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        <title>Lowyat.NET: Latest topics by yellowhummer</title>
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        <lastBuildDate>Thu, 23 Jul 2026 15:07:23 +0800</lastBuildDate>
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            <title>How to choose loan (BR different)</title>
            <link>http://forum.lowyat.net/topic/4467251</link>
            <description>Already settle my loan and get loan approve from two bank in 4.35%&lt;br /&gt;But the BR is different :&lt;br /&gt;AxBank rate: 3.85+0.5=4.35%&lt;br /&gt;CIxB rate 3.9+0.45=4.35%&lt;br /&gt;&lt;br /&gt;Property price RM603000&lt;br /&gt;90% loan&lt;br /&gt;&lt;br /&gt;AxBank  (MRTA 15+3years) 4.35% =2560 monthly (total 35year:1075200)&lt;br /&gt;CIxB (MRTA 30years) 4.35%= 2606monthly  (total 35year:1094709)&lt;br /&gt;&lt;br /&gt;any ideal ?&lt;br /&gt;&lt;br /&gt;---------------------------------------------------------------------------------&lt;br /&gt;&lt;br /&gt;Hi all DaiKor here,&lt;br /&gt;im planing to settle my first housing loan(CIMB), &lt;br /&gt;cause I&amp;#39;m gonna to borrow a new housing loan.&lt;br /&gt;&lt;br /&gt;I went to bank just now, the staff tell me she need to take 3 working days (or more) to request my settlement for the loan.&lt;br /&gt;If after I pay the balance, how many days it will take ,so the CCRIS wouldn&amp;#39;t show this loan ?&lt;br /&gt;&lt;br /&gt;A bit urgent for me to settle this loan,&lt;br /&gt;Please let me know whats the faster way to do it .&lt;br /&gt;Thanks ya</description>
            <author>yellowhummer</author>
            <category>Property Talk</category>
            <pubDate>Mon, 27 Nov 2017 17:16:36 +0800</pubDate>
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