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        <title>Lowyat.NET: Latest topics by ycktech</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Fri, 29 May 2026 01:40:49 +0800</lastBuildDate>
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        <item>
            <title>CIMB On Hold Transfer</title>
            <link>http://forum.lowyat.net/topic/5463413</link>
            <description>Hi recently keep facing On-Hold Transfer from CIMB.&lt;br /&gt;Even Transfer to own account.&lt;br /&gt;Anyone kena this issue?&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/x7nBwX' target='_blank'&gt;&lt;img src='https://pictr.com/images/2024/06/14/x7nBwX.md.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>ycktech</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Fri, 14 Jun 2024 18:39:15 +0800</pubDate>
        </item>
        <item>
            <title>How to get Student Price at apple store?</title>
            <link>http://forum.lowyat.net/topic/5406642</link>
            <description>Hi,&lt;br /&gt;Anybody know how to get student price as apple store, as I know now need to verify with UNIDAYS.&lt;br /&gt;Last time no need verification.&lt;br /&gt;&lt;br /&gt;Any feedback on this will help.&lt;br /&gt;Thanks</description>
            <author>ycktech</author>
            <category>Apple Byte</category>
            <pubDate>Mon, 11 Sep 2023 10:17:03 +0800</pubDate>
        </item>
        <item>
            <title>Binance Merchant Benefits</title>
            <link>http://forum.lowyat.net/topic/5233700</link>
            <description>Hi Cryptos,&lt;br /&gt;&lt;br /&gt;Anyone is a Binance Merchant here, Can I know what benefits are there beside can Post Ads.</description>
            <author>ycktech</author>
            <category>Bitcoin &amp;amp; Cryptocurrencies</category>
            <pubDate>Sat, 15 Jan 2022 11:26:12 +0800</pubDate>
        </item>
        <item>
            <title>Anyone Declaring Crypto on LHDN</title>
            <link>http://forum.lowyat.net/topic/5146451</link>
            <description>Hi all crypto fans,&lt;br /&gt;Just asking has anyone declare your crypto earning on LDHN? Mostly, like LUNO is SC licensed.&lt;br /&gt;If yes, is it declared under Form B or just declare on form BE (still under employment but invest in crypto) will do?&lt;br /&gt;</description>
            <author>ycktech</author>
            <category>Bitcoin &amp;amp; Cryptocurrencies</category>
            <pubDate>Wed, 19 May 2021 09:57:13 +0800</pubDate>
        </item>
        <item>
            <title>Enterprise SAS SSD available in Malaysia?</title>
            <link>http://forum.lowyat.net/topic/4351720</link>
            <description>Hi all,&lt;br /&gt;Want to ask is it capable to buy Enterprise SAS SSD in Malaysia?&lt;br /&gt;For example Samsung PM1633a model.</description>
            <author>ycktech</author>
            <category>Hardware</category>
            <pubDate>Sat, 08 Jul 2017 08:49:29 +0800</pubDate>
        </item>
        <item>
            <title>Looking For AIA Insurance Agent in Penang</title>
            <link>http://forum.lowyat.net/topic/3143318</link>
            <description>I am looking for Insurance Agent that support AIA in Penang.&lt;br /&gt;Currently looking for Medical Card Insurance Package.&lt;br /&gt;Any others insurance company agent are welcome if any better will consider.&lt;br /&gt;&lt;br /&gt;Best is give a estimation premium fee on the package for 32 year old, non-smoking.&lt;br /&gt;&lt;br /&gt;Any info needed just pm me.&lt;br /&gt;Thanks.</description>
            <author>ycktech</author>
            <category>Services Noticeboard</category>
            <pubDate>Tue, 25 Feb 2014 16:42:39 +0800</pubDate>
        </item>
        <item>
            <title>Able Work 2 fulltime Jobs in Malaysia?</title>
            <link>http://forum.lowyat.net/topic/2539390</link>
            <description>Hi,&lt;br /&gt;I want to know can a Malaysian tipically work 2 permanent job?&lt;br /&gt;Can 1 employer know u have a 2nd job by checking yr socso or epf contribution / can 2 nd employer contribute to your epf or socso if you are current contributing epf and socso by 1st employer?&lt;br /&gt;As I heard is, 2nd employer can&amp;#39;t contribute epf or socso if you are working permanent job with epf and socso contribution by 1st employer. Is that true?&lt;br /&gt;I know part time is not a problem.&lt;br /&gt;&lt;br /&gt;Thanks in advance for the help.</description>
            <author>ycktech</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Mon, 08 Oct 2012 10:13:48 +0800</pubDate>
        </item>
        <item>
            <title>Buy Condo from Real Estate Agent any charges?</title>
            <link>http://forum.lowyat.net/topic/2219508</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Just want to know what are the charges when buying condo from real estate agent?&lt;br /&gt;&lt;br /&gt;Do i need to give comisson Commission to the agent or the seller give only?&lt;br /&gt;If yes what are the rate of the Commission usually for exp 400k Condo?&lt;br /&gt;&lt;br /&gt;Is there any more ohter Miscellaneous charges?&lt;br /&gt;&lt;br /&gt;As I know is stamping fee, lawyer fee, and maybe bank loan agreement fee.</description>
            <author>ycktech</author>
            <category>Property Talk</category>
            <pubDate>Thu, 09 Feb 2012 12:26:42 +0800</pubDate>
        </item>
        <item>
            <title>Senior MIS / IT Executive Salary scale</title>
            <link>http://forum.lowyat.net/topic/2203292</link>
            <description>Just wondering now in 2012,&lt;br /&gt;&lt;br /&gt;What are the pay scale for Senior MIS / IT Executive in SME or Manufaturing factory get?&lt;br /&gt;&lt;br /&gt;1. Below RM3K&lt;br /&gt;2. Around RM 3 K to 3.5K&lt;br /&gt;3. Around RM 3.5K  to 4K&lt;br /&gt;5. More the RM 4K</description>
            <author>ycktech</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Fri, 27 Jan 2012 09:24:30 +0800</pubDate>
        </item>
        <item>
            <title>Housing loan enquiries and question</title>
            <link>http://forum.lowyat.net/topic/1981288</link>
            <description>Yesterday I post at Investment Subforum seem no one replying me I think I post at the wrong place so I try to post here to get some advice.&lt;br /&gt;&lt;br /&gt;I am planning to buy a new condo. The condo itself cost about RM430k.&lt;br /&gt;I want to loan from the bank 90%.&lt;br /&gt;Just want to know what are the total costs that I need to take out in order to complete the transaction.&lt;br /&gt;What I know is I need to pay lawyer fee, stamp duty and stamping fee.&lt;br /&gt;&lt;br /&gt;1)Stamp Duty == 1% - 3% (RM7600)&lt;br /&gt;2) Lawyer/Solicitor&amp;#39;s Fees == 0.4% - 1% (RM3810)&lt;br /&gt;3) Other Fees == MYR180&lt;br /&gt;4)Down payment 10% = (RM43k)&lt;br /&gt;&lt;br /&gt;Total procedure money I need to take to buy a condo: RM11410.&lt;br /&gt;But I heard there is MRTA and bank loan fee charge.&lt;br /&gt;So I want to know how much that cost going to be, as I know the MRTA alone could cost me around RM15k at least but what about the Bank loan fee cost? Right now I am looking at total of nearly RM57k (Without MRTA and Bank Loan fee)I need to take out in order to loan money from bank to buy that condo.&lt;br /&gt;&lt;br /&gt;BTW any bank agent here got any good offer or advises for me.&lt;br /&gt;&lt;br /&gt;Thanks in advance.</description>
            <author>ycktech</author>
            <category>Property Talk</category>
            <pubDate>Tue, 02 Aug 2011 08:36:29 +0800</pubDate>
        </item>
        <item>
            <title>Housing loan enquiries and question.</title>
            <link>http://forum.lowyat.net/topic/1980467</link>
            <description>I am planning to buy a new condo. The condo itself cost about RM430k.&lt;br /&gt;I want to loan from the bank 90%.&lt;br /&gt;Just want to know what are the total costs that I need to take out in order to complete the transaction.&lt;br /&gt;What I know is I need to pay lawyer fee, stamp duty and stamping fee.&lt;br /&gt;&lt;br /&gt;1)Stamp Duty == 1% - 3% (RM7600)&lt;br /&gt;2) Lawyer/Solicitor&amp;#39;s Fees == 0.4% - 1% (RM6610)&lt;br /&gt;3) Other Fees == MYR180&lt;br /&gt;4)Down payment 10% = (RM43k)&lt;br /&gt;&lt;br /&gt;Total procedure money I need to take to buy a condo: RM11410.&lt;br /&gt;But I heard there is MRTA and bank loan fee charge.&lt;br /&gt;So I want to know how much that cost going to be, as I know the MRTA alone could cost me around RM15k at least but what about the Bank loan fee cost? Right now I am looking at total of nearly RM57k (Without MRTA and Bank Loan fee)I need to take out in order to loan money from bank to buy that condo.&lt;br /&gt;&lt;br /&gt;BTW any bank agent here got any good offer or advises for me.&lt;br /&gt;&lt;br /&gt;Thanks in advance.</description>
            <author>ycktech</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 01 Aug 2011 15:55:45 +0800</pubDate>
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