Lowyat.NET: Latest topics by unicorn60

recommended allergy test in penang?

unicorn60 — Sat, 03 Feb 2018 07:39:04 +0800

any recommended clinic/hospital for allergy test in penang?

BP/lohguanlai/pathlab/etc?
how much per visit? which method is the most effective and cheapest? by blood test? what best for skin problem like eczema?

Name In-vivo (inside the body) In-vitro (outside the body)
Test Method Skin prick Blood test
Test
Conducted On Smooth skin on arm Blood
Advantages • Low cost, high sensitivity and rapid results • Not interfered by skin condition or medication.
• No reaction triggered in patient.
• Reliable testing method.
• Minimum blood sample.
Limitations • May be affected by medication and skin condition.
• Potential to cause adverse reaction.
• Responsiveness depends on age.
• Inconvenient for patient.
• Requires skill and expertise. • High cost but it returns quantitative result
for future monitoring

support aging parents - how much finance/expenses

unicorn60 — Sat, 03 Feb 2018 07:20:43 +0800

i have an aging parent (father in his 60s) that is sick but still working as a newspaper delivery man. I was thinking to ask him quit his job and stay at home (retired). I am sad to see him sick and weak but my salary now can only support myself. feed another mouth? i have no idea in long run how much i need to support financially. if i can support another person, i already want to get married and have children. so my question is how much expenses needed to support a person (my father) based on your own experience? or knowledge? we have cash our house that we are currently staying, he has no other ongoing debts (motor cash already) only need for daily expenses. house utility, repair maintenance i think i can pay (rm200+ a month). I plan to get a monthly meal catering deliver to our doorstep for his daily meal (lunch & dinner), i look up online have package around rm250 monthly (23days). and give him allowance/pocket money rm100+ since i already take care most expenses. he have diabetes and heart problem but we take him to government hospital (to save $$). My family is not financially well off, just can self support as long as we work. my mum (healthy can self support work light job) and dad don't have epf/saving/$$. so is this a good idea or i may not be ready for this in the long run?

i'm afraid i will face financial difficulties in the long run if i offer to take up this responsibility. please help any better sugestion for my current dilemma

Buying condo RM121,500 for investment purpose

unicorn60 — Sun, 21 Jan 2018 08:32:25 +0800

im eyeeing on property investment with the below info:

1) Condo freehold (3 bedrooms, 2 bathroom), middle floor

2) RM121,500, 700 sqft

3) Property description:
- Facilities: Parking, 24hr security guard, lift, swimming pool, event hall, playground, Joggin track
- Nearby Politeknik, UiTM, Bank Islam, Bank Rakyat, Maybank, LHDN, Uptown, Hospital KPJ, TNB, McDonald etc

4) Amenities
Covered car parkClubhouseOpen car park24 hours securitySwimming pool

5) Calculations by PropertyGuru

Price RM 121,500
Loan Amount
RM
97200
Loan Tenure
30
years
Interest Rate
4.6%

6) Monthly mortgage : RM498

7) 20 storey floor

8) Location: Bandar Perda, Pulau Pinang

My current salary is qualified for this loan as its very low mortgage i have no problem but I want to know the prospect of this property. I plan to rent out just to cover the mortgage and sell off after 5 years (tax-exempted RPGT) and gain profit from there.

It is possible to gain double fold of the current price? RM121,500 gain after 5 years?

all sifus please throw in your opinion....need help as im first timer.

Thank you!

My foodlog for weight loss

unicorn60 — Mon, 25 Dec 2017 20:37:50 +0800

How much can I lose weight in 3 months with this diet plan -

Daily intake:

:spirulina tablets 2000mg,
fibre drink 2cup,
oatmeal 1cup,
1carb/protein meal
+30min cardiowalk?

im currently 78kg.....prone to water weight/gain easily. Big eater as well=_=
female
want lose weight to say 55kg in 1 year. Now wanna know with this diet plan how much can lose in say 3 months?

Thanks!