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        <title>Lowyat.NET: Latest topics by kyle46</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sat, 06 Jun 2026 11:09:39 +0800</lastBuildDate>
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            <title>Electricity Consumption - Water Heater</title>
            <link>http://forum.lowyat.net/topic/5529822</link>
            <description>Hi all.&lt;br /&gt;&lt;br /&gt;I need some clarification on the electricity consumption for water heater at my condo. Of recent, I noticed from the TNB app, my daily usage bill seems to keep increasing everyday. It is worrying, eventho my usage is pretty much the same. I have little appliances in the house.&lt;br /&gt;&lt;br /&gt;One of the possible culprit that I suspect is the water heater. I don&amp;#39;t know how to describe the type but my unit uses (I believe) the central water heating - where I have to turn on the switch outside of the toilet to get the hot water.&lt;br /&gt;&lt;br /&gt;Now, my question is:&lt;br /&gt;&lt;br /&gt;1. Do I turn ON only when I&amp;#39;m using it? Turn off after OR it is fine to leave it on (only turn off when away from home very long). Because I read somewhere, I can just leave it ON, because it only consume electricity when the shower is ON - when the water run thru the heating rod or something.&lt;br /&gt;&lt;br /&gt;2. How do I figure out which type the condo is using? How do I check?&lt;br /&gt;&lt;br /&gt;3. If turn off and on, will it use more electricity since it requires the water to be heated first?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;I strongly believe other usage not effecting the bill - cause I only use 1 aircond with 1 hp at night for 7 hours. The rest is just fan, charging gadget, LED lights and fridge. Kitchen appliances rarely use.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Please help for those who knows this matter. Thanks a lot&amp;#33;</description>
            <author>kyle46</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Mon, 30 Jun 2025 15:58:16 +0800</pubDate>
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        <item>
            <title>Hotlink Prepaid on Route Modem</title>
            <link>http://forum.lowyat.net/topic/5473304</link>
            <description>Hi. Can I check if anyone knows if Hotlink Prepaid SIM card can be used with portable 5G modem?&lt;br /&gt;&lt;br /&gt;I bought a u mobile prepaid SIM card and subscribed to plan with hotspot, it can’t be used. Been informed in another thread that u mobile prepaid can’t.  So I wonder if Hotlink can?&lt;br /&gt;&lt;br /&gt;Please help. Thanks</description>
            <author>kyle46</author>
            <category>Hotlink</category>
            <pubDate>Sat, 03 Aug 2024 17:19:15 +0800</pubDate>
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            <title>Bankruptcy and Car Loan Related</title>
            <link>http://forum.lowyat.net/topic/4982992</link>
            <description>I need some advise. (Those work in banks or related expert are welcome to give me some answer)&lt;br /&gt;&lt;br /&gt;Let say I own a car that I&amp;#39;ve been paying from day 1 but this car is under one of my family member&amp;#39;s name (let say my brother). My brother is doing his own business, and due to unforeseen circumstances and bad economy, the business can&amp;#39;t no longer run and he has now a lot debt with the bank that he can&amp;#39;t afford to pay. His name is at jeopardy and bank is proceeding with legal action since he is the company director. Eventually, he might faces bankruptcy.&lt;br /&gt;&lt;br /&gt;Now the question is, will it affect the car I am using under his name? Understand the bank will go after his assets, but for car, my thought it&amp;#39;s a liability. Will the bank &amp;#39;tarik&amp;#39; the car even there is NO default in the payment. I&amp;#39;ve been paying every month without miss. Or the bank won&amp;#39;t tarik the car as long as there&amp;#39;s payment made?&lt;br /&gt;&lt;br /&gt;If it will affect, is it better for me to refinance under someone&amp;#39;s name to avoid in case the bank will repossess the car?&lt;br /&gt;&lt;br /&gt;Need some serious answer. Thanks&amp;#33;</description>
            <author>kyle46</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sat, 20 Jun 2020 14:29:45 +0800</pubDate>
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        <item>
            <title>WTA about Office Home &amp;amp; Student 2019</title>
            <link>http://forum.lowyat.net/topic/4879289</link>
            <description>Hi All Sifu. Anybody can help to clarify my question I have about Microsoft Office Home &amp;amp; Student 2019 - One off purchase.&lt;br /&gt;&lt;br /&gt;I plan to buy the one-off purchase for my Mac.&lt;br /&gt;&lt;br /&gt;My question is:&lt;br /&gt;&lt;br /&gt;Let say after I install it on my Mac, and later on I formatted, sell of get a new Mac, can I still use the License I bought? What is the steps?&lt;br /&gt;&lt;br /&gt;Because it says 1x one-off purchase for 1 PC or Mac&lt;br /&gt;&lt;br /&gt;(https://www.microsoft.com/en-GB/p/office-home-student-2019/CFQ7TTC0K7C8?activetab=pivot:overviewtab)&lt;br /&gt;&lt;br /&gt;What if I change to a new Mac? or format?&lt;br /&gt;&lt;br /&gt;I&amp;#39;ve gone through FAQ on the website, but seems can&amp;#39;t find about this.&lt;br /&gt;&lt;br /&gt;Anybody knows and master on this matter?&lt;br /&gt;&lt;br /&gt;Please help.&lt;br /&gt;&lt;br /&gt;Thank you in advance.&lt;br /&gt;&lt;br /&gt;</description>
            <author>kyle46</author>
            <category>Software</category>
            <pubDate>Wed, 18 Dec 2019 01:55:04 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] iMac (21.5-inch, Late 2013) 2.7 GHz i5</title>
            <link>http://forum.lowyat.net/topic/4726208</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; iMac (21.5-inch, Late 2013) 2.7 GHz Intel Core i5&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Comes with Original Apple Keyboard. No mouse and no box.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; SOLD&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD. Self Pick Up&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; Great Condition (using as my daily drive). Personal light use only&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; See attached.</description>
            <author>kyle46</author>
            <category>Desktop Systems Garage Sales</category>
            <pubDate>Mon, 21 Jan 2019 13:34:33 +0800</pubDate>
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        <item>
            <title>[WTS] iMac (21.5-inch, Late 2013) 2.7 GHz i5</title>
            <link>http://forum.lowyat.net/topic/4726202</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; iMac (21.5-inch, Late 2013) 2.7 GHz Intel Core i5&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Comes with Original Apple Keyboard. No mouse and no box.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; SOLD&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD. Self Pick Up&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; Great Condition (using as my daily drive). Personal light use only&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; See attached.</description>
            <author>kyle46</author>
            <category>Garage Sales</category>
            <pubDate>Mon, 21 Jan 2019 13:26:33 +0800</pubDate>
        </item>
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            <title>[WTS] Steinhart GMT Ocean 1 Black Ceramic</title>
            <link>http://forum.lowyat.net/topic/4505856</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; STEINHART GMT OCEAN 1 BLACK CERAMIC. For more info on the specs, you refer official website: &lt;a href='https://www.steinhartwatches.de/en/diver-watch/gmt-ocean-1-black-keramik.html' target='_blank'&gt;https://www.steinhartwatches.de/en/diver-wa...ck-keramik.html&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Item bought official from Germany. Looking for serious buyer - Watch collector / Watch enthusiast / Watch lover.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; ALL IN BOX AS PER ORIGINAL&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;  [color=red]SOLD&amp;#33;&amp;#33;&amp;#33;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; Cheras, Taman Connaught&lt;br /&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; 9.5/10. See to believe.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; See below.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; Need Cash.&lt;br /&gt;&lt;br /&gt;[attachmentid=9530880][attachmentid=9530881][attachmentid=9530882][attachmentid=9530887]</description>
            <author>kyle46</author>
            <category>Men&amp;#39;s Fashion Garage Sales</category>
            <pubDate>Sat, 20 Jan 2018 03:32:33 +0800</pubDate>
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