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        <title>Lowyat.NET: Latest topics by Mohamad_83</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sat, 04 Jul 2026 18:18:10 +0800</lastBuildDate>
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            <title>Come answer this question for me</title>
            <link>http://forum.lowyat.net/topic/4798488</link>
            <description>&amp;gt;Im a 7eleven supervisor.&lt;br /&gt;&amp;gt;Under me there are a few school leavers, waiting for their spm.&lt;br /&gt;&amp;gt;I handle their work schedule, leave request &amp;amp; what not.&lt;br /&gt;&amp;gt;I overhead one of them call me bodoh, because i didn&amp;#39;t approve his leave.&lt;br /&gt;&amp;gt;What bullshit is this. Kids nowadays know no respect.&lt;br /&gt;I wanna rotan this guy. I will cane him until he say he is sorry. &lt;br /&gt;&lt;br /&gt;But later if he bring this case upstairs, then i simply say i rotan because i want to didik him. Im a supervisor/trainer. He should respect me. And it is also my job to didik those who are still young. &lt;br /&gt;&lt;br /&gt;So it is definitely within my right to hit him. Why cannot?&lt;br /&gt;Teacher can hit those who disrespect him, why i cannot?&lt;br /&gt;Because teacher teach things? I also teach things maa. U think all those new staff straight away first day can do inventori ah? I teach ma.&lt;br /&gt;&lt;br /&gt;So if teacher can simply hit if feel disrespected, as long as under the pretense of teaching the young ones a lesson, then i also can lah. Ngam mou?&lt;br /&gt;&lt;br /&gt;If people question my method of simply hitting my staffs, then i will reply &amp;quot;don&amp;#39;t be so strawberry generation can ah?&amp;quot;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;/K/ this is foolproof plan right?</description>
            <author>Mohamad_83</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 25 Jun 2019 20:50:50 +0800</pubDate>
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        <item>
            <title>(WTS) Red Dead Redemption 2</title>
            <link>http://forum.lowyat.net/topic/4707078</link>
            <description>Item(s): PS4 red dead redemption 2&lt;br /&gt;&lt;br /&gt;Package includes: everything in box (2 Blu-ray Disc)&lt;br /&gt;&lt;br /&gt;Price: RM149 ( Including Postage)&lt;br /&gt;&lt;br /&gt;Dealing method: COD at lrt Kl Sentral / postage&lt;br /&gt;&lt;br /&gt;Location: Kerinchi&lt;br /&gt;&lt;br /&gt;Contact method/details: PM me&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;Item(s) conditions: 9.9/10&lt;br /&gt;&lt;br /&gt;Picture: standard game box&lt;br /&gt;&lt;br /&gt;Reason for sale: already done playing. Let other people play</description>
            <author>Mohamad_83</author>
            <category>Games Garage Sales</category>
            <pubDate>Wed, 12 Dec 2018 19:31:18 +0800</pubDate>
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        <item>
            <title>Question about house loan :)</title>
            <link>http://forum.lowyat.net/topic/4645899</link>
            <description>Hai sifus, &lt;br /&gt;&lt;br /&gt;I have question.. is my understanding correct?&lt;br /&gt;&lt;br /&gt;If husband and wife buy house loan joint account, then suddenly husband/wife pass away, half of the remaining mortgage loan will be covered by MRTT right(if purchase MRTT)&lt;br /&gt;&lt;br /&gt;So for example:&lt;br /&gt;Morgage: 460,000&lt;br /&gt;Husband pass away(touch wood)&lt;br /&gt;230k will be covered by MRTT&lt;br /&gt;&lt;br /&gt;So remaining mortgage will be 230k.&lt;br /&gt;Assuming the husband has prepared will that the house will be given as hibah to wife, then the wife has two choice&lt;br /&gt;&lt;br /&gt;1. Inform the bank, then rearrange monthly payment to be half the previous monthly payment&lt;br /&gt;&lt;br /&gt;Or&lt;br /&gt;&lt;br /&gt;2. Sell the house. So assuming the remaining mortgage will be 230k, and house can be sold around 500k, so the balance will be received by wife.&lt;br /&gt;&lt;br /&gt;Sifus, is my understanding correct?</description>
            <author>Mohamad_83</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 27 Aug 2018 13:24:22 +0800</pubDate>
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        <item>
            <title>Question about house loan :)</title>
            <link>http://forum.lowyat.net/topic/4645884</link>
            <description>Hai sifus, &lt;br /&gt;&lt;br /&gt;I have question.. is my understanding correct?&lt;br /&gt;&lt;br /&gt;If husband and wife buy house loan joint account, then suddenly husband/wife pass away, half of the remaining mortgage loan will be covered by MRTT right(if purchase MRTT)&lt;br /&gt;&lt;br /&gt;So for example:&lt;br /&gt;Morgage: 460,000&lt;br /&gt;Husband pass away(touch wood)&lt;br /&gt;230k will be covered by MRTT&lt;br /&gt;&lt;br /&gt;So remaining mortgage will be 230k.&lt;br /&gt;Assuming the husband has prepared will that the house will be given as hibah to wife, then the wife has two choice&lt;br /&gt;&lt;br /&gt;1. Inform the bank, then rearrange monthly payment to be half the previous monthly payment&lt;br /&gt;&lt;br /&gt;Or&lt;br /&gt;&lt;br /&gt;2. Sell the house. So assuming the remaining mortgage will be 230k, and house can be sold around 500k, so the balance will be received by wife.&lt;br /&gt;&lt;br /&gt;Sifus, is my understanding correct?</description>
            <author>Mohamad_83</author>
            <category>Property Talk</category>
            <pubDate>Mon, 27 Aug 2018 13:07:17 +0800</pubDate>
        </item>
        <item>
            <title>(WTP) Personal Loan /Loan Consolidation Service</title>
            <link>http://forum.lowyat.net/topic/4545931</link>
            <description>Edited</description>
            <author>Mohamad_83</author>
            <category>Services Noticeboard</category>
            <pubDate>Sat, 17 Mar 2018 08:06:45 +0800</pubDate>
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