.net/topic/5565109</link>
            <description>Hi&amp;#33;&lt;br /&gt;&lt;br /&gt;My current old house is almost fully paid up. &lt;br /&gt;&lt;br /&gt;I&amp;#39;m considering buying a new house and thinking of refinancing my current house for RM200k and use that money to buy a new house + reno + misc etc. &lt;br /&gt;&lt;br /&gt;If I refinance my house now, then next year (Q2) new house ready and move in ... then sell my old house. Is it a bad move?&lt;br /&gt;&lt;br /&gt;What other ways to get around RM100k to Rm200k&lt;br /&gt;&lt;br /&gt;Hope for your advise, thank you&amp;#33;  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>keny0ng</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 19 May 2026 13:37:17 +0800</pubDate>
        </item>
        <item>
            <title>Where to get quick loan of around 80-100k</title>
            <link>http://forum.lowyat.net/topic/5558458</link>
            <description>Hi all&amp;#33;&lt;br /&gt;&lt;br /&gt;I&amp;#39;m buying another house and selling my existing one.&lt;br /&gt;&lt;br /&gt;Problem is I need to buy the new house first then only sell existing one. I need around 80-100k to sort out the new house (downpayment etc).&lt;br /&gt;&lt;br /&gt;The old house should be sold in 1-2 months time which I&amp;#39;ll immediately pay back the 80-100k loan.&lt;br /&gt;&lt;br /&gt;May I know what&amp;#39;s the best option for me?</description>
            <author>keny0ng</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 17 Mar 2026 13:02:55 +0800</pubDate>
        </item>
        <item>
            <title>Renovating outside garden</title>
            <link>http://forum.lowyat.net/topic/5269734</link>
            <description>Hey guys&amp;#33;&lt;br /&gt;&lt;br /&gt;I have a corner house with some land, I&amp;#39;m planning to reno it to an outdoor dining area so want to know more about pricing especially in light with recent inflation and rising cost&lt;br /&gt;&lt;br /&gt;Currently the land area is grass &lt;br /&gt;&lt;br /&gt;1) Wood decking or tiles which is more expensive?&lt;br /&gt;&lt;br /&gt;2) Do awning polycarbonate or roof tiles gazebo which is more expensive?&lt;br /&gt;&lt;br /&gt;Location JB&lt;br /&gt;</description>
            <author>keny0ng</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Mon, 09 May 2022 00:36:57 +0800</pubDate>
        </item>
        <item>
            <title>Print out LLP/PLT business profile</title>
            <link>http://forum.lowyat.net/topic/5267575</link>
            <description>Hi guys&lt;br /&gt;&lt;br /&gt;I&amp;#39;m trying to get my LLP/PLT company business profile&lt;br /&gt;&lt;br /&gt;I&amp;#39;ve login to &lt;br /&gt;&lt;a href='https://www.ssm4u.com.my/' target='_blank'&gt;https://www.ssm4u.com.my/&lt;/a&gt;&lt;br /&gt;&lt;a href='https://www.ssm-einfo.my' target='_blank'&gt;https://www.ssm-einfo.my&lt;/a&gt; &lt;br /&gt;&lt;a href='https://myllp.ssm4u.com.my' target='_blank'&gt;https://myllp.ssm4u.com.my&lt;/a&gt; &lt;br /&gt;&lt;br /&gt;At ssm-einfo.my I tried searching my company but no result, is it because it&amp;#39;s LLP?&lt;br /&gt;&lt;br /&gt;Hope for some advise on this  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>keny0ng</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sat, 30 Apr 2022 13:16:39 +0800</pubDate>
        </item>
        <item>
            <title>Change TNB name</title>
            <link>http://forum.lowyat.net/topic/5266271</link>
            <description>Hi guys&lt;br /&gt;&lt;br /&gt;Last time I rent a shoplot do business, the tnb bill is under my name. Last year since start of MCO i closed the shoplot but the tnb bill name until now is still under mine because the shoplot owner at kl didn&amp;#39;t come down.&lt;br /&gt;&lt;br /&gt;Want to check can I just go straight to tnb to change name without the owner? What documents do I need to bring?&lt;br /&gt;&lt;br /&gt;Thank you&amp;#33;  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>keny0ng</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 26 Apr 2022 15:01:25 +0800</pubDate>
        </item>
        <item>
            <title>Mini restaurant at home?</title>
            <link>http://forum.lowyat.net/topic/5264067</link>
            <description>closed</description>
            <author>keny0ng</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 19 Apr 2022 00:03:33 +0800</pubDate>
        </item>
        <item>
            <title>Property Ownership</title>
            <link>http://forum.lowyat.net/topic/5263244</link>
            <description>Hi guys&lt;br /&gt;&lt;br /&gt;I&amp;#39;m buying a landed house for my father and his legally married wife (not my mum but in very good terms). The house will be under my name and they will be staying there. &lt;br /&gt;&lt;br /&gt;My friend says if my father pass away, his wife can legally claim part of the house ownership because she stay there for a long time even though the house name is under mine. Is that real or my friend tok cok only&lt;br /&gt;&lt;br /&gt;Secondly, what&amp;#39;s the maximum years for house loan... is it to 55 years old? or 60?</description>
            <author>keny0ng</author>
            <category>Property Talk</category>
            <pubDate>Fri, 15 Apr 2022 22:45:16 +0800</pubDate>
        </item>
        <item>
            <title>King is turning VEE8026</title>
            <link>http://forum.lowyat.net/topic/5254569</link>
            <description>[YOUTUBE]NQ2c0MtJy8I[/YOUTUBE]&lt;br /&gt;&lt;br /&gt;inspektor /k sila cari identitits pukimak ni</description>
            <author>keny0ng</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 19 Mar 2022 14:22:25 +0800</pubDate>
        </item>
        <item>
            <title>Buying BTC in Malaysia</title>
            <link>http://forum.lowyat.net/topic/4600496</link>
            <description>Hi everyone&amp;#33;&lt;br /&gt;&lt;br /&gt;I&amp;#39;m looking to buy some btc... where is the best place to buy btc in Malaysia?&lt;br /&gt;&lt;br /&gt;I&amp;#39;ve used remitano so far, are there other places with better rates?</description>
            <author>keny0ng</author>
            <category>Bitcoin &amp;amp; Cryptocurrencies</category>
            <pubDate>Wed, 13 Jun 2018 10:04:26 +0800</pubDate>
        </item>
        <item>
            <title>BTC - Luno vs Remitano</title>
            <link>http://forum.lowyat.net/topic/4599528</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;I&amp;#39;m buying some btc, where is the best place to do so?&lt;br /&gt;&lt;br /&gt;I see Luno price btc currently is 23,516.00 but how come remitano so high at 27,831.10. Luno got hidden charges or something?&lt;br /&gt;&lt;br /&gt;Btw Luno can use already? Last time they got suspended or something right &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>keny0ng</author>
            <category>Bitcoin &amp;amp; Cryptocurrencies</category>
            <pubDate>Mon, 11 Jun 2018 14:32:11 +0800</pubDate>
        </item>
        <item>
            <title>Anyone know how to transfer money</title>
            <link>http://forum.lowyat.net/topic/4572248</link>
            <description>Hi all&amp;#33;&lt;br /&gt;&lt;br /&gt;Does anyone have experience with transferring money from malaysia bank to a Poland bank account?&lt;br /&gt;&lt;br /&gt;How does it work and how much fee does it cost?&lt;br /&gt;&lt;br /&gt;Can&amp;#39;t use service like paypal/payoneer, need to do bank transfer to their poland bank.</description>
            <author>keny0ng</author>
            <category>Serious Kopitiam</category>
            <pubDate>Fri, 27 Apr 2018 10:49:50 +0800</pubDate>
        </item>
        <item>
            <title>Does this mean I can vote?</title>
            <link>http://forum.lowyat.net/topic/4556709</link>
            <description>Sorry my malay not very good and 1st time voting... does this mean I can vote?&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/GwPApUe.png' border='0' alt='user posted image' /&gt;</description>
            <author>keny0ng</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 03 Apr 2018 15:26:16 +0800</pubDate>
        </item>
        <item>
            <title>New business owner</title>
            <link>http://forum.lowyat.net/topic/4552495</link>
            <description>Hi all&amp;#33;&lt;br /&gt;&lt;br /&gt;I started a company registered under PLT (LLP) on August 2017 &lt;br /&gt;&lt;br /&gt;I am a freelance car detailer so I usually work myself... sometimes got hire some freelance people to help out..&lt;br /&gt;&lt;br /&gt;I didn&amp;#39;t declare epf or anything. I just open the company, then when got customer I give them invoice.. and they pay to my bank account.&lt;br /&gt;&lt;br /&gt;--&lt;br /&gt;&lt;br /&gt;May I know when do I need to pay personal income tax and when need to pay company tax?.&lt;br /&gt;&lt;br /&gt;For company tax (PLT/LLP), do I declare myself as an employee with salary? I do have some expense receipt such as hiring freelancer and also buying equipments etc.&lt;br /&gt;&lt;br /&gt;Not sure how to do this, first time doing it.. hope someone can give me some guidance  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>keny0ng</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 27 Mar 2018 12:59:33 +0800</pubDate>
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