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        <title>Lowyat.NET: Latest topics by lee93</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Fri, 12 Jun 2026 13:10:37 +0800</lastBuildDate>
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        <item>
            <title>Carsome bidding offer</title>
            <link>http://forum.lowyat.net/topic/5318061</link>
            <description>Just done inspection and went through their bidding , price below my selling price&lt;br /&gt;Schedule for inspection with mytukar in next 3 days&lt;br /&gt;Can i just reject the offer from carsome first, if the price from mytukar lower than carsome then i inspect and bid again at carsome ?&lt;br /&gt;Or they only allow one time inspection and bidding ?&lt;br /&gt;Anyone did this before ?</description>
            <author>lee93</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 14 Oct 2022 17:02:11 +0800</pubDate>
        </item>
        <item>
            <title>Public bank car loan auto debit</title>
            <link>http://forum.lowyat.net/topic/5315500</link>
            <description>Hi guys&lt;br /&gt;&lt;br /&gt;Wondering if my car loan is 5 years, after 5 years it will automatically stop auto debit or i need to ask the bank to stop the auto debit or else they will continue to deduct money from account?&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>lee93</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 05 Oct 2022 19:49:25 +0800</pubDate>
        </item>
        <item>
            <title>Shopee seller , overcharged shipping fee</title>
            <link>http://forum.lowyat.net/topic/5164437</link>
            <description>Anyone seller faced this issue before ?&lt;br /&gt;&lt;br /&gt;My item is below 1kg, they charged RM100+ for the shipping fee&lt;br /&gt;&lt;br /&gt;Asked them to check with the logistics, they keep giving me reply about the shipping fee promotion i set, which is RM4 only&lt;br /&gt;&lt;br /&gt;Live chat agent and email not helping at all too&lt;br /&gt;&lt;br /&gt;If any seller faced this issue before, did they refund back the overcharged shipping fee ?</description>
            <author>lee93</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 02 Jul 2021 12:55:42 +0800</pubDate>
        </item>
        <item>
            <title>How to register parents for vaccination ?</title>
            <link>http://forum.lowyat.net/topic/5150621</link>
            <description>If they dont have smartphone and we&amp;#39;re in different states&lt;br /&gt;Can we register for them from the mysejahtera app and just ask them to go for the vaccine appointment ? &lt;br /&gt;&lt;br /&gt;Any idea ?&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>lee93</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 27 May 2021 20:43:11 +0800</pubDate>
        </item>
        <item>
            <title>Binance futures, how to prevent liquidated ?</title>
            <link>http://forum.lowyat.net/topic/5135451</link>
            <description>Just started to long with this futures &lt;br /&gt;&lt;br /&gt;For example ETH, entry price 2400, liquidation price 2200, &lt;br /&gt;when i tried to increase the margin , the liq price goes lower&lt;br /&gt;if now im in a loss , and i increase alot of margin, until the liq price goes to 1000 ,&lt;br /&gt;Does that meant the trade will not get liquidated (unless it reaches 1000) and i&amp;#39;ll just wait for the price to go up again ?&lt;br /&gt;&lt;br /&gt;Does it work that way ?</description>
            <author>lee93</author>
            <category>Bitcoin &amp;amp; Cryptocurrencies</category>
            <pubDate>Thu, 22 Apr 2021 11:04:57 +0800</pubDate>
        </item>
        <item>
            <title>SEMI FLEXI HOUSE LOAN INTEREST</title>
            <link>http://forum.lowyat.net/topic/5123324</link>
            <description>If i loan 500k, lets say if i put 200k cash in the account, so the interest will be calculate according to the 300k principal ?&lt;br /&gt;Is there any maximum amount that i can put in the account ? Cause if i put 500k will that meant the interest will become 0 then ? Only need to pay for the principal ? &lt;br /&gt;So it will reduce the tenure ?&lt;br /&gt;&lt;br /&gt;Please advise, thanks</description>
            <author>lee93</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 25 Mar 2021 22:16:04 +0800</pubDate>
        </item>
        <item>
            <title>Necessary to use hardware wallet ?</title>
            <link>http://forum.lowyat.net/topic/5109566</link>
            <description>Is it necessary to own a hardware wallet ?&lt;br /&gt;Or i can just store it in the exchanges (using binance + luno ) currently&lt;br /&gt;Thinking of buying ledger. If its damage/lost it, i can just recover the wallet using the passphrase right ? &lt;br /&gt;Any other suggestion for wallets other than ledger ?</description>
            <author>lee93</author>
            <category>Bitcoin &amp;amp; Cryptocurrencies</category>
            <pubDate>Sat, 27 Feb 2021 22:25:26 +0800</pubDate>
        </item>
        <item>
            <title>Binance referral , how it works ?</title>
            <link>http://forum.lowyat.net/topic/5102625</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I&amp;#39;ve been using Luno for quite sometime&lt;br /&gt;Thinking of register binance as it have more choices of crypto&lt;br /&gt;From what i understand, i just need to buy from p2p and just trade from binance right ?&lt;br /&gt;&lt;br /&gt;Anyone have referral link or code ?&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>lee93</author>
            <category>Bitcoin &amp;amp; Cryptocurrencies</category>
            <pubDate>Sat, 13 Feb 2021 09:58:31 +0800</pubDate>
        </item>
        <item>
            <title>Buying beauty products overseas , custom tax</title>
            <link>http://forum.lowyat.net/topic/5056493</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Can anyone share your experience with the custom tax of buying from overseas ? &lt;br /&gt;&lt;br /&gt;Just bought ~RM300 beauty products from lookfantastic &lt;br /&gt;Dont know whether will get tax or not ?&lt;br /&gt;&lt;br /&gt;</description>
            <author>lee93</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 11 Nov 2020 23:46:32 +0800</pubDate>
        </item>
        <item>
            <title>Maxis port forwarding</title>
            <link>http://forum.lowyat.net/topic/4819771</link>
            <description>Archer CV5&lt;br /&gt;&lt;br /&gt;trying to do port forwarding , already request for public ip , added port forwarding &lt;br /&gt;&lt;br /&gt;but when i test in open port check tools , sometimes it shows &amp;quot; success , isp does not block port xx&amp;quot; , after a few minutes it shows &amp;quot;no route to host&amp;quot;&lt;br /&gt;&lt;br /&gt;Anyone knows how to solve this ?&lt;br /&gt;&lt;br /&gt;</description>
            <author>lee93</author>
            <category>Networks and Broadband</category>
            <pubDate>Thu, 08 Aug 2019 10:58:35 +0800</pubDate>
        </item>
        <item>
            <title>Sole Proprietor Employee Salary PCB, tax</title>
            <link>http://forum.lowyat.net/topic/4624419</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;If i pay my sister RM2k per month to handle part of my business, she doesnt have to pay PCB correct ?&lt;br /&gt;If I give her 10k bonus on december, how about this? Pay for her PCB on december? Or just pay her tax 2k*12(salary)+10k(bonus), total 32k, on april the next year?&lt;br /&gt;&lt;br /&gt;Any other way how to save tax for sole proprietor ?  &lt;!--emo&amp;:hehe:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/brows.gif' border='0' style='vertical-align:middle' alt='brows.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>lee93</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 24 Jul 2018 13:24:50 +0800</pubDate>
        </item>
        <item>
            <title>Skin infection , recommend KL dermatologist ?</title>
            <link>http://forum.lowyat.net/topic/4487526</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Anyone knows what is this?&lt;br /&gt;&lt;br /&gt;At first it started like a mosquito bite , round and hard, after 2 days, theres small blister around it, and it speads bigger and yellow fluid coming out&lt;br /&gt;And the next week i got another 2 near the first one, i suspect its from dust mite or bed bugs maybe? &lt;!--emo&amp;:confused:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/confused.gif' border='0' style='vertical-align:middle' alt='confused.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:confused:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/confused.gif' border='0' style='vertical-align:middle' alt='confused.gif' /&gt;&lt;!--endemo--&gt;  maybe got infected after i scratched them&lt;br /&gt;Now the first and second one already merged together and become a big patch &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Those brown and black stain is from the iodine given by doc &lt;!--emo&amp;:x--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt;  &lt;br /&gt;&lt;br /&gt;Been to the a few dermatologist, given antibiotics and some cream, its getting better the first few days after taking the medicine and cream, after a week it comes back again &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;  and i went to 3rd dermatologist, given some cream and allergic medicine,  Its not that red and no more yellow fluid coming out now, but i scared it might be back again &lt;!--emo&amp;:bruce:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/bruce.gif' border='0' style='vertical-align:middle' alt='bruce.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Any good skin specialist to recommend in KL?&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>lee93</author>
            <category>Health &amp;amp; Fitness</category>
            <pubDate>Tue, 26 Dec 2017 15:28:29 +0800</pubDate>
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