Lowyat.NET: Latest topics by infinity31

Are we ready for another pandemic?

infinity31 — Tue, 18 Feb 2025 12:06:00 +0800

Can the recent influenza virus trigger another pandemic and cause more lockdowns?

advice needed for my home loan

infinity31 — Fri, 29 Nov 2024 14:07:00 +0800

Public Bank
Loan: RM317,430
MRTA: RM1,309 (self finance)
CI premium: RM3,920 (self finance)

Rate: 3.8%(promo rate if bundled with CI premium)
(SBR+0.8%, SBR@3.00%)
Tenure : 35 Years

MRTA cover RM100k for 15 years
CI cover RM100k for 15 years

--

Bank told me i were to take MRTA without CI premium, interest rate would be 3.9%

Need sifu advice whether i should bundle with CI premium for promo rates or,
go for higher rate which will be cheaper overall in the long run?

home loan advice

infinity31 — Fri, 29 Nov 2024 13:54:13 +0800

Public Bank
Loan: RM317,430
MRTA: RM1,309 (self finance)
CI premium: RM3,920 (self finance)

Rate: 3.8%(promo rate if bundled with CI premium)
(SBR+0.8%, SBR@3.00%)
Tenure : 35 Years

MRTA RM100k for 15 years
CI RM100k for 15 years

--

Bank told me i were to take MRTA without CI premium, interest rate would be 3.9%

Need sifu advice whether i should bundle with CI premium for promo rates or,
higher rate which will be cheaper overall in the long run?

Why still uses IBG?

infinity31 — Thu, 11 Jan 2024 16:01:13 +0800

I have friends who still using IBG instead of instant transfer...
What's the reason behind ah? is it because ibg is safer? or is there any hidden agenda?

NAISE!

infinity31 — Tue, 12 Dec 2023 12:41:09 +0800

source:https://soyacincau.com/2023/12/12/gobind-singh-digital-minister-fahmi-fadzil-communications-minister/

Upgraded sunway carnival mall. Visit le?

infinity31 — Fri, 24 Jun 2022 16:19:21 +0800

How’s your experience? The expanded mall not bad leh! No longer the “nothing-to-shop” mall.

Best credit card for petrol?

infinity31 — Wed, 27 Oct 2021 12:00:16 +0800

as per title

Any board game fans?

infinity31 — Mon, 05 Apr 2021 14:15:51 +0800

Have you been to a board game cafe? Would you go if there's one nearby?

She's 8 years younger than me

infinity31 — Wed, 24 Feb 2021 11:37:25 +0800

She's 21, I'm 29.
Confessed to her, received positive response from her and her family, but no so from my parents.
Specifically my mom. She's from a traditional family background, and the age-gap between my gf and I was her main concern.
I'm now in the dilemma of making my next decision, whether to end this relationship early or just carry on?
I know both of us are adults and are free to make our own decisions...
But at the same time, parents are still parents. I really hope to have their blessing on our relationship and have the peace of mind...

What would you do if you were me?

Is it weird to talk to yourself?

infinity31 — Thu, 04 Feb 2021 13:49:25 +0800

sometimes when you are alone, a thought came across your mind, you just wanna speak it out instead of keeping it...
what do you do?
i'm an introvert, and introverts think a lot...
i find it more comfortable to just speak it out, instead of keeping it...
hmm...

Telegram or Signal?

infinity31 — Mon, 25 Jan 2021 13:29:45 +0800

due to the whatsapp privacy issue thingy, i'm slowly migrating to another platform...
and to my surprise, i find a lot of my friends are using telegram rather than signal... probably because signal is still a rather new app
which one do you prefer?
i think i'll go for telegram la, since my frequent contacts are mostly on this platform...

Scan or No Scan, here's Sabri's official statement

infinity31 — Tue, 10 Nov 2020 17:54:24 +0800

[FBV]643258296345277[/FBV]
Must check in on MySejahtera:
1. Those making transactions in the petrol station convenience mart.
2. Those using the surau or restrooms.
3. Those approaching the mechanic at the petrol station.
4. Those heading for manual carwashes.

DO NOT need to check in on MySejahtera:
1. Those who are pumping petrol and paying using cashless transactions, that don’t require coming into contact with others..
2. Those making payments through the petrol station pigeon hole.
3. Those going for auto carwashes.
4. Those stopping at petrol stations to pump air in vehicle tyres.

source: World Of Buzz

Perodua drivers very pro de....

infinity31 — Fri, 30 Oct 2020 17:50:54 +0800

[YOUTUBE]4_MoB29azT8[/YOUTUBE]
Driver swaying left and right, some more accelerate while stepping brakes... almost bang into an incoming car

Will you donate?

infinity31 — Sat, 24 Oct 2020 00:37:06 +0800

Even though the price for a packet tissue doesn't cost much, but there are times where i have mixed feelings giving them my money...
"they legit anot?" or "what if they weren't part of a scam?" not sure if these thoughts crosses your mind too?
And I'm not sure if this behaviour is illegal in Malaysia?
I duno leh...sometimes i give but sometimes i just finding myself an excuse not to give...

Is swimming a good lifetime sport?

infinity31 — Fri, 23 Oct 2020 00:06:45 +0800

After playing several sports, I found swimming to be the most satisfying sport. There’s something about refining your skills every time you swim and getting faster and smoother. There’s also the satisfaction after each session, especially seeing your body getting fitter and stronger...

Are you a swimmer too? Share your thoughts

Is old green house’s Hokkien Mee the best in pg?

infinity31 — Tue, 29 Sep 2020 22:28:42 +0800

Is Burma Road old green house’s Hokkien Mee the best in pg?
So far the best one I’ve tasted la...

does "fresh air" still enter the vehicle?

infinity31 — Fri, 18 Sep 2020 17:40:51 +0800

sparked my curiosity after the penang girls' incident...
can someone provide us a scientific and genuine answer?
thanks!

Best Ramen in Penang you tasted!

infinity31 — Fri, 11 Sep 2020 15:48:04 +0800

I'm a die hard ramen fan searching for the best ramen in Penang Island/Butterworth!
so far, mine has been Menya Miyabi @ Queensbay mall...
Ippudo i find kinda average? not sure about other outlets in KL
what's your favorite? share it with us!

How's Yes 4G doing now?

infinity31 — Fri, 11 Sep 2020 00:11:46 +0800

How's Yes 4G doing now? have they improved?
I'm remembered few years ago when i subscribed to their broadband package, it was a nightmare...
Poor coverage and poor CS!
in the end, i got fed up and terminate the contract earlier...
bad bad impression since then...
but everyone deserves a second chance right?

How’s iOS 13.7?

infinity31 — Thu, 10 Sep 2020 22:26:45 +0800

so far my ipad mini 5 & iphone se 2 has been doing pretty good!
Battery life improved though, and apps seems to open faster too...