Lowyat.NET: Latest topics by plouffle0789

CelcomDigi - Shareholder Structure & What changed?

plouffle0789 — Sun, 31 May 2026 13:44:07 +0800

massive Celcom-Digi merger based on the 33.099% equal shareholding split between Axiata and Telenor, outlining what has changed for consumers and investors alike.

| Telco Operator | Subscriber Market Share (%) | Approximate Subscriber Base |
| **CelcomDigi Berhad** | ~46% - 50% | ~18.8 - 20.2 Million |
| **Maxis Berhad ** | ~28% - 32% | ~12.7 Million |
| **U Mobile Sdn Bhd ** | ~13% - 15% | ~9.0 Million |
| **Unifi Mobile (Telekom Malaysia Bhd)** | ~4% - 6% | ~1.5 - 2.0 Million |
| **Yes 5G (YTL Communications Sdn Bhd)** | ~2% - 3% | < 1.0 Million |

YTL Power International Berhad has a 60% stake in YTL Communications Sdn Bhd, which owns and operates the Yes nationwide mobile network.

YTL POWER INTERNATIONAL BHD

YTLPOWR (6742)

The Yes journey began in 2010. Since then, YTL Communications has been pushing the boundaries of innovation in communications technology and was the first in the country to offer 5G services to customers in 2021.

When two giant companies merge like this, customer service is often the first area to suffer, leaving consumers with fewer alternatives. Previously, if the Digi network experienced issues, users had the flexibility to complain and switch over to Celcom.

Now that they belong to the same corporate family, a slowdown or drop in coverage leaves few remaining options besides Maxis or U Mobile or Yes

There is a real worry that this consolidated market power will lead to aggressive cost-cutting at the expense of network quality.

It is genuinely concerning to think that monthly subscription bills might stay the same or even increase while data speeds deteriorate due to diminished market competition.

Many users are already closely monitoring their connections to see if the ongoing tower integration is causing noticeable speed drops in their daily usage.

I was looking through the top shareholder list for the merged entity, and noticed the layout looks like this now:

1. AXIATA GROUP BERHAD – 3,883,129,144 shares (33.099%)

2. CITIGROUP NOMINEES (ASING) SDN BHD (TELENOR MALAYSIA INVESTMENTS PTE. LTD.) – 3,883,129,144 shares (33.099%)

3. CITIGROUP NOMINEES (TEMPATAN) SDN BHD

(EMPLOYEES PROVIDENT FUND BOARD)

– 780,666,516 shares (6.654%)

It's an exact 50-51 split in power between Axiata and Telenor, with EPF sitting comfortably as the third largest local institutional block.

Now that we are a few years into the merger, what actually changed for the average user?

Are the yellow man and the blue brand dead? Is the line better or worse? Let's discuss.

👤

Tommorrow jb got chingay 7 km !

plouffle0789 — Fri, 29 May 2026 20:19:14 +0800

https://www.facebook.com/share/1FqAter1pJ/

Tua Pek Kong (Chinese: 大伯公; Tâi-lô: Tuā-peh-kong) is a Taoist deity in the pantheon of Peranakan folk religion practiced by ethnic Chinese in Malaysia, Singapore, and parts of Indonesia.

Polis fb jb page no announce major road close?

7km route

Passby johor old temple
Just behind city square and jb custom

5pm start

Port Klang now world's 10th busiest port

plouffle0789 — Thu, 28 May 2026 06:40:48 +0800

Port Klang now world's 10th busiest port

PETALING JAYA:

Port Klang has been recognised as one of the world's busiest container ports after leading maritime industry publication Lloyd's List ranked it among the Top 10 Ports for the first time.

Coming in at number 10, Port Klang also surpassed Hong Kong in Lloyd's Top 100 Ports list, a feat that underscores Malaysia's strength as an emerging maritime powerhouse.

Shanghai, Singapore and Ningbo-Zhoushan were the top three busiest ports in this year's list.

Founded in 1734, Lloyd's List currently operates as a digital publication that provides news, analysis, data, and insight for the global shipping, maritime, trade, and insurance sectors.

“This achievement is especially meaningful as it coincides with the nation's 68th National Day celebration, symbolising resilience, unity, and progress on the international stage,” the transport ministry said in a statement.

The ministry said Port Klang has seen a steady rise in its global port rankings in recent years, climbing from 13th in 2022 to 11th in 2023, before moving up a notch this year.

Port Klang handled 14.64 million twenty-foot equivalent units (TEUs) in 2024, a 4.1% increase compared with 14.06 million TEUs in 2023.

The ministry said Port Klang is expected to handle 14.98 million TEUs in 2025, further strengthening its standing as a leading global hub.

Growth was driven by a robust 8.9% increase in import and export activities, reflecting Malaysia's solid trade fundamentals, the ministry added.

Port Klang's rapid progress is being driven by large-scale infrastructure projects aimed at boosting capacity and efficiency.

At Westports, the expansion of terminals CT10–CT17 is under way and is expected to double handling capacity from 14 million TEUs to 28 million TEUs by 2028.

Meanwhile, Northport is upgrading Wharf 9 and its related facilities to accommodate larger vessels and manage higher cargo volumes more effectively.

Looking further ahead, the Carey Island Project represents a long-term mega development that could transform the region's role in global trade.

With the potential to reach 30 million TEUs in annual capacity by 2060, it positions Port Klang as a future powerhouse in maritime logistics, ensuring sustained growth and competitiveness in the global shipping industry.

Complementing Port Klang's rise into the global top 10, the Port of Tanjung Pelepas (PTP),Johor Bahru held steady in 15th place worldwide since 2023.

PTP recorded a strong performance in 2024, handling 12.25 million TEUs, a 16.9% increase from 10.48 million TEUs the previous year.

Together, Port Klang and PTP solidify Malaysia's position as the fifth-largest country in the world by container throughput in 2024.

It also enhances Malaysia's strategic importance along the Straits of Malacca, one of the busiest and most vital shipping lanes in the world.

The estate of its founder and executive chairman Tan Sri Gnanalingam Gunanath Lingam is Westports’ largest shareholder, holding an indirect stake of 42.42% through Pembinaan Redzai Sdn Bhd and Semakin Ajaib Sdn Bhd.

The second-largest shareholder is South Port Investment Holdings Ltd, a subsidiary of Hong Kong billionaire Li Ka-shing’s

CK Hutchison Holdings Ltd, (0001.HK) which held a 23.55% stake as at Feb 28, 2025.

| No. | Shareholder Name | No. of Shares | % |
| **1** | Pembinaan Redzai Sdn Berhad | 1,407,039,316 | 41.11 |
| **2** | Maybank Securities Nominees (Asing) Sdn Bhd *- Pledged Securities Account for South Port Investment Holdings Limited* | 806,158,391 | 23.56 |
| **3** | Kumpulan Wang Persaraan (Diperbadankan) | 183,602,342 | 5.36 |
| **4** | Semakin Ajaib Sdn Bhd | 99,834,265 | 2.92 |
| **5** | Citigroup Nominees (Tempatan) Sdn Bhd *- Employees Provident Fund Board (Islamic)* | 56,277,068 | 1.64 |
| **6** | DB (Malaysia) Nominee (Tempatan) Sendirian Berhad *- Pledge Securities Account – DB Singapore WM Client for Pembinaan Redzai Sdn. Bhd.* | 45,179,100 | 1.32 |
| **7** | Amanahraya Trustees Berhad *- Amanah Saham Bumiputera* | 35,000,000 | 1.02 |
| **8** | Cartaban Nominees (Tempatan) Sdn Bhd *- PAMB For Prulink Equity Fund* | 29,508,782 | 0.86 |
| **9** | Citigroup Nominees (Asing) Sdn Bhd *- UBS AG* | 28,084,463 | 0.82 |
| **10** | Citigroup Nominees (Tempatan) Sdn Bhd *- Employees Provident Fund Board (Nomura)* | 26,166,466 | 0.76 |
| **11** | HSBC Nominees (Asing) Sdn Bhd *- JPMCB NA for Vanguard International Value Fund* | 24,367,000 | 0.71 |
| **12** | Citigroup Nominees (Tempatan) Sdn Bhd *- Exempt an for AIA Bhd* | 21,469,120 | 0.63 |
| **13** | Cartaban Nominees (Tempatan) Sdn Bhd *- Prudential Assurance Malaysia Berhad for Prulink Strategic Fund* | 20,297,711 | 0.59 |
| **14** | DB (Malaysia) Nominee (Asing) Sdn Bhd *- SSBT Fund 4X31 For Cohen & Steers Infrastructure Fund, Inc* | 15,775,000 | 0.46 |
| **15** | HSBC Nominees (Asing) Sdn Bhd *- HSBC BK PLC for Kuwait Investment Office (KIO)* | - | - |

Company Name PEMBINAAN REDZAI SDN BHD
Company Registration No. 0143419T / 198501010968
Nature of Business INVESTMENT HOLDING.
Date of Registration 1985-08-10
State WILAYAH PERSEKUTUAN

Najib's Jail Term 2026

plouffle0789 — Wed, 27 May 2026 22:57:35 +0800

A viral video by ex-PKR Youth leader Asheeq Ali Sethi Alivi alleging insider information about Datuk Seri Najib Razak’s potential imminent release

### 📊 Najib Razak Current Jail Term & Release Rumors Breakdown (Fact Sheet)

| Case & News Topic | Adjusted Sentence Length | Projected Release Window | Verified News Source Link |
| **"Najib Out Soon?" Viral Rumors** | **Trending Discussion** (Viral claims made by ex-PKR Youth leader regarding an imminent release) | Under intense debate online (May 2026) | [The Rakyat Post (TRP)](https://www.therakyatpost.com/news/2026/05/20/watch-najib-out-soon/) |
| **SRC International Case** | **6 Years** (Halved from 12 years by the Pardons Board) | **August 2028** (Could be pulled forward to **August 2026** on good behavior remission) | [Channel News Asia (CNA)](https://www.channelnewsasia.com/asia/najib-razak-royal-pardon-jail-term-cut-malaysia-former-prime-minister-4071746) |
| **Main 1MDB Trial Verdict** | **+15 Years** consecutive jail term (Guilty on all 25 charges; handed down Dec 26, 2025) | Scheduled to begin **after 2028** (Currently under Court of Appeal review) | [Al Jazeera English](https://www.aljazeera.com/news/2025/12/26/court-finds-malaysias-former-pm-najib-razak-guilty-of-abuse-of-power) |
| **House Arrest Bid** | **FAILED / DROPPED** (Legal team permanently withdrew the appeal on April 2, 2026) | Will remain fully inside **Kajang Prison** rather than completing sentence at home | [Free Malaysia Today (FMT)](https://www.freemalaysiatoday.com/category/nation/2026/04/27/najib-drops-appeal-over-high-courts-dismissal-of-house-arrest-bid) |
| **1MDB Financial Fines** | **RM 11.38 Billion** penalty imposed | If unpaid, defaults to an **additional prison duration** | [The Star Malaysia](https://www.thestar.com.my/news/nation/2025/12/28/breaking-down-the-1mdb-verdict) |

---

> 📌 **Thread Moderation Note:** While the 1/3 good behavior remission technically keeps a potential August 2026 release date alive for his *first* case (SRC), the massive 15-year 1MDB stacking judgment issued at the tail end of 2025 makes any immediate freedom highly unlikely unless upcoming appeals completely overturn the High Court's ruling. Keep discussion civil!

> 📌 **Thread Moderation Note:**

While the 1/3 good behavior remission technically keeps a potential August 2026 release date alive for his *first* case (SRC), the massive 15-year 1MDB stacking judgment issued at the tail end of 2025 makes any immediate freedom highly unlikely unless upcoming appeals completely overturn the High Court's ruling.

If claims made by former PKR Youth Federal Territories leader Asheeq Ali Sethi Alivi are to be believed, incarcerated former prime minister Datuk Seri Najib Razak could be released from prison in the near future.

Advertisement

In a video currently trending on social media, Asheeq, who appeared together with Cilisos editor-in-chief Iqbal Fatkhi, explained that his decision to leave PKR was based on information he allegedly received regarding Najib’s possible release.

When asked why he resigned from all his positions in PKR last week, Asheeq said: “Because I know Najib Razak will be released from prison this month.”

Although he did not disclose the source of his information, the former student leader claimed that the lack of official clarification from both the government and PKR had strengthened the rumours.

“As they say in English, the silence is too loud, and the confirmation I received from party insiders suggests that Najib will be released,” he said.

However, Asheeq clarified that he does not believe PKR or Pakatan Harapan are pushing for Najib’s release. Instead, he alleged that any move to free the former Pekan MP is driven by pressure from Umno and Barisan Nasional (BN).

“They want him to campaign for them in elections, especially the Johor state election,” he claimed.

“I don’t think the Prime Minister (Datuk Seri Anwar Ibrahim) or PH wants him out because it would be politically damaging. I strongly believe this is being pushed by Umno and BN, who want Najib released as soon as possible.”

Speculation surrounding Najib’s possible release has intensified, particularly after reports that the Pekan MP withdrew his application to serve the remainder of his sentence under house arrest in relation to the SRC International Sdn Bhd case.

Najib, who is currently serving his sentence at Kajang Prison, had previously filed for house arrest when Al-Sultan Abdullah Ri’ayatuddin Al-Mustafa Billah Shah was serving as Yang di-Pertuan Agong.

The move has fuelled speculation that Najib may file a fresh application for house arrest, although his lawyer, Tan Sri Muhammad Shafee Abdullah, has denied such claims.

stulang jb reclamation so big !

plouffle0789 — Tue, 26 May 2026 20:49:45 +0800

QUOTE

https://www.facebook.com/share/r/1EFrSJKeHx/

What is the project?

August celebration foon yew high school

Traffic Congestion Overview:

Stulang Laut (Jalan Sultan Ibrahim / Jalan Ibrahim Sultan) Area 🚗🚙🚌

Based on the locations you mentioned (KFC Stulang Laut, McDonald's Stulang Laut, and Foon Yew High School 宽柔中学), this specific stretch of road along the waterfront is highly prone to severe traffic congestion.

Here is a breakdown of why it is SO JAM right now and the common bottleneck factors

https://www.instantstreetview.com/@1.467346...kTCaVsSCYaMnffg

https://www.instagram.com/kira_aki_/p/CtW7l...6R/?img_index=3

McDonald's Stulang Laut DT

Traffic congestion is becoming a regular issue near McDonald's Stulang Laut DT/ KFC Stulang Laut DT/ Foon Yew High School due to illegal parking on the yellow lines.

This activity effectively reduces the two-lane road down to a single lane, which severely impacts public transport, including the SBS Transit 170 bus route operating between Larkin and the JB CIQ.

The bottleneck is particularly severe during peak weekend travel.

It would be beneficial if MBJB enforcement or traffic police or PDRM could conduct regular monitoring or towing operations in this area from Friday night through Sunday night to keep the traffic flowing smoothly.

Top 50 of Net External Assets countries/regions

plouffle0789 — Tue, 26 May 2026 09:02:46 +0800

QUOTE

Asian Tigers are

Hong Kong SAR,China ,Singapore, South Korea, and Taiwan

#9 🇸🇬 Singapore
#11 🇰🇷 South Korea

#12 🇸🇦 Saudi Arabia (West Asia / Middle East)
#18 🇮🇱 Israel (West Asia / Middle East)
#21 🇰🇼 Kuwait (West Asia / Middle East)

🛠️ The 6 Asian Debtors (Near-Balanced or Negative)
These countries are massive growth centers drawing in billions in foreign corporate factory installations, manufacturing setups, and technology investments:

#23 🇹🇭 Thailand (Highly protected by massive forex reserves)
#37 🇲🇾 Malaysia (Very stable; near-balanced)
#40 🇵🇭 Philippines
#45 🇵🇰 Pakistan
#49 🇮🇳 India
#50 🇮🇩 Indonesia

💡 Notice the Trend: The top tier of the world's savers is dominated by East Asia and Southeast Asian financial hubs (China, Japan, HK, Taiwan, Singapore), showing just how much global cash is concentrated in our region!

Malaysia’s Top 3 Identity Tech Giants:

plouffle0789 — Tue, 26 May 2026 00:00:24 +0800

| No. | Company Name | KLSE Code | Project / Scope | Estimated Contract Value | Date Awarded / Latest Status |
| **1** | **NexG Berhad** (formerly known as Datasonic) | **5216** | **Next-Gen Malaysian Passports** (Supply of passport booklets) | **RM 1.73 Billion** | Awarded (6-Year contract) |
| **1.1* | **NexG Berhad** (formerly known as Datasonic) | **5216** | **Next-Gen MyKad** (Supply of raw ICs and chips) | **RM 733 Million** | Awarded (6-Year contract) |
| **2** | **Iris Corporation Berhad** | **0010** | **NIISe** (National Integrated Immigration System) | **RM 1.12 Billion** | Awarded 29 Jan 2021 *(Contract terminated by Home Ministry on 10 Aug 2023)* |
| **3** | **DNeX Bhd** (Dagang NeXchange) | **4456** | **National Single Window (NSW)** for Trade Facilitation system | *Transaction-based / Operational Revenue* | Latest 1+1 Year Extension granted on **3 Sep 2025** |
| **3.1** | **DNeX Bhd** (Dagang NeXchange) | **4456** | **Makkah Route Initiative** (Hajj pre-clearance telecom & logistics infrastructure) | *Recurring Project Basis* | Retained & expanded for the **2026 Hajj Season** |

| Year / Event | Shareholder Name | Shareholding Percentage | Total Shares Held | Key Actions & Dilution Context |
| **2018 (Sept)** | Dato' Sri Robin Tan Yeong Ching | **~8.33%** | 247,000,000 | Entered via private placement block subscription at RM 0.12/share. |
| **2019** | Dato' Sri Robin Tan Yeong Ching | **~9.13%** | 271,000,000 | Increased stake via open market purchase. |
| **2021-2022** | Dato' Sri Robin Tan Yeong Ching | **~7.85%** | ~271,000,000 | Diluted when Iris Corp issued 297 million new placement shares. |
| **2024-2025** | Dato' Sri Robin Tan Yeong Ching | **~5.84%** | 47,672,550 | Scaled proportionally following a 4-to-1 corporate share consolidation. |
| **2026** | Dato' Sri Robin Tan Yeong Ching | **~7.85%** | *Baseline Status* | Current holding baseline pattern post-restructuring. |

Dagang Net enhances Hajj experience through Saudi Arabia’s Makkah Route initiative

June 27, 2024

CYBERJAYA: Dagang NeXchange Berhad (DNeX), through its wholly-owned subsidiary Dagang Net Technologies Sdn Bhd (Dagang Net), has successfully implemented Saudi Arabia’s Makkah Route initiative across six airports in three countries.

The Makkah Route initiative simplifies the Hajj pilgrimage process by facilitating pre-clearance procedures in pilgrims’ home countries, ensuring smoother arrivals in Saudi Arabia with direct transfers to accommodations in Makkah and Madinah.

Tan Sri Dato’ Sri Haji Syed Zainal Abidin

In 2024, Dagang Net secured an RM11.5 million contract to support the Makkah Route initiative, playing a key role in ensuring a seamless Hajj pilgrimage for participating countries. Dagang Net focused on overseeing site facilitation and providing technical and technological equipment for the designated immigration pre-clearance areas established by Saudi Arabia.

This involved collaboration between DNeX and countries including

Malaysia, Indonesia, and Turkey.

DNeX’s Executive Chairman, Tan Sri Syed Zainal Abidin Syed Mohamed Tahir, stated, “We understand the significance of Hajj for Muslims around the world. Contributing to initiatives like the Makkah Route fills us with immense pride, supporting such a significant journey of faith. By streamlining the entry process, we alleviate some of the challenges pilgrims face, allowing them to focus entirely on this holy experience.”

He added that the Group’s involvement in the Makkah Route initiative has been a strategic success, allowing DNeX to contribute to a meaningful cause while gaining valuable experience working with international partners and airport authorities in Malaysia, Indonesia, and Turkey. This expanded DNeX’s regional presence and opened opportunities for future collaborations.

Dagang Net was first awarded this project in 2019, initially tasked with providing site facilitation and technical and technological equipment at pre-clearance areas in Malaysia and Indonesia. Due to their successful implementation, they were awarded an additional site in Turkey in 2023, followed by three more sites in Turkey and Indonesia in 2024.

The 6 sites involved are

KUL – KLIA Terminal 1 (Malaysia),

CGK – Soekarno–Hatta International Airport (Jakarta, Indonesia),

SUB – Juanda International Airport (Surabaya, Indonesia),

SOC – Adi Soemarmo Airport (Solo, Indonesia),

IST – Istanbul Airport (Istanbul, Turkey), and

ESB – Ankara Esenboga Airport (Ankara, Turkey).

The project was awarded by Elm Company, a Saudi government-owned entity incorporated by the Public Investment Fund, the investment arm of the Saudi Ministry of Finance

bed bicycle exercise / Wobble toy

plouffle0789 — Mon, 25 May 2026 23:25:31 +0800

Wobble toy

Powerful left hand

SG Retirement: A Guide to Understand Re-employment

plouffle0789 — Fri, 22 May 2026 21:12:03 +0800

### ⚖️ Note on Statutory Retirement Age (Trigger Point)

* **The Age Trigger:**

The Re-employment Act acts as a "safety net" that triggers **at** the Statutory Retirement Age.

* **Current Status (2026):** Statutory Retirement Age is **63**.

* **Upcoming Change:

** As of **1 July 2026**, the Statutory Retirement Age will increase to **64**.

* **Why wait? ***

* Before this age, you are a regular employee protected by standard employment laws.

At this age, the law forces the company to **offer** you a new contract to ensure you can keep working if you are fit and performing well.

================

### 📋 Clause 17: Retirement & Re-Employment Overview

| Section | Topic | Key Terms & Conditions |
| **(1)** | **Eligibility & Age Limit** | Company shall offer re-employment up to **age 68** to employees in Singapore attaining Statutory Retirement Age. |
| **(1)(a)** | **Condition 1** | Must be **medically fit** for the job. |
| **(1)(b)** | **Condition 2** | Must have **satisfactory performance**. |
| **(2)** | **Job Flexibility** | Can be same/different job, different rank, or part-time with **negotiated terms**. |
| **(3)** | **Cease Date** | Service ends on the **last day of the month** when reaching age 68. |
| **(6)** | **Exclusion Rule** | No EAP paid if employee **rejects** an offer, *UNLESS* the offer is for a lower rank than at Statutory Retirement Age. |

---

### 💰 One-Off Employment Assistance Payment (EAP) Matrix
*Applicable under Clause 17(4) if the Bank is unable to continue re-employment.*

### 📋 Singapore Retirement & Re-employment Roadmap (2026 Update)

From **1 July 2026**, Singapore's statutory ages are rising. This means you have legal protection to continue working longer if you remain medically fit and perform well.

| Milestone | Current (Until 30 June 2026) | New (From 1 July 2026) |
| **Statutory Retirement Age** | 63 | **64** |
| **Statutory Re-employment Age** | 68 | **69** |

---

### 🔄 Understanding the "Yearly" Contract Cycle

You mentioned "yearly sign contract"—this is the standard practice under the Tripartite Guidelines to ensure flexibility for both you and your employer.

* **How it works:** Re-employment is typically offered via fixed-term contracts. While some employers might offer a longer duration, a **1-year renewable contract** is the most common industry practice.

* **The Process:**

* **6 Months Before:** Your employer should start discussing your re-employment plans (as part of your performance appraisal).

* **3 Months Before:** You should receive a written offer for the next contract.

* **Why Yearly?** It allows the company to assess your performance and business needs annually.

As long as you remain eligible (medically fit + satisfactory performance), they are required to offer you a renewal up to the statutory re-employment age (69 from July 2026).

---

### 💡 Key Takeaways for Your Planning
* **Don't Wait:** You don't "wait" until 64 to start thinking about it. The consultation process should begin **6 months before** you hit the retirement age.
* **Negotiation:** When you renew your contract each year, you can negotiate terms. Your role, responsibilities, and salary can be adjusted—but these should be reasonable and based on the value of the job.
* **Flexibility:** If your company cannot offer you a job, they must (as a last resort) offer you an **Employment Assistance Payment (EAP)** or help you find work elsewhere.
* **Documentation:** Always keep a copy of your signed re-employment contracts. These are your "proof" of service and employment terms for each cycle.

===============================================

Dbs vickers employment handbook and contract:

| Period of Re-employment *(including notice served)* | Months of Basic Salary | Employment Status | Minimum Amount | Maximum Amount |
| 🔴 **Shorter than 30 months** | **3.5 Months** | **Full-time** | **$8,000** | **$26,000** |
| | | **Part-time** | $8,000 *(pro-rated by average weekly hours)* | $26,000 *(pro-rated by average weekly hours)* |
| 🟢 **30 months or longer** | **2 Months** | **Full-time** | **$4,500** | **$15,000** |
| | | **Part-time** | $4,500 *(pro-rated by average weekly hours)* | $15,000 *(pro-rated by average weekly hours)* |

---

### 🔄 Clause 17(5): Full-Time to Part-Time Transition Payout

| Scenario | Calculation Basis | Min Limit | Max Limit |
| Full-time employee moves to part-time, and Bank terminates re-employment **within 12 months** of the switch *(including notice)*. | **3.5 months** of the *full-time basic salary* received right before moving to part-time. | **$8,000** | **$26,000** |

---

AI era coming,many bank cut jobs

plouffle0789 — Fri, 22 May 2026 20:53:39 +0800

StanChart to cut more than 7,000 jobs, replacing 'lower-value human capital' with AI

QUOTE

We are a leading international banking group, with a presence in 54 of the world’s most dynamic markets. (Including Republic of China (Taiwan) )

Our purpose is to drive commerce and prosperity through our unique diversity, and our heritage and values are expressed in our brand promise,

here for good.

If you’re interested joining Standard Chartered sign up to our Talent Network.

Link: https://www.sc.com/careers/talentnetwork

Standard Chartered PLC is listed on the

London and Hong Kong SAR,China

stock exchanges.

StanChart is one of the first major global banks to lay out official plans to cut thousands of jobs, citing AI as a driver to make its operations slimmer.

StanChart to cut more than 7,000 jobs, replacing 'lower-value human capital' with AI

The Standard Chartered bank logo is seen at their headquarters in London, Britain on Jul 26, 2022. (Photo: Reuters/Peter Nicholls)

HONG KONG: Standard Chartered plans to cut more than 7,000 jobs over the next four years as it boosts adoption of artificial intelligence while targeting growth.

StanChart said on Tuesday (May 19) it would cut 15 per cent of its corporate function roles by 2030, which, according to a Reuters calculation, would result in more than 7,000 redundancies out of its more than 52,000 employees in such roles.

ADVERTISEMENT

The lender has a total global staff of nearly 82,000, and CEO Bill Winters told reporters the reduction will be driven by automation and the adoption of AI as some staff reskill.

"It's not cost-cutting. It's replacing in some cases lower-value human capital with the financial capital and the investment capital we're putting in," he said.

StanChart is one of the first major global banks to lay out official plans to cut thousands of jobs, citing AI as a driver to make its operations slimmer as it seeks to increase its profitability and tackle competition.

The cuts, alongside higher shareholder return targets announced in a strategy update, come as StanChart is at the tail-end of a decade-long effort to transform itself from a potential takeover target to a steadily profitable lender.

The bank's Hong Kong-listed shares gained 2.5 per cent in morning trade, against a flat benchmark Hang Seng.

StanChart's move to streamline operations and rein in costs comes as more global firms slash jobs by deploying AI to improve efficiency.

Banks globally are also scrambling to integrate frontier AI models and fend off rising cyber threats.

The most affected roles will be with the bank's

back-office centres, including those in

Chennai, Bangalore,

Kuala Lumpur,Malaysia and

Warsaw, Poland

according to Winters.

"Of course we're using AI along the way and AI will be a huge facilitator and enabler of that," he added, referring to its ongoing revamp to automate more of its core banking system.

Related:

HSBC weighs deep job cuts as AI overhaul unfolds: Report

‘Career bridges’, raising wages of AI-resilient work: Economic Strategy Review proposes ways to create good jobs

In a statement on Tuesday night, a StanChart spokesperson said that the bank remains "committed to invest to support business growth" in Singapore and the region.

"We will continue to hire more relationship managers, accelerate product innovation, improve our digital and client experience, as well as upgrade and launch new client centres."

The bank noted that it has invested over S$4.5 million in its reskilling initiative since 2020, adding that it was "over and above our pan-bank global programmes".

"To date, we have trained over 8,000 employees in Singapore to futureproof our talent in the push to digitalise and innovate banking."

StanChart added that its workforce will evolve. "We recognise the uncertainty this can create. We are supporting our people through change, with respect and care. Some roles will reduce, others will grow, and new ones will emerge," it said.

"And where roles fall away in line with evolving technology, capabilities, and client needs, we will provide advance notice and engage as early as we can, including conversations around redeployment opportunities."

With the latest measures, StanChart is seeking to build on a long turnaround and deliver stronger growth, even as geopolitical uncertainty clouds the outlook for some of its key markets.

Asia-Pacific banks may need to raise loan-loss provisions further if the Iran conflict drags on, as higher energy costs and weaker growth strain borrowers, analysts said.

For London-headquartered StanChart, which focuses on Asia-Pacific, the region has so far been both a risk and a revenue driver. It set aside US$190 million in precautionary provisions linked to the Middle East conflict in the first quarter.

The bank, which is also focused on Africa, hit earlier performance targets ahead of schedule, shifting attention to whether Winters can help it sustain momentum after years of restructuring.

"We achieved our 2026 medium-term financial targets a year earlier than planned," Winters said in a statement.

"We now have a more focused, streamlined and efficient organisation."

StanChart is underpinning its new target by keeping its focus on higher-margin businesses, including affluent retail clients and financial institutions within its corporate and investment banking division.

In the first quarter, the bank reported both its highest wealth revenue and new client money.

On Monday, the lender named Manus Costello, investor relations head and equity research veteran, as its permanent CFO, succeeding Diego De Giorgi, who resigned in February after nearly three years with the bank

======

May 11, 2026

GSR Secures Strategic Investment from SC Ventures to Accelerate Institutional Digital Asset Markets

Standard Chartered’s investment aims to accelerate scalable digital asset market infrastructure.

[SINGAPORE, 5 May 2026] — GSR, a crypto capital markets and liquidity partner, today announced a strategic investment from SC Ventures, Standard Chartered’s fintech arm, marking an important step forward in the convergence of traditional banking and crypto markets.

The investment makes SC Ventures the first external strategic shareholder for GSR since its founding in 2013, underscoring a shared commitment to strengthening the role of digital assets in global finance.

The deal is part of a broader partnership to bridge traditional finance and crypto while expanding access to tokenisation. For GSR, it reinforces its role at the center of the digital asset ecosystem, providing advisory, liquidity, and asset management capabilities to crypto-native firms and leading global financial institutions.

“We are excited to welcome SC Ventures as a strategic investor and partner,” said Xin Song, CEO, GSR. “Institutional digital asset markets are maturing rapidly, and the firms best positioned to lead will be those that combine deep capital markets expertise with trusted banking infrastructure. This partnership brings those strengths together, with tokenisation as a key starting point.”

Jb people resign at sg and become boss at jb

plouffle0789 — Thu, 21 May 2026 17:41:40 +0800

https://www.instagram.com/jac_looi?igsh=MWd3cmZvNHl1cHVjZA==

The 1955 Baling (kedah) and Emergency Security

plouffle0789 — Wed, 20 May 2026 18:33:55 +0800

### 🗓️ The 1955 Baling Talks: Core Facts & Timeline

| Category | Historical Details |
| :--- | :--- |
| **📍 Exact Location** | **Government English School**, Baling town, State of **Kedah**, Malaysia 🇲🇾 |
| **🗓️ Date & Duration** | **December 28 & 29, 1955** (Lasted **2 days**, totaling over **8 hours** of debate) |
| **👥 Total Key Persons** | **6 Main Participants** (3 Government Leaders vs. 3 Communist Leaders) |
| **🏁 Final Conclusion** | ❌ **No Agreement (Total Collapse)**. Chin Peng rejected absolute surrender terms. |

---

### 👥 The 6 Main Participants

* **The Government Side:**
1. **Tunku Abdul Rahman** – Chief Minister of the Federation of Malaya *(From Kedah)*
2. **David Marshall** – Chief Minister of **Singapore** 🇸🇬
3. **Dato’ Tan Cheng Lock** – President of the Malayan Chinese Association (MCA) *(From Malacca)*
* **The Communist Side:**
1. **Chin Peng** – Secretary-General of the Malayan Communist Party (MCP) *(From Perak)*
2. **Rashid Maidin** – Central Committee Member & 10th Regiment Commander *(From Perak)*
3. **Chen Tien** – Head of the Central Propaganda Department *(From **Singapore** 🇸🇬)*

---

### 🗺️ The Police Escort & Convoy Route (Dec 28, 1955)

---

### 🎯 Strategic Intent: Why Did They Agree to Talk?

* **Tunku Abdul Rahman (Government Side):** Wanted to secure full Independence (*Merdeka*) from the British Empire. He needed to prove to London that Malaya could handle its own internal security threat without British troops.

* **Chin Peng (Communist Side):** The MCP was losing the military war due to British food-control strategies ("New Villages").

He wanted to transition from jungle guerrilla warfare into a **legal, recognized political party** to fight through democratic elections.

---

### 💥 The Clash & Ultimate Deadlock

* **The Government Ultimatum

*** Tunku Abdul Rahman offered an amnesty but demanded that the MCP completely disband, surrender all weapons, and submit to **mandatory police detention and interrogation**.

* **The Communist Refusal:

**

* **The Result:** The talks collapsed with zero agreements signed. Under safe-passage laws, the police escort drove the three communist leaders back along the exact same route to **Klian Intan (Perak)**, where they disappeared back into the rainforest until the **1989 Hat Yai Peace Agreement**.

[ JUNGLE BORDER ]
│
▼
Klian Intan (State: Perak) ──► Chin Peng emerges; met by British Officer John Davis
│
▼
Pengkalan Hulu / Kroh (State: Perak) ──► Placed into heavily armed police convoy
│
▼
[ CROSS STATE BORDER: PERAK ──► KEDAH ]
│
▼
Baling Town School (State: Kedah) ──► Arrival for the high-stakes negotiations

### 👤 Profile: David Saul Marshall

| Category | Historical Details |
| :--- | :--- |
| **🇸🇬 Political Title** | **The First Chief Minister of Singapore** (1955–1956) |
| **📍 Birthplace & Identity** | Born in **Singapore** 🇸🇬 (From a prominent Sephardic Jewish family) |
| **👔 Profession** | Legendary criminal defense lawyer (Famous for his powerful courtroom eloquence) |
| **📣 Political Party** | Founder and Leader of the **Labour Front** |

---

### 💥 Why was a Singapore Minister at the Baling Talks in Kedah?

In 1955, **Singapore** and the **Federation of Malaya** were still separate British colonies, but their security and political futures were completely tied together.

David Marshall joined Tunku Abdul Rahman at the **Government English School** in **Baling, Kedah** for three critical reasons:

1. **The Communist Threat to Singapore:** The Malayan Communist Party (MCP) didn't just operate in the jungles of Perak or Kedah. They were highly active underground in Singapore, instigating violent riots, student strikes, and labor union unrest. Marshall needed the violence to stop.
2. **The Fight for Independence:** Just like Tunku, David Marshall was fighting to get Singapore its independence from the British. He wanted to show London that Singapore's elected local government was tough enough to face down communist leaders face-to-face.
3. **Merger Ambitions:** At the time, Marshall strongly believed that Singapore's ultimate future lay in joining the Federation of Malaya as one single country.

---

### 🗣️ The Famous Clash: David Marshall vs. Chin Peng

During the tense meeting, David Marshall used his sharp legal mind to grill Chin Peng, trying to get him to see that Malaya and Singapore were moving towards democracy without violence.

* **Marshall asked Chin Peng:** *"But what are you struggling for?"*
* **Chin Peng replied:** *"It is very simple... just for the dignity of man."*
* **Marshall hit back:** *"Using abstract terms like 'the dignity of man' to justify destroying lives... My people in Singapore are suffering because of your struggles."*

---

### 🚪 What Happened to Him After the Talks?

* **Resignation (1956):** Months after the Baling Talks collapsed, David Marshall flew to London to negotiate Singapore’s self-governance with the British. He famously vowed to resign if he failed. When the British rejected his terms, he kept his word and **resigned as Chief Minister** after just 14 months in office.
* **Later Life:** He was succeeded by Lim Yew Hock, and later, Lee Kuan Yew's PAP took over in 1959. Marshall stayed in politics as an opposition voice for a while, returned to being a top lawyer, and later served as **Singapore's Ambassador** to France, Spain, and Portugal before passing away in Singapore in 1995.

Workplace have 4 different department

plouffle0789 — Tue, 19 May 2026 21:37:09 +0800

🧱 Version 1: The Hint Version🐒

The father 👨🏻 has four children: A, B, C, and D 👦🏻👦🏼👦🏽👦🏾.

Before they can all go out to the zoo 🦁🦒🦛, the father always makes them finish building a Lego tower first 🧱🗼. No one can leave home until everyone is done! 🏠🔒❌

A 👦🏻 (who has a different mother 👩🏻) builds at an average speed 🏃‍♂️💨.

B 👦🏼 and D 👦🏾 share the same mother 👩🏼.

B builds at an average speed but takes a little longer than A ⏳, while D runs out of time completely ⏰❌💥.

C 👦🏽 (who comes from a third mother 👩🏽) takes a very long time to finish their part 🐌🐢💤.

D 👦🏾 cannot even continue building because C 👦🏽 takes up too much time building a critical portion of the tower 🧩🧱🚧.

However, Mother C 👩🏽💢 always scolds Mother B 👩🏼😭 for being slow, while completely turning a blind eye 🙈🙈🙈 to why her own child, C 👦🏽, is the real bottleneck! 🛑🤐🤷‍♂️

------------================================================

Version 2: The Direct Version

The Management 👨🏻‍💼 wants to deploy the project handover 🚀🌍. But according to company policy, the final deployment cannot ship until ALL departments finish their tasks! 🛑📋❌

Department A 🏗️ works at a normal pace and meets their deadlines 🏃‍♂️💨.

Department B 🔧 and Department D 💻 belong to the same business unit 🤝. Department B works hard but finishes slightly later than A ⏳, while Department D completely misses their timeline ⏰❌💥.

Department C 🐌 takes a massive amount of time to deliver their part 🐢💤.

Department D 💻 is completely stuck and cannot do their job because Department C 🐌 is delaying the Critical Path 🧩🚧. Department C is the ultimate bottleneck! 🛑

However, the Manager of Department C 👩🏽💢 always points fingers and blames Department B's Manager 👩🏼😭 for being slow, while completely ignoring the fact 🙈🙈🙈 that their own team (Department C 🐌) is the one paralyzing the entire project pipeline! 🛑🤐🤷‍♂️

Anyone encounter this kind of workplace culture?

Taoism family- klang father and son

plouffle0789 — Mon, 18 May 2026 18:57:54 +0800

Nice teaching

Before kindergarden already good practise

cold war 1994

plouffle0789 — Sun, 17 May 2026 21:54:14 +0800

Cold War 1994 (Chinese: 寒戰1994) is a 2026 Hong Kong crime thriller film written and directed by Longman Leung. A prequel to Cold War (2012) and Cold War 2 (2016), the film stars an ensemble cast with Chow Yun-fat, Aaron Kwok, and Tony Leung Ka-fai reprising their roles, and new additions Daniel Wu, Terrance Lau, Wu Kang-ren, Tse Kwan-ho, Louis Koo, Louise Wong, Fish Liew, Aidan Gillen, and Hugh Bonneville.

https://www.youtube.com/watch?reload=9&v=oqQs3rny3Gs

The story is split between 2017 and 1994, the latter revolving around a power struggle among local elites, triads, and the British government prior to the Handover of Hong Kong.

A third installment in the Cold War franchise entered development before the release of Cold War 2 in 2015, with production originally slated to begin in 2019. The project was postponed for various reasons, and producer Bill Kong decided to change the setting from the modern day to before the Handover after producing Anita (2021). Envisioned as a two-part prequel, Cold War 1994 and Cold War 1995, pre-production began in March 2024, with principal photography starting in June as a back-to-back production that spanned seven months in Hong Kong and London.

The film had its world premiere at the Shenzhen Grand Theater on 26 April 2026, and was theatrically released in Hong Kong on 1 May. It will be followed by the direct sequel Cold War 1995, which is slated to be released in 2027.

In 2017, Yip is elected the new Chief Executive. Hoping to appoint M.B. as Secretary for Security, who has become controversial due to the Cold War operation, he commissions senior counsel Kan to conduct a background investigation into him, during which M.B. is attacked and goes missing, prompting Commissioner of Police Lau to approach Kan for access to a classified file concerning a 1994 operation involving M.B.

In 1994, Johnny Boy, a subordinate of M.B., then head of the OCTB, embezzles confiscated heroin to repay his debts. After M.B. agrees to cover for him, their team plan to raid a Lo Yuen triad hideout after receiving intelligence about a drug deal that night.

Unbeknownst to them, the hideout's owner Tiger has also accepted a job to kidnap K.F., the brother-in-law of Sir William Poon, patriarch of one of Hong Kong's most influential families. Johnny is killed during a shootout, while Tiger escapes with K.F. Hui, the then-police commissioner who climbed the ranks with the backing of Hong Kong's old money aristocrats, comes under pressure from William to rescue K.F, and scapegoats M.B. for the failed operation. Before Special Branch officers can arrest him, however, Deputy Commissioner Choi secretly warns M.B. and helps him disappear.

After lying low for some time, M.B. seeks help from Lo Yuen's leader Jodie. During their negotiations, assassins attack and they narrowly escape. M.B. convinces Jodie that the assassins were sent by Tiger's mysterious employer. Since the faction was powerful enough to target the Poon family, M.B. reasons Tiger will also be silenced once the ransom is paid. Jodie reveals Tiger's location, a boat hideout, after M.B. promises to keep him alive. M.B. then informs Choi, who orders him to intercept the ransom delivery while he leads a hit team to rescue K.F. However, M.B. fails and is arrested.

Back at headquarters, Choi accepts responsibility for the failed operation to protect M.B. Choi later apologizes to M.B., explaining that when his team boarded the boat they found only Tiger's corpse, with no sign of K.F. in the engine room. He warns M.B. that Special Branch will still pursue him and offers to send him to Thailand until things cool down.

On the journey out, however, M.B. realizes Choi could not have known about the engine room unless he had already found K.F. himself. Realizing he has been betrayed, M.B. tries to escape Choi's escorts, only to be captured by Jodie's underlings instead. Although M.B. insists he was framed, Tiger's mother demands revenge for her son's death. Before she can execute him, Jodie shoots M.B. in the arm and drops him into the sea, secretly alerting M.B.'s father, S.T., to rescue him.

Choi, who took K.F. hostage, meets William to demand ransom money. William agrees and promises to promote Choi to Commissioner. However, he also orders Choi to eliminate K.F., having discovered that K.F. maintains ties with Britain and could invite British interference in the family business. William later confronts his son Simon, who confesses that he orchestrated K.F.'s kidnapping because he is secretly in love with Rosa, K.F.'s wife and William's adopted sister. Furious, William declares Simon will never inherit the family business.

Jodie initially plans to assassinate Choi, but M.B. persuades her to stand down. Instead, he contacts three undercover officers he planted inside Lo Yuen, the only men he still trusts, for help.

They track Choi's men transporting K.F. through Kai Tak Airport, but the pursuit ends in a crash that kills K.F. With K.F.'s body in his possession, M.B. confronts Choi, and the two agree to hand it over to the British as a gesture of loyalty. Britain sends F.M., a senior MI6 officer, to take charge of the incident.

Choi agrees to continue protecting British interests after the Handover, while M.B. refuses. Choi is promoted to Commissioner, whereas M.B. is merely reinstated to his former rank. Meanwhile, William is killed in a car bombing orchestrated by Simon after meeting British officials at Downing Street.

In the mid-credits scene set in 2017, Yip interrupts Kan and Lau to reveal that Choi was assassinated earlier that day in London, and they suspect the records in M.B.'s classified file were deliberately altered.

BRITISH TRADERS' INSURANCE COMPANY LIMITED -THE- was incorporated on 12-OCT-1865 as a Public company limited by shares registered in Hong Kong.

It's company registration number is: 0000001.

The date of annual examination for this public company limited is between Oct 12 and Nov 22 upon the anniversary of incorporation. The company had been running for 137 years 3 months, and 2 days since its establishment until dissolution. The company is " Dissolved" now.

### 🕵️‍♂️ From Cold War Cinematic Lore to the Birth of "旧富" (Old Money): The Original 50 HK Corporations

Hey guys, after dropping that 1994-style Cold War political synopsis, I got deep into the rabbit hole of where that absolute, untouchable power and wealth in Hong Kong actually originated. It didn't start in the 90s—it started in the late Victorian era of the 1880s.

To understand the corporate warfare, land banking, and political leverage we see in classic HK dramas, you have to look at the literal foundation blocks of Asian capitalism.

Below is the official, historical archive of Company Registration (CR) Numbers 0000001 to 0000050. These are the ultimate **"旧富公司" (Old Money Companies)**

—the syndicates, colonial monopolies, utilities, and shipping empires that built the modern skyline.

Some are dissolved history, but some are *still* running the world today. Let’s look at the roots of the elite:

| CR No. | Company Name (English) | Company Name (Traditional Chinese) | Status / Historical Context |
| :--- | :--- | :--- | :--- |
| **0000002** | HONGKONG CANTON & MACAO STEAMBOAT CO. LTD. -THE- | 省港澳輪船公司 | One of Hong Kong's earliest regional ferry operators; co-founded by Douglas Lapraik. (*Defunct*) |
| **0000003** | HONGKONG AND SHANGHAI HOTELS, LIMITED -THE- | 香港上海大酒店有限公司 | Owners of the luxury Peninsula Hotels group. Still actively operating today. |
| **0000004** | HONG KONG AND WHAMPOA DOCK COMPANY LIMITED -THE- | 黃埔船塢有限公司 | Historic dockyard operator that eventually merged into Hutchison Whampoa (now CK Hutchison). |
| **0000005** | HONG KONG FIRE INSURANCE COMPANY LIMITED -THE- | *Information not specified* | Early colonial maritime and property fire insurance syndicate. (*Dissolved*) |
| **0000006** | CHINA FIRE INSURANCE COMPANY LIMITED -THE- | *Information not specified* | Early insurer managing regional trade and shipping protection. (*Dissolved*) |
| **0000007** | CHINA SUGAR REFINING COMPANY, LIMITED | *Information not specified* | Major 19th-century industrial sugar refining plant based in East Asia. (*Dissolved*) |
| **0000008** | HONGKONG ICE COMPANY LIMITED -THE- | *Information not specified* | Early utility provider responsible for manufacturing ice prior to modern refrigeration. (*Dissolved*) |
| **0000009** | MAN ON INSURANCE COMPANY LTD. -THE- | 萬安保險有限公司 | Historically notable as one of the very first Chinese-funded marine insurance firms in Hong Kong. (*Dissolved*) |
| **0000010** | HSBC INSURANCE (INTERNATIONAL) LIMITED | 滙豐保險(國際)有限公司 | Closed via a Members' Voluntary Winding Up on August 2, 2000. (*Dissolved*) |

| CR No. | Company Name (English) | Company Name (Traditional Chinese) | Historical Context / Status |
| **0000011** | UNION SOCIETY OF CANTON, LIMITED | *Information not specified* | Early colonial marine insurance society that laid foundations for modern regional underwriting. (*Dissolved*) |
| **0000012** | DOUGLAS STEAMSHIP COMPANY LIMITED -THE- | *Information not specified* | Prominent 19th-century shipping line serving the China coast, founded by Douglas Lapraik. (*Dissolved*) |
| **0000013** | REALTY DEVELOPMENT CORPORATION LIMITED | 聯邦地產有限公司 | Historically important property group involved in developing Hong Kong’s early real estate footprint. (*Dissolved*) |
| **0000014** | HONG KONG CLUB -THE- | *Information not specified* | Business entity behind the historic private members club established for colonial elites. (*Dissolved*) |
| **0000015** | AS WATSON & COMPANY LIMITED | 屈臣氏有限公司 | Established in the 1800s as a small dispensary. Today, it operates as the world's largest international health and beauty retailer. (*******Active***********) |
| **0000016** | CAMPBELL MOORE & COMPANY LIMITED | *Information not specified* | 19th-century merchant/trading establishment operating in early British Hong Kong. (*Dissolved*) |
| **0000017** | WHARF (HOLDINGS) LIMITED -THE- | (九龍倉集團有限公司) | Major conglomerate originally founded to manage Kowloon's docks and wharves. (***********Active*************) |
| **0000018** | GREEN ISLAND CEMENT COMPANY, LIMITED | 青洲英坭有限公司 | Hong Kong’s major historic cement manufacturer, heavily contributing to the city's infrastructure boom. (************Active***********) |
| **0000019** | NORTH & RAE LIMITED | *Information not specified* | Early colonial pharmacy and medical retail group operating in the late 19th century. (*Dissolved*) |
| **0000020** | YOKOHAMA ENGINE & IRON WORKS LTD -THE- | *Information not specified* | Marine and engineering ironworks entity coordinating regional ship repairs and industrial manufacturing. (*Dissolved*) |

| **0000021** | HONGKONG ELECTRIC COMPANY, LIMITED -THE- | 香港電燈有限公司 | Founded in 1889, it brought the very first electricity to Hong Kong Island. (*****************Active****************) |
| **0000022** | GRAND HOTEL COMPANY LIMITED -THE- | *Information not specified* | Hospitality entity managing early premium Western-style accommodations for international travelers. (*Dissolved*) |
| **0000023** | HONGKONG LAND COMPANY, LIMITED -THE- | 香港置地有限公司 | Prestigious property investment group responsible for shaping the modern Central business district skyline. (***************Active****************) |
| **0000024** | WEST POINT BUILDING COMPANY LIMITED -THE- | *Information not specified* | Early property acquisition and construction syndicate focused on Hong Kong Island's western districts. (*Dissolved*) |
| **0000025** | CLUB HOTEL LIMITED -THE- | *Information not specified* | Boutique commercial lodging enterprise running during the late Victorian era. (*Dissolved*) |
| **0000026** | KOWLOON LAND & BUILDING CO. LTD. -THE- | *Information not specified* | Early infrastructure venture focused on urbanizing the Kowloon Peninsula. (*Dissolved*) |
| **0000027** | HONGKONG STOCK EXCHANGE -THE- | *Information not specified* | Early iteration of the structured financial marketplace that eventually became the HKEX. (*Dissolved*) |
| **0000028** | INSTITUTION OF ENGINEERS & SHIPBUILDERS OF HONGKONG -THE- | *Information not specified* | Historic professional registry and union for early marine engineers and shipwrights. (*Dissolved*) |
| **0000029** | ORIENTAL HOTEL LIMITED -THE- | *Information not specified* | Luxury colonial-era hotel venture servicing regional shipping and commerce travelers. (*Dissolved*) |
| **0000030** | HUMPHREYS ESTATE & FINANCE COMPANY, LIMITED | *Information not specified* | Prominent property management and financial estate syndicate originating in the late 1800s. (*Dissolved*) |

| CR No. | Company Name (English) | Company Name (Traditional Chinese) | Status / Historical Context |
| :--- | :--- | :--- | :--- |
| **0000031** | *Information not specified* | *Information not specified* | Historical late 19th-century commercial registry entry. (*Dissolved*) |
| **0000032** | — | — | *CRN was not used / never assigned by the Registry.* |
| **0000033** | CHUN ON INVESTMENT COMPANY LIMITED | 全安投資有限公司 | Early colonial real estate and asset placement syndicate. (*Dissolved*) |
| **0000034** | PO ON MARINE & FIRE INSURANCE AND GODOWN COMPANY LIMITED -THE- | *Information not specified* | Early local maritime insurer that combined shipping coverage with warehouse (godown) storage infrastructure. (*Dissolved*) |
| **0000035** | UNITED ASBESTO ORIENTAL AGENCY LTD -THE- | *Information not specified* | Late 19th-century agency provisioning building materials for colonial expansion. (*Dissolved*) |
| **0000036** | DAIRY FARM COMPANY, LIMITED -THE- | 牛奶有限公司 | Founded in 1886 by Sir Patrick Manson to supply disease-free milk. Today, DFI Retail Group is an absolute powerhouse retail conglomerate across Asia. (************Active***************) |
| **0000037** | TAI SHING PAPER MANUFACTURING CO. LTD -THE- | *Information not specified* | One of Hong Kong's earliest industrial-scale paper production plants. (*Dissolved*) |
| **0000038** | CHINA PROVIDENT COMPANY, LIMITED | *Information not specified* | Massive historic logistics enterprise managing major cargo storage wharf facilities in North Point. (*Dissolved*) |
| **0000039** | "STAR" FERRY COMPANY LIMITED -THE- | 天星小輪有限公司 | Iconic harbor transit company officially incorporated in 1898 to formalize regular public transport between Kowloon and HK Island. (**************Active*************) |

| **0000040** | HELM BROTHERS LIMITED | *Information not specified* | Early marine forwarding, stevedoring, and regional trade brokerage firm. (*Dissolved*) |
| **0000041** | TUNG ON INVESTMENT COMPANY, LIMITED | 同安置業有限公司 | Notable early Chinese-backed investment structure anchoring localized merchant holdings. (*Dissolved*) |
| **0000042** | I ON MARINE & FIRE INSURANCE COMPANY LIMITED -THE- | *Information not specified* | Traditional merchant underwriting syndicate managing risk management on early trading junks. (*Dissolved*) |
| **0000043** | HONG KONG & KOWLOON LAND & LOAN COMPANY LIMITED | *Information not specified* | Pioneer micro-finance and real estate acquisition enterprise managing early development plots. (*Dissolved*) |
| **0000044** | ROBINSON PIANO COMPANY LIMITED -THE- | *Information not specified* | Famous luxury colonial instrument purveyor and music dealer operating across Far East treaty ports. (*Dissolved*) |
| **0000045** | CHINESE PRINTING & PUBLISHING CO. LTD -THE- | *Information not specified* | Historic publisher printing early regional newspapers, trade sheets, and bilingual texts. (*Dissolved*) |
| **0000046** | FOOK ON ASSURANCE & GODOWN CO. LTD -THE- | *Information not specified* | Multi-purpose localized trade enterprise handling storage logistics and domestic cargo underwriting. (*Dissolved*) |
| **0000047** | CHINA LIGHT & POWER COMPANY LIMITED | 中華電力有限公司 | Formed in 1901, it grew into today's CLP Holdings, powering Kowloon, the New Territories, and vast international projects. (************Active************) |
| **0000048** | FUMIGATING & DISINFECTING BUREAU LIMITED -THE- | *Information not specified* | Critical early public health utility entity responsible for treating incoming vessels and cargo to prevent plague outbreaks. (*Dissolved*) |
| **0000049** | YAN ON MARINE & FIRE INSURANCE COMPANY LIMITED -THE- | *Information not specified* | Early domestic risk insurer serving regional trading circles and warehouse footprints. (*Dissolved*) |
| **0000050** | WILLIAM POWELL LIMITED | *Information not specified* | High-end colonial department store, outfitter, and bespoke furniture craftsman group active in the early 1900s. (*Dissolved*) |

but only 7 companies survive until 2026 :

| CR No. | Company Name (English) | Company Name (Traditional Chinese) | Current Status & Standing in 2026 |
| **0000003** | THE HONGKONG AND SHANGHAI HOTELS, LIMITED | 香港上海大酒店有限公司 | **Active.** Incorporated in 1866. They are the prestigious owners and operators of the ultra-luxury **The Peninsula Hotels** global brand, as well as the Peak Tram. |
| **0000015** | A.S. WATSON & COMPANY LIMITED | 屈臣氏有限公司 | **Active.** Dating back to a small 1841 dispensary, it is now the world's largest international health and beauty retailer (with over 16,000 stores globally). Part of Li Ka-shing's CK Hutchison empire. |
| **0000017** | THE WHARF (HOLDINGS) LIMITED | 九龍倉集團有限公司 | **Active.** Established in 1886 to manage Kowloon's premier cargo wharves. Today, it is a massive property investment giant owning premier landmarks like Harbour City and Times Square. |
| **0000018** | GREEN ISLAND CEMENT COMPANY, LIMITED | 青洲英坭有限公司 (li ka shing company ) | **Active.** Originally established in 1887, it remains Hong Kong's sole major local producer of cement and clinker, heavily securing the city's construction and infrastructure materials. |
| **0000021** | THE HONGKONG ELECTRIC COMPANY, LIMITED | 香港電燈有限公司 | **Active.** Incorporated in 1889, "HEC" brought the very first electric streetlights to Hong Kong Island. It remains the sole provider of electricity to Hong Kong Island and Lamma Island. |
| **0000023** | THE HONGKONG LAND COMPANY, LIMITED | 香港置地有限公司 | **Active.** Founded in 1889 by Sir Paul Chater and William Keswick. They are the single most powerful premium commercial landlord in Central, owning massive premium grade-A properties (Exchange Square, Jardine House). |
| **0000047** | CHINA LIGHT & POWER COMPANY LIMITED | 中華電力有限公司 | **Active.** Founded in 1901, it grew into today's **CLP Holdings**, providing electricity to over 80% of Hong Kong's population across Kowloon and the New Territories, alongside massive energy assets globally. |

CK Infrastructure Holdings Limited (1038.HK)

In 1978, Li Ka-shing held a low-key 25% stake in Qingzhou Yingni. The following year, he increased his holding to 40% and became the chairman of Qingzhou Yingni.

Until October 1988, Cheung Kong Holdings announced a comprehensive acquisition at a price of 20 yuan per share to privatize Qingzhou Yingni.

At that time, Cheung Kong Holdings held 44.6% of the shares, and the purchase price was a 13% premium to the market price of 17.7 yuan, involving 1.123 billion Hong Kong dollars.

By the end of the acquisition on December 30 of the same year, Cheung Kong Holdings had purchased 95% of the equity and completed the privatization and delisting through compulsory acquisition.

After the transaction, Cheung Kong Holdings acquired a large piece of land owned by Qingzhou Yingni at its factory in Hung Hom, Kowloon for future real estate development.

In 1981, Hutchison Whampoa acquires A.S. Watson - a company with 75 stores and a dream to grow further.

By 1987, we expand across Asia. New places. New people.
We grow by caring, one community at a time.

Monday
9:00 am - 10:30 pm

Tuesday
9:00 am - 10:30 pm

Wednesday
9:00 am - 10:30 pm

Thursday
9:00 am - 10:30 pm

Friday
9:00 am - 10:30 pm

Saturday
9:00 am - 10:30 pm

Sunday
9:00 am - 10:30 pm

Company Name WATSONS PHARMACY SDN. BHD.
Company Registration No. **** 8867V ***** / 196901000569
Nature of Business RETAILING OF PHARMACEUTICAL PRODUCTS, COSMETICS AND OTHER MERCHANDISE.
Date of Registration ***** 1969-10-17 *****
State WILAYAH PERSEKUTUAN

Johor state election on Sep or Oct 2026?

plouffle0789 — Sat, 16 May 2026 21:38:46 +0800

### 🏆 Top 10 Chinese-Majority State Seats (DUN) in Johor Bahru Region

| No. | 🏛️ State Seat (DUN) | 📍 Main Parliament Seat | 📈 Chinese Percentage |
| :--- | :--- | :--- | :--- |
| 1️⃣ | N.48 Skudai | P.162 Iskandar Puteri | 61.80% 🥇 |
| 2️⃣ | N.52 Senai | P.163 Kulai | 61.40% 🥈 |
| 3️⃣ | N.51 Bukit Batu | P.163 Kulai | 61.10% 🥉 |
| 4️⃣ | N.42 Johor Jaya | P.159 Pasir Gudang | 49.10% |
| 5️⃣ | N.46 Perling | P.161 Pulai | 46.10% *(Includes Bukit Indah)* |
| 6️⃣ | N.40 Tiram | P.158 Tebrau | 44.00% |
| 7️⃣ | N.45 Stulang | P.160 Johor Bahru | 43.30% |
| 8️⃣ | N.41 Puteri Wangsa | P.158 Tebrau | 39.50% |
| 9️⃣ | N.49 Kota Iskandar | P.162 Iskandar Puteri | 35.20% |
| 🔟 | N.43 Permas | P.159 Pasir Gudang | 30.10% |

| No | Event Description (項目) | Exact Date (日期) | Days Counted / Details |
| 1 | Dissolution Date | 22 January 2022 | 解散日： The Sultan of Johor gave his royal consent to dissolve the 14th Johor State Assembly after being advised by the then Menteri Besar, Hasni Mohammad. |
| | | (2022年1月22日) | |
| 2 | Writ of Election | 9 February 2022 | The Election Commission (SPR) officially issued the writ to start the election process. |
| | | (2022年2月9日) | |
| 3 | Nomination Day | 26 February 2022 | 提名日： Candidates officially registered to contest their seats. This happened exactly 35 days after the assembly was dissolved. |
| | | (2022年2月26日) | |
| 4 | Campaign Period | 27 Feb - 11 Mar 2022 | Official campaigning lasted for 14 days tight. |
| | | (2月27日至3月11日) | |
| 5 | Early Polling Day | 8 March 2022 | Early voting day for postal voters, army, and police personnel. |
| | | (2022年3月8日) | |
| 6 | Polling Day | 12 March 2022 ( Saturday ) | 投票日： General public casting votes. This took place exactly 49 days after the dissolution date, staying well within the mandatory 60-day deadline. |
| | | (2022年3月12日) ( Saturday ) | |

[YOUTUBE]0hLbVEXuh6k[/YOUTUBE]

[YOUTUBE]4nrw6EpjngY[/YOUTUBE]

### 📊 N.55 Pekan Nanas Ethnic Breakdown
* **Parliament Constituency:** P.165 Tanjong Piai
* **Total Percentage:** 100%

| No. | 👥 Ethnic Group | 📈 Percentage |
| :--- | :--- | :--- |
| 1️⃣ | Malay | 54.60% |
| 2️⃣ | Chinese | 42.50% |
| 3️⃣ | Other Ethnicities | 1.50% |
| 4️⃣ | Indian | 1.09% |
| 5️⃣ | Sabah / Sarawak Bumiputera | 0.31% |

---

### 📊 N.19 Yong Peng Ethnic Breakdown
* **Parliament Constituency:** P.148 Ayer Hitam
* **Total Percentage:** 100%

| No. | 👥 Ethnic Group | 📈 Percentage |
| :--- | :--- | :--- |
| 1️⃣ | Chinese | 60.00% |
| 2️⃣ | Malay | 33.30% |
| 3️⃣ | Indian | 6.75% |
| 4️⃣ | Other Ethnicities | 0.00% |
| 5️⃣ | Sabah / Sarawak Bumiputera | 0.00% |

### 🏆 Top 20 Malay-Majority State Seats (DUN) in Johor

| No. | 🏛️ State Seat (DUN) | 📍 Main Parliament Seat | 📈 Estimated Malay % |
| :--- | :--- | :--- | :--- |
| 1️⃣ | N.56 Kukup | P.165 Tanjong Piai | 85.00% |
| 2️⃣ | N.36 Sedili | P.156 Kota Tinggi | 84.30% |
| 3️⃣ | N.38 Penawar | P.157 Pengerang | 84.10% |
| 4️⃣ | N.53 Benut | P.164 Pontian | 82.50% |
| 5️⃣ | N.34 Panti | P.156 Kota Tinggi | 81.80% |
| 6️⃣ | N.20 Semarang | P.148 Ayer Hitam | 81.60% |
| 7️⃣ | N.39 Tanjung Surat | P.157 Pengerang | 80.90% |
| 8️⃣ | N.18 Sri Medan | P.147 Parit Sulong | 80.50% |
| 9️⃣ | N.37 Johor Lama | P.156 Kota Tinggi | 79.20% |
| 🔟 | N.16 Sungai Balang | P.146 Muar | 78.40% |
| 1️⃣1️⃣ | N.15 Maharani | P.146 Muar | 77.79% |
| 1️⃣2️⃣ | N.04 Kemelah | P.141 Sekijang | 76.20% |
| 1️⃣3️⃣ | N.32 Endau | P.154 Mersing | 75.80% |
| 1️⃣4️⃣ | N.25 Rengit | P.150 Batu Pahat | 74.10% |
| 1️⃣5️⃣ | N.01 Pemanis | P.141 Sekijang | 73.50% |
| 1️⃣6️⃣ | N.22 Parit Raja | P.149 Sri Gading | 72.40% |
| 1️⃣7️⃣ | N.35 Pasir Raja | P.155 Tenggara | 71.90% |
| 1️⃣8️⃣ | N.21 Parit Yaani | P.149 Sri Gading | 71.10% |
| 1️⃣9️⃣ | N.07 Bukit Kepong | P.143 Pagoh | 70.40% |
| 2️⃣0️⃣ | N.17 Semerah | P.150 Batu Pahat | 69.80% |

# 🚨 JOHOR ELECTIONS BOILING POINT: BN Goes Solo for All 56 Seats! What Happens to PH? 🚨

The bombshell announcement by Johor MB Datuk Onn Hafiz Ghazi has completely shattered any hopes of a PH-BN seat formula for the upcoming Johor State Election.

By claiming BN will contest all 56 seats, UMNO is officially triggering a "clash of allies."

With the Pakatan Harapan National Convention kicking off in JB, the heat is officially on PM Anwar Ibrahim and the PH leadership to answer one big question:

**How ha? What is the game plan now?**

---

### 💥 The 3 Biggest Dilemmas Facing Pakatan Harapan (PH)

| No. | ⚠️ Critical Challenge | 🔍 What It Means For PH |
| 1️⃣ | **The "Friend-Enemy" Paradox** | PH and BN are best friends in the Federal Government (Putrajaya), but they will be mortal enemies fighting on the ground in Johor. Local grassroots machinery will find it incredibly awkward to attack each other. |
| 2️⃣ | **Splitting the Urban/Mixed Votes** | In highly competitive mixed seats like **N.46 Perling**, **N.42 Johor Jaya**, and **N.43 Permas**, a three-cornered fight (PH vs BN vs PN) could dilute the vote pool, may accidentally giving the advantage to Perikatan Nasional (PN). |
| 3️⃣ | **The Singapore Voter Turnout Factor** | Standalone state polls always suffer from lower voter turnout. Tens of thousands of Johor voters working in Singapore might not travel back just for a state seat election. Historically, low turnout heavily penalizes PH urban seats. |

---

### 🗺️ The Battleground Matrix: Where Will the Clashes Hurt Most?

Because BN is going solo, we are going to see massive head-to-head collisions in seats that were previously considered "shared territories" or hard-fought battlegrounds:

| No. | 🏛️ High-Risk State Seat | 📍 Region / Parliament | 📊 Core Demographics & Risk Factor |
| 1️⃣ | **N.46 Perling** | P.161 Pulai | Highly mixed seat (~46% Chinese). Held by PH, but highly coveted by BN urban factions. |
| 2️⃣ | **N.19 Yong Peng** | P.148 Ayer Hitam | Currently held by MCA (BN) but sits on a 60% Chinese electorate. DAP will definitely want to win this back. |
| 3️⃣ | **N.55 Pekan Nanas** | P.165 Tanjong Piai | Malay-majority mixed seat (54% Malay / 42% Chinese). Classic border ground where BN and PH will cannibalize each other's support base. |

---

### 🔮 Strategic Scenarios & Observations (Analytical Outlook)

* **🛡️ Focus on Core Strongholds:** From a purely electoral standpoint, Pakatan Harapan (PH)—particularly DAP—is likely to prioritize resources on consolidating its hold over high-density urban seats.

In constituencies with established track records like Skudai and Senai, the focus will be on maintaining voter turnout to preserve their existing majorities.

* **🗣️ Emphasis on Policy and Economic Stability:** The leadership may utilize platforms like the upcoming conventions to focus heavily on governance milestones and economic collaboration.

Highlighting projects like the Johor-Singapore Special Economic Zone (JS-SEZ) serves as a data-driven narrative to demonstrate federal-state synergy and policy continuity to the electorate.

* **⚙️ Activation of Party Machinery:** With a multi-cornered contest highly probable across all 56 seats, all political coalitions—including PKR, DAP, and Amanah—will naturally begin preparing their respective grassroots machinery.

The primary operational objective for all sides will be managing logistical readiness and defining clear electoral boundaries in a highly competitive landscape.

### 🗳️ DAP Won Seats (2022 Johor Election) — Ethnic Breakdown

| No. | 🏛️ State Seat (DUN) | 📍 Main Parliament | 📈 Chinese % | 📉 Malay % | 👥 Indian/Others % |
| 1️⃣ | N.12 Bentayan | P.145 Bakri | 70.80% | 26.10% | 3.10% |
| 2️⃣ | N.48 Skudai | P.162 Iskandar Puteri | 61.80% | 23.30% | 14.90% |
| 3️⃣ | N.52 Senai | P.163 Kulai | 61.40% | 27.20% | 11.40% |
| 4️⃣ | N.28 Mengkibol | P.152 Kluang | 59.40% | 29.30% | 11.30% |
| 5️⃣ | N.23 Penggaram | P.150 Batu Pahat | 58.60% | 36.30% | 5.10% |
| 6️⃣ | N.02 Jementah | P.140 Segamat | 50.40% | 40.30% | 9.30% |
| 7️⃣ | N.42 Johor Jaya | P.159 Pasir Gudang | 49.10% | 43.10% | 7.80% |
| 8️⃣ | N.10 Tangkak | P.144 Ledang | 48.60% | 40.20% | 11.20% |
| 9️⃣ | N.46 Perling | P.161 Pulai | 46.10% | 41.30% | 12.60% |
| 🔟 | N.45 Stulang | P.160 Johor Bahru | 43.30% | 52.40% | 4.30% |

💬 **What do you think, forum members?

Will BN’s confidence backfire on them, or will PH get sidelined by a powerful, localized BN wave led by a popular MB? Let's discuss below! 👇

Are there a lot of bungalows in Miri or Kuching?

plouffle0789 — Sat, 16 May 2026 20:13:35 +0800

Rank 🏛️ Parliament Seat 📍 State 📈 Chinese Electorate %
1️⃣ P.195 Bandar Kuching Sarawak 91.70% 🏆 (Highest)

2️⃣ P.123 Cheras Kuala Lumpur 77.10%

3️⃣ P.122 Seputeh Kuala Lumpur 76.80%

4️⃣ P.114 Kepong Kuala Lumpur 72.90%

5️⃣ P.120 Bukit Bintang Kuala Lumpur

Which one you guys prefer?

plouffle0789 — Sat, 16 May 2026 18:14:33 +0800

Budi madani 95 not eligible due to driving license

plouffle0789 — Fri, 15 May 2026 22:10:57 +0800

Portal Rasmi JPJ

Some Malaysians are required by their companies to drive in Singapore due to their job scope. In these cases, they are required to surrender their Malaysian driving license to convert it to a Singaporean one.

Not every Malaysian working in Singapore buys a car or pays for the COE. It depends on their job and what they can afford.

many Malaysians at sg don't own personal cars due to the high COE costs. Some only drive company vehicles, like school vans, because it's a job requirement.

https://budi95lesensg.jpj.gov.my

permohonan budi madani ron95

Website so slow

Really 14 days after can use IC to pump RM 1.99 ?

RON95 will be sold at a subsidised rate of RM1.99 per litre from Sept 30 , 2025 onwards

Malaysians with Singapore driving licences can apply for Budi95 from tomorrow

October 15, 2025

Transport Minister Anthony Loke said Malaysian citizens with locally registered vehicles who work in Singapore can apply for the Budi Madani RON95 (Budi95) subsidy starting tomorrow.

Transport Minister Anthony Loke said Malaysian citizens with locally registered vehicles who work in Singapore can apply for the Budi Madani RON95 (Budi95) subsidy starting tomorrow. — NSTP/MOHD FADLI HAMZAH

KUALA LUMPUR: Malaysian citizens with locally registered vehicles who work in Singapore can apply for the Budi Madani RON95 (Budi95) subsidy starting tomorrow.

Transport Minister Anthony Loke said applicants must be Malaysian citizens, hold a valid Singapore Driving Licence (LMS), and have a valid employment permit in Singapore.

Applications can be made via http://budi95lesensg.jpj.gov.my/

"Under driver licensing regulations in both Malaysia and Singapore, an individual is only permitted to hold one driving licence, either Malaysian or Singaporean.

"As such, Malaysian citizens working in Singapore, especially in driving-related sectors, are required to surrender their Malaysian driving licence in order to obtain a LMS, even though they remain Malaysian citizens, reside in Malaysia, and own Malaysia-registered vehicles used domestically.

"To assist the Finance Ministry in evaluating and considering applications from this group, the ministry, through the Road Transport Department (RTD), has developed a dedicated website for these individuals to register their BUDI95 subsidy applications.

"All applications received will be forwarded to the Finance Ministry for further review and eligibility assessment," he said in a press conference today.

He added that applicants may check their

eligibility status through the official Budi95 website

after 14 days from the date of submission.

Loke said the final decision on each application lies under the jurisdiction of the Finance Ministry based on all conditions stipulated under the Budi95 fuel subsidy programme.

"The regulation stating that Budi95 applies only to vehicles registered in Malaysia remains unchanged.

"The ministry hopes this measure will help facilitate the process for Malaysians working in Singapore, ensuring they are given due consideration under the national fuel subsidy programme," he said.

Loke added that by the end of this month, the government should be able to provide an estimate of how many Malaysians actually hold a Singapore driving licence.

For Malaysians who hold an LMS but are no longer working in Singapore, or are no longer subject to Singapore's domestic requirement to hold an LMS, he said, they may reapply for a Malaysian driving licence (LMM) by first cancelling their LMS.

Applications to reinstate the driving licence can be made at any RTD office once it is verified that there are no restrictions, suspensions, or convictions recorded against the LMS by the Singaporean authorities.

Taxi so dangerous....

plouffle0789 — Thu, 14 May 2026 05:26:36 +0800

While the passenger was asleep during the trip, the taxi driver took their mobile phone. Upon arrival, the driver followed the passenger secretly o their residence.

The homeowner did not lock the house door properly, which was very dangerous.

The driver slowly open the door and recorded videos or took pictures of the owner.