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        <title>Lowyat.NET: Latest topics by popo_oasis</title>
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        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 01 Jul 2026 14:32:20 +0800</lastBuildDate>
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            <title>Housing Loan</title>
            <link>http://forum.lowyat.net/topic/5183384</link>
            <description>Hi everyone,&lt;br /&gt;&lt;br /&gt;I got a very noob question here. Let say i bought a property for 100k with 30years loan. After 5 years, I wanted to sell the property. But market value is lower, say 80k. Within that 5 years its safe to say that i only managed to pay the interest only. So if i were to sell the house at at a loss of 80k:&lt;br /&gt;a) Do i need to pay the bank the remaining 20k + whatever the interest is?&lt;br /&gt;b) Do i need to pay one shot or is there any arrangement for a loan instead?&lt;br /&gt;&lt;br /&gt;p/s: noted that there will be other costs, such as lawyer fee etc. Lets put that aside at the moment.</description>
            <author>popo_oasis</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Tue, 17 Aug 2021 11:56:29 +0800</pubDate>
        </item>
        <item>
            <title>Income Tax Claim Y2011</title>
            <link>http://forum.lowyat.net/topic/5114852</link>
            <description>Today was checking the eLejar and noticed i paid extra 7++ for the year 2011. Anyone knows how to get back? Fyi i already finished 2020 filing.&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/7ygK42' target='_blank'&gt;&lt;img src='https://pictr.com/images/2021/03/10/7ygK42.md.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>popo_oasis</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 10 Mar 2021 09:25:01 +0800</pubDate>
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